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Can You Cash A Visa Gift Card

How To Transfer Gift Card Balances To Your Bank Account Using Cardcash

Can You Use Visa Debit Gift Card At ATM?

Yes, you can transfer money from most prepaid gift cards to your bank account using a service called CardCash.

Unlike most prepaid cards, gift cards are disposable and can only be used until the balance reaches zero while most prepaid cards are reloadable and can be used indefinitely.

Thankfully, weve found one proven method for transferring money from your gift card to your bank account.

You can use mobile payment services like CardCash to transfer your money from your gift card or prepaid to your bank account.

The catch? Its more expensive than just using the gift card or prepaid card to buy items. So make sure that its really the cash value that you want from the gift card.

To transfer gift cards to your bank account using the CardCash Option:

  • Go to this page on the CardCash website
  • Enter the gift card you have Ex: Walmart
  • Enter the amount on the gift card Ex: $100
  • Click GET OFFER and an offer for how much they will pay you will appear Ex: $88.00
  • If you accept the amount, click Get $88.00 Cash
  • There will be a pop-up window asking how you will like to get paid and choose PayPal Express
  • Enter your gift card number and PIN and continue to connect with your PayPal account
  • Log-in to your PayPal account and fill the required fields
  • Click Get my PayPal Balance
  • Once the balance reaches your PayPal Wallet, you can now transfer the money to your bank account by following these steps on How to transfer from PayPal to my bank account?
  • Ink Business Cash Credit Card: Best For Businesses

    Sign up for the Ink Business Cash® Credit Card to earn 5 percent back on up to $25,000 spent in combined purchases at office supply stores or on internet, cable and phone services each account anniversary year, 2 percent cash back on the first $25,000 spent each year at gas stations and restaurants each account anniversary year and 1 percent back on other purchases. You can also earn $750 in bonus cash back when you sign up and spend $7,500 within three months of account opening. This card doesnt have an annual fee.

    Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.

    How Can I Cash In A Gift Card

    If you are looking for ways to exchange your gift card for cash, you can actually do that online. One of the faster and legit ways you can get cash for a Visa gift card is by selling it on platforms such as Gift Cash.

    With this site, you can sell your unwanted gift cards by submitting the gift cards corresponding merchant and balance. After that, Gift Cash will submit an offer to you, and if you accept the offer, they will process your payment and send you cash.

    You can also check out selling your unwanted gift cards on Gift Card Granny. This site has been seen in Forbes, NBC News, Oprah Magazine, and much more.

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    Sell The Visa Gift Card Online

    In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.

    • Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
    • Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
    • Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
    • Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.

    Sell Your Gift Card Using An App

    Can you add more money to a visa gift card

    Using an app to convert your gift card to cash is super easy. The downfall is that this method tends to net you fewer dollars due to the higher commissions rates.

    Its not always going to be the most expensive option though. As with every method, its best to check it out for yourself and compare.

    Two popular gift card apps are:

    Youre not locked into selling your gift card to them after getting a quote so theres zero obligation. It never hurts to get a second opinion on your gift cards selling value.

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    Why Cant I Link My Vanilla Visa Gift Card On Paypal

    If you want to use a Visa card with PayPal, you must have a PayPal account. You dont need a lot of information to open an account. You will need to enter the necessary information on the PayPal website. In the case of prepaid gift cards, you may not be able to link them to your PayPal account if they are not registered in your name.

    Blue Cash Preferred Card From American Express: Best For Us Supermarket Purchases

    The Blue Cash Preferred® Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year , 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on all other purchases. You can also earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first six months. A $95 annual fee applies .

    Why this card is ideal for gift cards: Use this card for gift card purchases when you shop for groceries at U.S. supermarkets and youll earn 6 percent back up to annual limits. You can also earn 3 percent back on gift cards purchased from U.S. gas stations.

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    How Do You Activate A Visa Gift Card Online

    There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:

    Step #1:

    First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.

    Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.

    With the help of this link, you can complete the registration procedure of your card as well.

    Step #2:

    If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.

    This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.

    Step #3:

    When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.

    This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.

    This is a legal need and requirement that you have to fill all of these sections.

    Use The Gift Card Like A Regular Visa Card

    Can You Use Visa Debit Gift Card On Cash App?

    Visa gift cards are one of the best gift card types out there. This is because they are much more widely accepted than other gift card types. For example, Walmart gift cards can only be used at Walmart, and Xbox gift cards can only be used at the Xbox or Microsoft store.

    Visa gift cards can actually be used at any location that accepts Visa debit or credit cards. Since a TON of places accept Visa cards, this means that you could use your gift card at stores, gas stations, restaurants, and plenty of other places.

    Why not see if theres a way to use your gift card to buy something? Then, you can withdraw the cash you saved by using the gift card, or just use it however you want to.

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    Visa Gift Card Troubleshooting Guide:

    Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.

    • Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
    • Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
    • Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
    • Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.

    Navigate To The Send Money Page And Fill Out Payment Info

    Once youre signed up, click on the Send Money option in the menu. You should see a page like in the screenshot above.

