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Can I Get Cashback With Visa Gift Card

Can You Get Money From Selling Your Gift Cards

Can You Get Cash At ATM With Vanilla Visa Gift Card

Absolutely. You can totally get money from selling your gift cards. The cool thing about selling stuff online is that you can always find a platform to sell items quickly.

This post shares some of the best ways and places to sell gift cards. Some of my favorites mentioned in this post are Gift Card Granny and Gift Cash. You can check out some of those sites to see if those are a good fit for you to sell your unwanted gift cards.

Pay Your Bills With Your Gift Card

Here is an interesting method you can try. While you arent necessarily exchanging the card for stacks of dollar bills, you are still using it the same way. As long as there is money on the card, you can use Visa gift cards to pay for your bills.

Visa gift cards are usually set up like a debit card with a card number, expiration date, and security code number on the back. The main difference is that the cards have a set amount of money programmed onto them instead of being linked to a bank account.

This makes it easy to pay your bills directly with a Visa gift card that you cant with pretty much any other gift card. So if you have a water bill or phone bill coming up, pay it with your Visa gift card instead.

Most people dont think of using their gift cards for bill payment, but it has multiple benefits. For starters, you can make quick use of your gift card.

If youre running low on credit, you can also use the gift card instead. Its a convenient way to use these gift cards in the same vein as cash.

Can You Take Money Off A Gift Card

Sadly, probably not. You can’t simply take a gift card to an ATM machine and get cash immediately.

Why? Just for the simple fact that it is a gift card. However, there are plenty of options that you can do to get money in exchange for the value of the gift card.

You can likely get money off of a reloadable prepaid card. But that’s not the question. We are talking about gift cards. Based on our research, the best option to get cash in exchange for a gift card is to simply sell it for a discount instead.

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Can You Turn A Visa Gift Card Into Cash In Hand

There are ways to turn a Visa gift card into cash in hand, although these tend to be limited to those options when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.

However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.

Use A Gift Card Exchange Kiosk

Can you get cash back from a visa gift card ...

A gift card exchange kiosk is a dependable method to transfer Visa gift cards to cash. Look for machines within select grocery stores theyre often yellow machines that look like casino slots and make similar noises.

The system requires that you enter the card information, such as card number and expiration dates. Youre then given a choice to get a cash-back offer.

Once you accept, youll need to print the voucher and bring it to a nearby cashier. Thats usually all thats needed to do to get money through this method. If you have trouble with card swipes, ask for assistance.

Not all grocery stores dont have a gift card exchange kiosk so its best to do a search first so you dont waste your time. What I like about kiosks is its a faster way to turn Visa gift cards into cash.

Other methods take days before the transaction is complete. With kiosks, youll get your money almost instantly. Make sure you bring your identification just in case.

I should mention exchange kiosks do take a small chunk of your proceedings. If you dont plan on using that Visa card anyways, its a reasonable sacrifice to make. Dont accept the offer if you dont like it you can always cancel before the process is complete.

For more in-depth steps, check out this article that walks you through selling a gift card using an exchange kiosk.

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Cover Your Bills Via Visa Card

Paying bills using your Visa Gift Card, is the same as converting your gift to cash although, in this case, you wont get to pocket or see the hard cash.

It is also worth noting that Visa Cards are perceived as credit cards and attract transaction charges. So, before going down this route, first, consider how much it will cost in terms of fees.

How to liquidate a Visa Card by paying bills

A billing provider that accepts Visa cards for payment includes the likes of Plastiq. Here, you can pay large bills such as a mortgage, vehicle, purchase, and more.

Sadly, not all companies will allow making such huge payments but you can still use your card for buying gas, groceries, or even topping up your phone credit.

Sell Your Visa Gift Card

You may not able to get the cash from a Visa gift card in the traditional ways like at an ATM or cash back after a purchase, so you can consider selling it online.

You can sell it on sites like Raise, CardCash, Giftcard Zen, and Cardpool thatll buy your Visa gift card in exchange for cash. If your gift card is a virtual one, you can get instant cash for it.

