Need Some Extra Money Find Unclaimed Funds Or Get Compensation
DoNotPay can help you overturn your parking tickets, apply for a college fee waiver, lower your property taxes, and get free raffle tickets. We can also show you the best way to discover your unclaimed money and obtain different types of refunds and compensation involving airlines, gift cards, and late deliveries.
Visa Gift Cards Are Sold In Stores
Walk into any major grocery store, drug store or gas station and you will likely find a rack of gift cards. Among the cards for stores and restaurants, youll also see general purpose gift cards powered by major credit card companies.
Though you cant personalize these gift cards, you can buy them off the rack in various denominations. Activation rates Ive seen for a $100 Visa gift card range right around $6.
What Happens If I Lose My Prepaid Card
Well, losing your prepaid card can be traumatizing. However, you need to worry less if at all nobody knew your PIN. However, you never know whether someone might have used tricky means to identify your PIN. Upon losing your card, you should report immediately to your service provider for deactivation.
You can then visit their offices in person and request a new card. Most prepaid card issuers charge you a replacement fee, which is usually small. Then transfer money from the old card into the new one.
The most important thing is to be careful so that you do not lose your card. Also, never tell anyone the PIN. In addition, you should never store your PIN notebook together with your card. It is even better to memorize the digits instead of having the PIN on a piece of paper.
Don’t Miss: How To Buy Gift Cards With Google Play Credit
How To Buy Visa Gift Cards
Visa gift cards may be good anywhere Visa is accepted, but you can’t buy them anywhere. The cards, which start with a fixed amount and can’t be reloaded, are available for purchase in person or online. Various financial institutions issue these cards, and they determine the terms and conditions. You’ll get a slightly different product depending on where and how you buy them.
If credit cards are not your thing, or cannot access credit card because of poor credit ratings, visa gift cards can be ideal position not only for people who dont like credit cards or have poor score, but people who love gift cards. Most Visa gift cards work exactly like a prepaid visa debit or credit card. The good news is that despite working as credit cards, they do not affect your credit score.
Read More: How Visa Gift Cards Work
What To Be Prepared For When You Buy Gift Cards With A Credit Card
While youll usually have no trouble using your credit card to buy gift cards, once in a while you may run into a few hiccups. Here are a few common instances to watch out for:
You may be asked for your photo ID.
Some stores will ask that you show a matching ID when using a credit card to buy gift cards. By matching a name and face to the credit card, stores make it more difficult for people to use stolen cards for these transactions.
The transaction may be declined due to store-specific policies.
You could run into any number of responses at the checkout counter:
- A credit card ban may be implemented throughout all stores in a chain.
- You may even get unlucky and be matched with a clerk who mistakenly tells you the wrong store policy.
The easiest way around these roadblocks? Try a different store. If youre feeling lucky, you could try the transaction again with another clerk at the same store.
Your card issuer may flag the transaction.
In this case, the transaction will be halted, and youll need to verify on your mobile device that you initiated the purchase. If the notification comes quickly enough, you may be able to proceed with the transaction at the counter. Otherwise, youll need to cancel the purchase and try again after youve verified it with your issuer.
One way to get around this limitation is by carrying a backup card. This card might not offer the rewards you were hoping for, but it may save you from having to try the transaction again.
Also Check: How To Exchange Google Play Gift Card
Add It To Your Paypal Wallet
PayPal lets you add prepaid cards, including Via gift cards, to your PayPal wallet. What this means is that youre then able to treat the balance like cash, by using it to purchase things from any merchant that accepts PayPal which is most major ones, these days.
How can I get money off of a gift card through PayPal?
To get money from a Visa gift card to PayPal accounts, just do the following:
Theres a chance that you may get an error when trying to do this. If that happens to you, you may have to first register the card with the issuer so an address is linked to the Visa gift card. After that, PayPal should have no problem accepting it.
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The Best Vanilla Visa Gift Card Online Gambling Sites In 2021
Looking for the best Vanilla Visa gift card casino in 2021? Heres why we picked these top 10 for you:
Read Also: How To Use Vanilla Gift Card On Roblox
How To Get Cash From A Gift Card
Gift cards have been the preferred present or gift of choice for nearly every occasion, including holidays, birthdays, Valentines Day and you get the point.
Gift cards seem to be the king of gifts when you dont know what to get that special someone.
But what if you dont get the right gift card?
That money shouldnt have to go to waste now, should it?
What if I were to tell you that you could get cash off of that gift card? Dont worry, this is perfectly legal and rather simple.
Evaluate Values Vs Need When Converting Gift Cards To Cash
If you have a gift card or regularly receive gift cards due to using sites like Swagbucks, then when is it best to convert them to cash?
The best thing to do is think about your own needs. Ask yourself the following:
How quickly do I need cash?
What do I need the cash for?
Is the gift card going to expire soon?
Once you think about the answers to these questions you can pick the best method for your situation.
If you need cash quickly, then selling to a friend or family member may be best. Dont forget this may involve a small loss on the balance of the gift card.