    On this page:

  • Enter the amount that you want to send
  • Select Debit/Credit Card
  • Select the Account Deposit option (or the Debit Card Deposit option if you dont see the Account Deposit option. This will require that you have a debit card linked to the bank account youre sending money to.
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    Can You Take Money Off A Gift Card

    Sadly, probably not. You can’t simply take a gift card to an ATM machine and get cash immediately.

    Why? Just for the simple fact that it is a gift card. However, there are plenty of options that you can do to get money in exchange for the value of the gift card.

    You can likely get money off of a reloadable prepaid card. But that’s not the question. We are talking about gift cards. Based on our research, the best option to get cash in exchange for a gift card is to simply sell it for a discount instead.

    Register Your Visa Gift Card

    Can you put money back on a visa gift card

    Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.

    You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.

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    Can I Get Cash Back From A Store Gift Card

    If you want to get money from a store gift card, then Yes! You can get cash off a gift card if its a closed-loop gift card by selling it to a gift card reseller. For example, you can get cash from a Target gift card, a Sephora gift card, a Home Depot gift card and more. Check out this list of gift card resellers for more informaton.

    If, on the other hand, what youre really asking is how to save money on a gift cardhow to get cash off the face value of a gift cardthen check out my list of the hottest deals on discount gift cards around. I update this list often, so you should check back regularly.

    If you used part of the gift card and want to know if you can get the gift card balance paid in cash, then check out the state gift card laws to see if your state requires merchants to give cash back when the gift card balance drops below a certain amount.

    Look for your brand gift card in our Gift Card Balance Check Directory.

    Ways To Convert Your Visa Gift Cards To Cash

    Visa offers prepaid gift cards you can use for any special occasion. Whether its a birthday, wedding, or holiday, these cards are a welcome exchange.

    Since they are monetary in nature, the question arises can I turn a gift card into cold hard cash? Anyone can convert a Visa gift card to cash, but you have to do it in a specific manner.

    Allow me to explain in detail how you can perform this action. Before I start, I should let you know the type of Visa gift cards that can be converted.

    This post may contain affiliate links. That means if you purchase an item through these links, I may earn a commission at no additional cost to you. Please read the full disclosure policy for more info.

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    Where Can The Gift Card Be Used

    Gift Cards can be used for purchases at most places where Visa Debit is accepted. To use your Card for payment of an online or phone purchase, the Card must be registered . After logging into the Gift Card Website, select Edit Profile to register your Card and add your Mailing/Billing Address. Once a purchase is made with the Gift Card, it is not possible to stop.

    Gift Cards may NOT be used at automated fuel dispensers*, ATMs, and certain merchant locations such as hotels, gambling establishments, rental agencies, and some online retailers. Gift Cards may not be used for automatic recurring transactions such as internet service providers and health club fees, or internet gambling, or any illegal activity. Gift cards may not be accepted for bill payment transactions. We recommend checking with the merchant to see if they accept Gift Cards for payment.

    *Gift Cards may not be used at an automated fuel dispenser but may still be used at a gas station if paying inside with a cashier processing the transaction.

    Bank Of America Cashpay Card

    3 Big Problems With Visa Gift Cards

    If you have a Bank of America CashPay Card, whether it is a Visa or Mastercard, you can transfer funds to your bank account. If you have an originally-issued CashPay card, it is possible to perform an online funds transfer to a traditional United States savings or checking account that you own.

    You have to pay corresponding fees and a minimum of $20 may be transferred.

  • Go to the CashPay Customer Service website www.bankofamerica.com/cashpay.
  • Register a transfer-to account before performing your first transfer. You can only have up to two transfer-to accounts in your profile.
  • After registration, you can sign in and select the Transfer funds link within your online Account Summary page.
  • It takes 5 business days for your new transfer-to account to be authenticated before the transfer will be made.
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    Sell Your Visa Gift Card Through An App

    Another option is to sell your Visa gift card on various apps that will buy it from you in order to resell it.

    While this can be a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably only be your last option if the others arent possible for some reason.

    For example, Raise has an app that does this for both iOS and Android, although theyll take 15% commission for doing this. Ouch.

    A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to trade in your Visa gift cards for cash. This one works slightly differently, in that:

    • First you tell them the brand of the gift card
    • They then send you an offer through the app for the card
    • You have no obligation to accept this offer but once you do, theyll deposit it into your account in up to five business days

    This means that the fees they charge are incorporated into the offer, so its not entirely transparent. They state, however, that the offer will be up to 92% of the card balance, meaning the fees are at least 8%.

    What Is A Gift Card

    A gift card is also a type of stored value card loaded with funds for future discretionary use. Only it contains a specific amount of money. Once this sum is spent down, the card can no longer be used. Gift cards also have expiration dates, which are often much shorter than that of prepaid cards.

    Gift cards can be purchased in several different formats. The most familiar type is what’s technically known as a closed loop card: It is good only at a particular merchant or certain retailer and bears that outfit’s name and logo. Some retail groups will allow the same gift card to be used at any of their affiliated stores.

    Gift cards began with specific stores. Now, however, many of the major charge or credit card issuers, like American Express, Visa, Discover, and MasterCard, are also offering gift cards, good anywhere the regular plastic is accepted. Known as open-loop cards, these are most easily confused with prepaid debit cards, especially since some of them are reloadable as well. These cards may carry a one-time activation fee.

    Prepaid vs. Gift Cards

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