You can also opt to cash it out through an app called Prepaid2Cash or find a gift card kiosk near you. The Prepaid2Cash app makes getting cash for your prepaid cards and gift cards easier than ever before.

Prepaid2Cash charges the lowest fees in the market and you can choose to receive your money the next business day or in 4-5 business days. It is available for both iOS and Android devices.

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Sell Your Gift Card Using An App

Using an app to convert your gift card to cash is super easy. The downfall is that this method tends to net you fewer dollars due to the higher commissions rates.

Its not always going to be the most expensive option though. As with every method, its best to check it out for yourself and compare.

Two popular gift card apps are:

Youre not locked into selling your gift card to them after getting a quote so theres zero obligation. It never hurts to get a second opinion on your gift cards selling value.

How To Get Cash From A Gift Card

How To Turn Visa Gift Card into Cash Using Paypal

Gift cards have been the preferred present or gift of choice for nearly every occasion, including holidays, birthdays, Valentine’s Day and you get the point.

Gift cards seem to be the king of gifts when you don’t know what to get that special someone.

But what if you don’t get the right gift card?

That money shouldn’t have to go to waste now, should it?

What if I were to tell you that you could get cash off of that gift card? Don’t worry, this is perfectly legal and rather simple.

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Final Thoughts On Converting Visa Gift Cards To Cash

Visa gift cards are pretty flexible in terms of how you can use them. Given that theyre accepted anywhere that also takes Visa credit cards, you already have a huge array of options on where to spend the balance on your gift card.

But its true that sometimes having cold, hard cash is preferable. Its easier to track as part of your overall liquid net worth, for example, and youre not limited in case you plan to use the money somewhere that a Visa credit card wouldnt work.

In those cases, one of the options on this list will definitely help you out. Just keep an eye on the fees to make sure theres not a more affordable option for what you intend to do with the money.

But once youve decided how to proceed, in only a few clicks, that money will be yours!

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Use Visa Card To Buy A Money Order

Walmart and other grocery stores will let you purchase money orders using your gift card. However, first, check if this option is available in your area since the service is dependent on state law. The money order can be deposited into your bank account for you to access the money.

One more thing is that, if you have too many money order deposits, there is a possibility of banks closing down your account for security purposes.

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If My Card Is Lost Or Stolen How Do I Report It

If your Card is lost or stolen, call Customer Service 24/7 at 1 524-1283 to cancel your Card as soon as you can. You will need to know your Card number, so be sure to record it in a safe place. You may also be required to provide additional information. If funds remain on your Card, you will be sent a free replacement Card.

Transfer Visa Cards To Bank Account

Can You Get Cash Back From a Visa Gift Card?

You can transfer Visa gift cards to your bank account, although not directly. As much as gift cards are treated as credit cards, the balance isnt transferable to a bank.

But there are some ways to make the conversion. Much of this involves going through digital wallets, money transfer services, and gift exchange kiosks.

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Why Should You Get The Td Cash Back Visa Infinite Credit Card

If you are looking for great Cash Back with travel and automotive benefits, then this TD Cash Back Visa Infinite Card could be the right one for you. It comes with an earn rate of 3% Cash Back on eligible grocery Purchases and gas Purchases, and on regularly recurring bill payments set up on your account. You also earn 1% Cash Back on all other Purchases. This card has travel benefits such as Travel Medical Insurance as well as automotive benefits such as Emergency Road Services with the Deluxe TD Auto Club Membership.

Is The Cryptocom Card A Metal Card

All Crypto.com cards are metal cards. The metal cards are only issued if you have staked a certain amount of CRO in the Crypto.com App.

If you decide not to stake any CRO, you are still eligible to apply for the Midnight Blue card. However, this card is plastic, and not metal like the other 6 cards!

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Are Visa Gift Cards Considered As Cash Advances

Depending on how you purchase a gift card, the transaction can be treated as a cash advance. This is usually applicable when you use a credit card to pay for the gift card. In such a case, you will be charged a cash advance fee, and on top of that, youll pay a high interest rate.