Alternatively, you could use the gift cards to buy goods or pay bills and keep the cash you would have spent otherwise. A similar way to this is to add the gift cards to your PayPal or Venmo wallets. These ways mean you get the cash to use however you like. Keep in mind that fees may apply when using PayPal or Venmo if doing an instant transfer.
Finally, perhaps you live a frugal lifestyle. This means saving as much money as possible and making as much money as possible. Using the gift card to buy and flip items might be the best method for you as you can make a profit on the gift cards.
All the methods listed are perfectly valid ways to liquidate Visa or Mastercard gift cards. Base your decision on what you need and when you need it then act accordingly.
Read Also: Where Can I Buy Reloadable Gift Cards
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Bovada Americas Most Trusted Online Sportsbook And Casino Recently Added Vanilla Card
Our second favorite pick in our top 5 best Vanilla Visa gift card online gambling casinos for US players, should come as no surprise. Bovada is consistently rated among the top 5 all-time best US betting sites year in and year out. Even better news is that Bovada has recently added more prepaid gift card options which includes the Vanilla gift card backed by Visa. Bovada features 24-hour customer support and a wide range of convenient and safe withdrawal options should you decide to fund your Bovada playing account using your Visa Vanilla card.
Adding funds via your gift card is easy and will be available to you for play immediately. While Bovada originally launched in 2011 with one of the best sportsbooks in the US, they quickly added a small but well-managed online casino, which includes a poker page and a live casino dealer platform. Vanilla Visa card users can enjoy access to fantastic promotions, including a massive sign-up bonus worth up to $3,000 in instant cash.
Recommended Reading: What Can You Use A Visa Gift Card For
Can You Use A Vanilla Gift Card For Online Gambling
Yes, you can. The Vanilla Visa gift card is ideal for making convenient and instant deposits into your online casino account. Being able to choose the exact amount that you would like to load onto your Vanilla card makes it an ideal way to carefully control your spending at your online casino. Virtual Vanilla cards are now accepted at more online casinos than ever before, and that list is growing daily. Load your account in complete confidence, knowing that you never have to reveal your personal identity or banking details online.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
Recommended Reading: How To Make Gift Cards Into Cash
Easy Ways To Convert Gift Cards To Cash
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Do you have a Visa gift card that you wish to exchange for cash? Here are several easy methods you can use to convert gift cards to cash.
Visa gift cards are a great way of saving on shopping. Most are sold during promotions where stores offer incentives for shoppers to buy and use them. However, sometimes people need to convert a Visa gift card to cash.
Well, no cause for alarm.
If you wish to convert your gift cards to cash, there are numerous ways to do it.
In this article, we will explore the most feasible ways available to convert that Visa gift card to liquid cash.
But why would you want to convert your Visa card? Well, there are a number of reasons why someone may wish to do this.
If you are like me and check your net worth on Personal Capital daily, you likely think gift cards are a waste of time and space. Why carry virtual money when you can have cold hard cash to invest or pay down debt?
These Visa gift cards cannot be used to withdraw money at an ATM, which therefore makes them somewhat inflexible.
Preferred Method for Converting Plastiq
Our preferred method to use to convert a Visa card is with Plastiq. Its completely free to join and you can pay for anything with credit cards. Even where credit cards arent accepted.
Visit A Local Gift Card Exchange Kiosk
Take a look around your area and research where you might be able to turn your Visa gift card into cash. Simply search for gift card kiosk near me and locations closest to you will come up. Check each place before you head over there to ensure you are aware of any fees or if their service is limited to specific gift cards.
Recommended Reading: Where Can I Get A Kohl’s Gift Card
Download The Prepaid2cash App
Prepaid2Cash is an app that takes gift cards from many big name companies such as Visa, MasterCard, Nike, Target, and hundreds more and transfers the funds to your bank account. Simply hold the card in the frame on the app, link your bank account, and you can have your funds in as few as 15 minutes.
The app gives you up to 92% of the cards value. The app verifies the amount on the gift card and makes you an offer for how much it will pay you for the card. You do not have to accept the offer presented if you choose to hold onto the card instead. There is a 15% fee + $1.50 for instant transfers or a 7.5% fee + $1.50 for next business day transfers.
How To Get Money Off Your Gift Card
Here is how to get money off a gift card.
The process is easier than you think. First, you have to check the balance on the card. This is so that you can determine if this is worth it or not.
Next, you are going to want to take your card to a gift card exchange kiosk. Follow the directions on the screen. Check over everything before you hit accept.
Take the receipt to the cashier and get your cash. Its like going to the CoinStar.
Alternatively, to get money from your gift card you can do the following:
- Sell your gift card.
- Use the gift card to buy an in-demand product and then sell the product.
- Buy money orders directly to pay yourself.
- Trade your gift card for something else. This is similar to selling but you can get a different product for it in exchange.
Recommended Reading: What Gas Stations Sell Gift Cards