How To Transfer Money With A Visa Card Into Paypal
Although you can transfer funds from a linked checking or savings account to add money to a PayPal account, the process of using a Visa card through PayPal for a large business purchase requires a different set of steps. Instead of moving part of your Visa card’s available balance into PayPal, you link the card to PayPal so you can draw against that balance. When you make a purchase using PayPal, you can designate your card as the payment vehicle without the seller of your goods seeing your Visa account information.
More About Using Prepaid Gift Cards Through Paypal
Can I use prepaid gift cards to make a purchase using PayPal?
Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesnt apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.
How do I use prepaid gift cards using PayPal?
Just like any other credit or debit cards. No difference at all!
For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout – just like any other credit or debit cards.
For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.
Can prepaid gift cards used for all services and products through PayPal?
Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.
This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.
Im using a prepaid gift card, and Im getting a declined message.
You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.
Use The Paypal Invoice Feature
If you dont want to open a second PayPal account, here is how you can use your only Paypal account and get the money cashed:
- First, go to the Send & Request menu, click on the Send an invoice option, it will redirect you to a billing page. Insert an email address thats not associated with your PayPal account, add any item you want you dont necessarily put a description.
- Now, put in the full amount you have in your gift card, put in any quantity, and click on add item. You can review all the information you had on the previous page on the next page uncheck the shipment here.
- Once you click on Send, PayPal will send the billing information to your secondary email address youve put in. Go to your email inbox, follow the payment option, select Pay with a Visa card and use the gift card here.
- PayPal will ask you to open an account in PayPal youll skip it, and continue with the payment using the Visa card. If you do everything correctly, youll get the money to your PayPal account to cash out.
Don’t Miss: Door Dash Gift Card Pin
Where Can I Use My Simon Gift Card
You can use the card at any Simon Mall and at most every retailer. Other gift card products from Simon are offered by Visa® and Discover®. Unlike a store card or gift certificate which limits you to purchases only at that store, the Simon American Express Giftcard may be used to make purchases almost anywhere.
Can I Transfer Money From My Vanilla Gift Card To My Paypal Account
Yes. There is no limit to where you can live in the U.S. If PayPal is accepted, you can use prepaid gift cards with Visa, MasterCard, American Express, or Discover logos. As with any other credit or debit card, PayPal members can simply add prepaid gift cards to their wallets and begin using them at checkout.
Recommended Reading: Check Mcdonald’s Arch Card Balance
Why My Vanilla Gift Card Is Not Working On Paypal
So, you have successfully added your gift card to your PayPal account, but you cannot use it or get one of the errors listed at the starting of the article. Below are all the possible reasons why it is happening.
Your Vanilla gift card is not working on PayPal because you have not activated it or verified it by adding your Zip code, or you are trying to buy from an international merchant or using it for recurring payments or reference transactions, or your card doesnt have enough balance to cover the amount of your purchase.
Whatever be the reason, you can try the following fixes to use your Vanilla gift card with Paypal.
Gift Cards And Prepaid Cards
We DO accept prepaid and gift cards. We love them. We think they’re great and want to hug and kiss them all the time.
However, because these cards are often abused and used for fraud, the card companies that back them often DO NOT recognize or have not yet authorized Gumroad to process their cards, and thus they will prevent us from charging the card. At this point, it is unfortunately no longer surprising to us that prepaid card purchases fail, and we will tell you so with a dismissive blow of smoke from our gauloise if you inquire about it.
I mean, not really, but we’ll look up the charge, find out the card provider has blocked it, and let you know this. You are probably safer sticking with your PayPal and credit card accounts.
Read Also: Check Lulu Gift Card Balance
Can You Use A Visa Gift Card At An Atm
Visa gift cards cannot generally be used at an ATM as they do not come with a PIN. That is, ATMs only allow you to withdraw cash if you have a PIN for security reasons. This means that any card that doesnt come with this will not be able to finish the transaction.
There are, of course, other ways to get cash from your Visa gift card, as youve probably seen from all the other options in this article. That said, most of them require a couple of extra steps to get to that point.
While theyre all pretty simple, unfortunately none of them are quite as straight forward as simply withdrawing the balance in cash from an ATM. Dont consider that as too much of a hurdle though, as those extra steps needed to access that cash really arent that difficult to do.
Is The Gift Card Balance More Than The Purchase Amount
Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions. First, deduct the full amount of the gift card, then pay the balance of the purchase with another form of payment.
It used to be that you could not use a Visa gift card to buy anything that cost more than the balance of the gift card, but payment processing terminals are much more sophisticated now. I always make a point to tell the cashier that Im paying with a gift card and whether or not I believe it will cover the full purchase price. This allows both of us to be prepared for a split-tender transactionor completing the transaction with a second form of payment.
Read here for more information on Split-Tender Transactions.
When the gift card balance is less than the transction amount, use this trick to make a partial gift card payment online.
You May Like: Sell American Airlines Gift Card
Convert Your Visa Gift Card To Cash By Selling It To A Website
There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.
If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.
Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.
Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.
Our Validation Methods Require You To Have A Card Billing Address And Billing Statement
How to use vanilla gift card on paypal. Log in to your paypal account. If an offer is available, you’ll see the amount of paypal balance you can exchange with this gift card. To add another gift card, just enter the information below and click add card.
When i try adding it to my payment preference for online shopping, it says, your card ending in * couldnt be activated on your paypal account because we were unable to verify the information you entered. Gift card mall offers you a chance to shop for various types of gift. If you previously have an account, and ready to go, click on the wallet option.