Altogether, visa cards are considered as cash advances when buying from a financial institution or when buying a prepaid card instead of a gift card.

How To Purchase Gift Cards With A Credit Card

How To Get Cash Off A Visa Gift Card | How To Get Cash Out Of A Visa Debit Gift Card

Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.

The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.

Plenty of other websites let you buy gift cards and pay with a credit card using a similar method, including Staples.com, Walmart.com and Target.com.

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Can You Transfer Money From A Visa Gift Card To A Bank Account

Yes, it is possible to transfer money from a Visa gift card to a bank account but you have to go about it in a roundabout way. But dont worry! Its less difficult than you think to get around it.

Theres nothing worse than losing a gift card or forgetting you have it around so below Ill cover some options to help you liquidate your Visa gift card.

Simply Sell The Card To A Friend

A simple way to convert a Visa gift card to cash is to sell it to a friend.

You can let your friends know that you have a Visa gift card that you would like to trade for cash and hopefully they take the deal.

Its a great way to trade your gift card for cash and you can even get full price for the gift card!

Sometimes you will need to offer a discount so your friends have an incentive to take the deal.

Its an easy way to exchange Visa gift cards for cash but its not a method you can count on all the time.

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How Do I Use My Bank Of America Merrill Lynch Visa Reward Card To Pay At Gas Stations And Restaurants

Gas stations. The best way to pay for gas station purchases is to hand the Reward Card to the attendant who will complete your transaction at the register. If you prefer to pay at the pump, you may be declined if you do not have enough funds to cover the cost of a full tank of gas.

Some restaurants verify that the Reward Card has enough funds to cover the purchase, plus a 15% – 20% tip. If the amount on the Reward Card is not enough to pay the tip, tell the server you will pay the tip in cash. Otherwise, simply use the Reward Card for purchases at retail stores.

Try Visa Gift Card Cash Back

Can You Get Cash Back On A Visa Gift Card / Office Depot ...

If you have a Visa card and are wondering if you can get hard cash from it, the simple answer is probably not. Withdrawing from an ATM requires you to key in your PIN .

And, because Visa gift cards do not have PINs, then you cannot get a cash advance on a visa gift card. Only prepaid cards can be used to get cash from an ATM or to claim cashback offers.

However, depending on a stores rules, you can go for cash back. Simply purchase using your gift card and return the item for cash. I have to warn you though, not many stores support this and you may be found in contravention of return policies.

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Give Them Out As Gifts

Sometimes, you may be required to give out gifts, and in most circumstances choosing the right gift for a friend or family member can be challenging. But if you have a Visa Gift card you, can give it to a friend and let them decide on what to buy.

What I like about this gift idea is that you can get Visa Gift cards for $1, $10, $100, $200, and all the way up to $500. This makes them a perfect alternative to high-value gifts.

Debit Cards Offer More Protection Than Prepaid Cards

Visa debit cards offer a zero liability policy and more security when your card is lost, stolen, or in cases of unauthorized use. With the zero liability policy, you wont be held liable for unauthorized transactions made with your card. However, youll have to prove that you didnt authorize such transactions.

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Types Of Visa Gift Cards

Visa offers seven different gift cards, each of which you can buy on their main website. These are similar to a Visa debit card in that you can transfer money onto individual cards.

You use these instead of cash just like you would a debit or credit card, but you dont have to link the card to your bank account. A Visa gift card is already preloaded with money.

Once you buy the gift card, you must determine the amount the maximum tends to be around $500.

Keep in mind third parties provide you more specific information on these gift cards Visa works directly with these companies.

The Visa gift cards available are as follows:

  • Vanilla Gift Card
  • Navy Federal Credit Union
  • PerfectGift.com

The Vanilla Gift Card is one of the most common ones. You can use this card for non-contact transactions, which include orders over a website, phone, and mail.

The card only works with any store that accepts Visa cards, mainly based in the United States.

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