How To Buy A Gift Card
5 minute read
Whether you like shopping in store or prefer to do everything online, there are so many ways to buy gift cards.
From preloaded cards for big name brands to open loop gift cards you can load with as much or as little money as you like, gift cards are a great way to treat someone special or manage your own budget. Want to know how to buy a gift card? Heres our easy-to-understand guide.
How To Get Gift Card Online
Buying a gift card online is simple, secure and fast no waiting in line and no having to mail a card in time for a special occasion. You can buy a card online and get it delivered to the recipient in a matter of minutes. The Kroger Family of Stores offer more than 200 types of gift cards, from big name brands, Happy cards you can use in different stores and even Visa and Mastercard gift cards that can be used anywhere these providers are accepted. As Kroger sells cards for so many places, you can buy multiple online gift cards at the same time with no need to shop around. Browse our full range of gift cards online.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
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Contact The Gift Card Seller
Once you have the gift card number , call customer service for the merchant that issued the gift card. Be aware that you will likely have to dig in and be prepared for more than a simple phone call. Thieves love gift cards almost as much as they love cash and gift card scams are the modus operandi du jour. So be prepared to prove that youre one of the good guys.
While the merchant may not be willing to replace a lost gift card without having all of the information, it doesnt hurt to ask. If your claim is legitimate and youve done all the work needed to track down the card number, your efforts might be rewarded.
How Can You Buy Gift Cards From A Bank Branch
If online banking is not your thing, you can walk into a bank branch, request for a Gift Card application form. You must fill out all the knowledge requested in the state, like your personal details, contact information, information about the recipient, and payment mode. This form also duplicates up as a consent form that empowers the bank to debit the gift amount from your account.
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Buy Gift Cards With Personal Checks
If you want to purchase a gift card with a personal, paper check at a brick-and-mortar shop, there are a few something you should know. Generally, you will require providing a valid photo ID, and the statement will need to clear ere you can use the gift card.
Individual stores may have various policies, so it may be deserving of contacting the store you plan to encourage and find out its policy before buying a gift card with a paper check. We contact customer service representatives from various national chains and found that the following significant retailers will enable you to buy gift cards with personal checks:
- Big Lots
How To Use A Visa Or Mastercard Gift Card Online
If you have a Mastercard or Visa gift card, you can use it just like you would a regular payment card. When you get to the checkout, just type the gift card number, expiration date and Card Verification Number into the debit and credit card section of the payment screen.
Remember, even though its technically a gift card, you cant enter the details in the gift card field thats where youd add details from a specific branded gift card. Just treat it like a credit or debit card and it should go through no problem. Take a look at the Visa gift cards and Mastercard gift cards available through the Kroger Family of Stores.
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Take A Picture Of The Gift Card
Somewhere between writing the gift card number down on paper and entering the cards digitally into a mobile wallet is this hybrid solution thats a mix of bothsimply take a picture of the front and back of the gift card. In your camera roll, youll always have a copy of the card number, customer service line and PIN, if applicable. . This is just one of 10 gift card hacks that can save you time, money and hassle!
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
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What You Can Learn About Visa Gift Cards Here
In the post below, Ill talk to you about the following three things.
Though Visa, Mastercard and other bank-issued gift cards work online quite well, there are certainly a few things to know that can make for a more positive experience.
How To Get Your Lost Gift Card Back
While I cannot guarantee you will be able to get a lost gift card back, you may be able to get it replaced if you have the gift card number, a payment receipt or the activation receipt. Without that information, replacing a lost gift card will be a challenge, but still worth the effort. Below are the steps I would take to try and get a lost gift card back.
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Register The Gift Card
Even if you expect to use the gift card fairly quickly, its a good idea to register the gift card at the issuing company. At Giftcards.com, you can register your Visa® Gift Card when you activate it. Others companies do the same. Its a lot easier to work with a company on replacing a card if they already have your customer information in their system.
What Should I Do If My Gift Card Is Lost Or Stolen
Sprouts does not replace any lost or stolen gift cards unless your online order was not received. If your order was lost or stolen during shipment, please contact usat . Sprouts only honors gift cards sold in our stores or on sprouts.com. Gift cards obtained through third-party entities cannot be guaranteed by Sprouts. Gift cards obtained through fraudulent means will not be honored or reimbursed. To report any fraudulent activity or to get transaction history, please contact us.
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Bot Steals The Gift Card Balance
HOW THE SCAM WORKS: Hackers use a bot called GiftGhostBot to run through a stores online gift card balance check system looking for a matchmeaning a valid gift card number with an activated balance. Once the bot finds a match, hackers use the gift card themselves or sell it on the dark web.
RED FLAG: If you notice the balance of your gift card is gone, then contact the gift card issuer immediately.
WHAT TO DO: The best way to avoid this gift card scam is to simply use gift cards soon after you receive them, leaving little opportunity for a bot to find your gift card in the system.
I also suggest checking your unused gift card balances often. An easy way to do this is to load your plastic and egift cards into a gift card app or your smartphones mobile wallet, both of which allow you to perform an automated balance inquiry. Lastly, if you have an unwanted gift cardone that you are not likely to usethen sell it for cash. People who buy discount gift cards are often planning to use them quickly so that is another way to ensure gift cards are used by their rightful owners.
Visa Virtual Account Faq
A Visa Virtual Account is delivered via email and delivery may take up to 24 business hours from the time of purchase.