Although i bought card 4 months ago, misplaced it, just registered today. Remember they take any prepaid card from visa, which includes these gift cards. You will need to provide your card number, valid thru date, and security code located on the back of your card.
I cannot link it to paypal. Click wallet near the top of the page. Where paypal is accepted you can use prepaid gift cards that have a visa®, mastercard®, american express®, or discover® logo on it.
Its as good a method as any to ensure you can cash from a gift card without having to use the gift card itself. I have $25 vanilla gift card. If you agree to the exchange offer, click continue.
Once it tells you the available balance, you can see a menu on the right hand side. The card can support all the transactions completed by paypal. Select ‘register, the system will prompt you for a postal code.
Read Also: Doordash Gift Card Code Generator
How Can I Pay For Gumroad Products
We accept the following payment methods:
- Apple Pay
We accept some debit cards, but do not support Bitcoin, Stripe, Skrill, animal pelts, or moon rocks as payment forms.
We have seen instances of banks taking strong security measures after debit cards were used on Gumroad. This is because banks typically have more strict rules regarding online purchases with debit cards, since debit cards do not offer chargeback protection. If you plan on using a debit card on Gumroad, it is a good idea to verify with your bank before you make your purchase.
Have You Tried Using The Card At Another Store Or Website
A few years ago, my son received a gift card for his birthday. We tried to activate the card online, but the system said the card number was invalid. We tried to activate and check the balance by phone, but we got the same response. I even called customer service. The woman I spoke to said the card number was so old, she no longer could access it with her system. Figuring we were out of luck, we tossed the card on the counter and gave up.
A few weeks later, however, it occurred to me that we should just try using the card. The next time I had a purchase to make online, I entered the gift card number he had received. It worked! I do not know why the balance check system didnt work, but we were able to use the card both online and in a store. So when all else fails, I now advise people to simply try using the card. Sometimes the support systems fail, but the card will still work.
You May Like: Zola Gift Tracker
How Do I Transfer Money From A Gift Card To My Bank Account
Do I Need A Paypal Account To Use A Prepaid Card With Paypal
You do not need a PayPal account to process transactions through PayPal. If the merchant offers PayPal during checkout, select that payment option and proceed as a guest.
Enter the prepaid card number in place of a credit or debit card number. Then use your home address or shipping address for the billing address. As long as the card balance is enough to cover the total purchase price, the transaction should process.
Don’t Miss: How To Delete A Card On Doordash
Sell It On Facebook Marketplace
If you are looking to convert Visa gift cards to cash consider joining Facebook Marketplace to sell them. You can check out Facebook Marketplace to sell and buy unwanted gift cards. This is a pretty awesome way to get cash in exchange for unwanted gift cards.
My recommendation for selling on Facebook Marketplace is to make sure to put up high-quality images of the gift cards you want to sell. Additionally, make sure you know the correct balance on the card before you post it.
My recommendation for buying items on is to first make sure to read reviews of the seller. Ideally, you want someone with 5 out of 5 stars.
You can see a sellers rating by clicking on the item that they are selling and looking under the sellers information. If someone has a bad rating, skip getting any items from that person to save yourself the headache.
Simple Options To Convert Visa Gift Cards To Cash
Receiving gift cards is great but making sure youre actually able to use the balance is the best part of all. Thats why seeing how to convert Visa gift cards to cash can be a great way to make sure that you use whats on the card with the added flexibility of being able to spend the balance anywhere!
Perhaps you were given the card as a gift or you bought it as part of a promotion. The latter is pretty common, as youll often find stores that offer discounts or bonus deals if you buy Visa gift cards from them. This can, in turn, save you a good amount on the actual value stored on the card.
You could even have gotten it by having earned it yourself! Sites like Swagbucksoffer this from time to time, by letting you earn Visa gift cards for free by watching videos, playing games and searching the internet.
START MAKING MORE MONEY TODAY
Want to start earning more money as quickly as possible?
See what 7,800+ people said were their favorite, proven ways to make money so you can do exactly the same thing.
Get it free for a limited time!
Check your inbox to grab your free guide!
Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.
But now that youve got the card, you may be struggling to figure out what to do with it. Or you could just prefer to have straight up cash to be able to use it how you want.
Recommended Reading: Doordash Delight Card
Buy A Money Order With The Visa Gift Card
Places such as Walmart let you purchase a money order using a Visa gift card. Keep in mind this can vary depending on the location, so make sure to call the Walmart you are going to visit to make sure this option is available in your area.
Once you receive your money order, you can deposit it into your bank and use it as cash. If you arent sure how a money order works, check out this article by Nerd Wallet. It goes through everything that you may need to know before getting started with getting a money order.
Accessing And Using A Prepaid Debit Card
Many prepaid debit cards can be bought in a retail store like Walmart, Target, or Walgreens. The process for buying them is similar to a gift card. The deposit amount may be specified or flexible based on the amount a buyer is seeking. Other prepaid debit cards may be easily obtained online.
All types of prepaid debit cards will come with an online account that can be easily accessed for account viewing and maintenance. When you first obtain the card, you will need to register, activate it, and peruse your online account options if you so choose. Online, you will have the chance to view account balances, holds, transaction history, and registration information. Depending on the card’s options, you may also be able to make card-to-card transfers as well as set up some one-time or automated recurring payments.
One of the benefits of a prepaid credit card is that it offers some consumer protection in the event the card is lost or stolen since it isnt tied to a personal checking account. Cardholders can simply call customer service if there is a problem. Oftentimes, prepaid debit cardholders can also add money to the card via a website or retail store chain which can be simpler than making deposits at a bank.
Don’t Miss: How Do I Activate My Mcdonald’s Arch Card