Visa Virtual Account is only redeemable online and the balance of the card must cover the full amount of the transaction. Heres a tip! If the Visa Virtual Account balance is less than the transaction total, then first use the Visa Virtual Account to buy an eGift card from the online merchant. When the merchants eGift card arrives, apply the merchants eGift card to your purchase and pay the remaining balance due with a debit or credit card.
Both Visa gift cards and Visa Virtual Account are redeemable wherever Visa is accepted, however, Visa Virtual Account are only redeemable online and the balance of the Virtual Account must cover the full amount of the transaction. Visa gift cards are shipped via USPS or UPS, depending on the shipping method selected. Visa Virtual Account are delivered via email.
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Must Pay With Gift Cards
HOW THE SCAM WORKS: A customer receives a threatening voice message from a scammer pretending to be from the U.S. Internal Revenue Service. To avoid being arrested for tax evasion, the victim is told that he or she can pay the fine with iTunes gift cards or other gift cards. In a similar example, a State Trooper calls to say that the victim failed to show up for jury duty and there is warrant out for his or her arrest. To avoid going to jail, bail can be be paid using MoneyPak as a bond until the case is cleared.
Once gift cards are purchased, the scammer will ask the victim to repeat the gift card numbers over the phoneat which time, the scammer drains the value of the gift cards. Victims who fall for the initial ploy are often told to go back to the store to buy additional gift cards.
1. Hang Up on Fake Callers No reputable company nor government agency will ever demand payment with gift cards. If someone claims to be from the IRS, hang up.
2. Balance Check in Private If someone asks to listen as you call to confirm the balance of a gift card, it is likely a scam.
3. Inspect Gift Card Packaging If the packaging looks tampered with or the PIN is revealed, turn the gift card into the cashier and pick a different card.
4. Check the Activation Receipt Be sure the gift card number listed on the activation receipt matches the gift card you receive. Alert the manager if its not a match.
Sell Gift Cards And Track Them From Your Square Account
Gift cards are integrated into the Square app and Square Dashboard. Theyre simple to sell, redeem, track, and reload. No additional tools or training needed.
Export a full reportGift cards show up in your reporting. Export the gift card sales report in Square Dashboard for an in-depth look at all gift cards issued and their outstanding balances.
Wrap it upRedeem gift cards as easily as you would any other form of payment. Gift card balances can be stored in the same way as Card on File. Its just one more way Square gives your customers the best experience possible.
I explored other virtual gift card providers, but their interfaces were clunky and cumbersome. Setting up Square eGift Cards was smooth and effortless.
SARAH PAXTON, INNER SUN & MOON
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The One Big Catch: Insufficient Funds
This is the most common issue people have when using Visa gift cards online. So whats the problem?
Well, using a Visa gift card online is a little different than using that same gift card in a store.
When you go to the store with a $25 Visa gift card and buy something thats $30, the cashier would use the Visa gift card and then ask for a second form of payment for the remaining $5. This is known as a Split Tender Transaction.
Unfortunately, almost no online merchants are set up to accept Split Tender Transactions. This means if you attempt to buy something that exceeds the value on your Visa gift card youll get an insufficient funds error.
There are some hacky ways around this that allow you to use a Visa gift card for partial payment.
What Is Roblox Premium
Roblox Premium is a monthly subscription, which gives you a certain amount of Robux each month for a lower price than you would have to pay without the membership. It also allows you to trade and sell items you created in the game. In addition, what used to be known as the Builders Club in September 2019 changed into the Premium membership.
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How To Check Your Visa Gift Card Balance
The only way to check the remaining balance of your Visa gift card is to visit the website of the card issuer or call the toll-free service number on the backside of the card.
So there you go, youve learned how to use a Visa gift card online and how to solve nearly all the issues youll run into when trying to use the card to make purchases online.
Nintendo Switch Online Memberships
Nintendo Switch Online is one of the cheapest gaming subscription services out there, which makes it a go-to for anyone working with a smaller budget. The biggest benefits come in the form of the aforementioned online play and free NES / SNES games. Recipients can also make use of cloud saves as well, so that their game saves are always kept safe on Nintendo’s online servers rather than on their console.
The 12 month Nintendo Switch Online subscription offers better value for money, though three months is still a solid amount of time with the service. You’ll find all the latest prices for these two options just below.
We’re also rounding up all the best Nintendo Switch carry cases for those after another cheap gift idea. Or, take a look at the latest Nintendo Switch SD card deals for more savings. If you’re in the UK, we’re also getting you prepped for this year’s Boxing Day sales as well.
I originally landed in hardware at our sister site TechRadar before moving over to GamesRadar. In between, I’ve written for Toms Guide, Wireframe, The Indie Game Website and That Video Game Blog, covering everything from the PS5 launch to the Apple Pencil. Now, i’m focused on Nintendo Switch, keyboards, mice, and the quest for an RTX gaming laptop.
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Visa Gift Card Payments Faq
Giftcards.com accepts Visa, Mastercard®, Discover®, and American Express® credit and debit cards registered to U.S. addresses. Gift Cards cannot be used to purchase additional gift cards. We dont presently accept international orders.
eGifts are delivered electronically and can only be used for online or over the phone purchases. There are no shipping fees for eGift cards. Refer to our Purchasing Fee Schedule page for more information.