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Can You Put More Money On A Vanilla Gift Card

How To Utilize Onevanilla Card

Can You Add Money To Vanilla Visa Debit Gift Card?

From any shop, you can buy by utilizing One Vanilla card. To pay by using One Vanilla card, first of all, be certain that you have a sufficient amount in your account before you purchase. When you do any shopping, buy a Signature transaction. Choose Credit and sign the slip. Sign in to your online account to see all activities.

Need Help Suing Visa Or Other Merchants In Small Claims Court Donotpay Has Got Your Back

Did the merchant you contacted refuse to issue a refund even though youre eligible to receive it? Or is Visa blocking the funds and refusing to cooperate? DoNotPay can help you sue any company or individual that has wronged you in small claims court.

Once you log in to your account and choose to sue a firm or person, youll be asked various questions regarding the reason why you want to sue them and the type of compensation you expect to get. That will allow DoNotPay to determine if your case is eligible for small claims court according to the laws in your state.

If your case qualifies, we will help you compose the ideal demand letter that you should send to the merchant. Then you should wait for up to 90 days for the response. If you dont receive one or if the merchant refuses to settle, you can proceed with your lawsuit.

DoNotPay will help you:

  • Fill out the necessary forms
  • Collect all the paperwork you need
  • Write your statement

You will also be provided the instructions that will help you handle any outcome. As you can see, DoNotPay can guide you through the entire process and help significantly. The only two things that we cant do for you is to file the claim and appear in court on your behalf.

What Is A Prepaid Card

Prepaid cards are technically a type of debit card. Issued by a financial institution or credit card companyVisa, MasterCard, and Discover all offer themthey are deposited or “loaded” with a certain amount of money. They then can be used in person or online to purchase items or pay bills. They can also be used at ATMs to withdraw cash.

Just like regular credit cards, prepaid credit cards have a number and an expiration date printed on the front or back, and they generally can be used in the same places. The amount of money deposited or “loaded” onto the card represents the card’s credit limitthat is, how much can be charged on it. Once the balance on the card had been exhausted, the card is worthless, unless more funds are deposited on it. In fact, a prepaid debit card can be used repeatedly, so long as the cardholder keeps adding money to the card. It may carry a monthly fee, however.

Although the terms are often used interchangeably, these prepaid cards are not the same as prepaid credit cards. Requiring an application, a credit check, and approval from the issuer, a prepaid credit card functions like a regular : the cardholder can maintain an outstanding balance, receives monthly statements, etc. The key difference is that approval for the card is contingent on a security depositcollateral for the issuer, in case the cardholder falls delinquent in their payments.

Recommended Reading: How To Sell An E Gift Card

Can I Use A Vanilla Gift Card At Mcdonalds

But like many fast food restaurants, McDonald’s has accepted credit cards for years, whether you make purchases at the drive-thru or in the restaurant. … If you have a Visa gift card, it works like any other Visa card. You simply hand it to the cashier, swipe it or add it to the app and enjoy your meal.

Dont Stress Over Contacting The Customer Support Repsrely On Donotpay

Activate vanilla mastercard gift card

Many users complain that the Vanilla gift card customer support is impossible to reach because they rarely pick up the phone. If you want to avoid getting stressed dialing their number multiple times and navigating the complex phone tree, we can help you.

DoNotPay will hold the line for as long as needed and connect you with one of the representatives. Youll be notified as soon as one of the customer care agents picks up the phone.

Other than contacting the Vanilla gift card customer support specialists, DoNotPay can also help you get in touch with other large companies, such as:

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How Do You Put Money On A Vanilla Card

Two Easy Ways to Load Funds Bring your funds to a location near you to purchase a Vanilla Reload* found in the Reloadable Prepaid Card section of the display. Load your prepaid card or online account using the secure PIN on the back of the Vanilla Reload by calling 1-877-429-8140 or by visiting VanillaReload.com.

Can You Add More Money To A Vanilla Visa Gift Card

Two Easy Ways to Load Funds Bring your funds to a location near you to purchase a Vanilla Reload* found in the Reloadable Prepaid Card section of the display. Load your prepaid card or online account using the secure PIN on the back of the Vanilla Reload by calling 1-877-429-8140 or by visiting VanillaReload.com.

Also Check: How To Check Balance On A Home Depot Gift Card

How Long Does It Take To Transfer Funds From Gift Card To Bank Account

The longitude of a transtraction depends on your bank. Some tranfers can be completed within a few hour or on the same day.

For most banks, it usually takes a few business days before you see the money in your account.

If you are doing a transfer for the first time, you will have to create a new transfer-to account online, which can take up to 5-7 business days to authenticate.

After that, it can take another 2 business days to receive the money in your account.

But if you are using the MoneyGram, the money will arrive in your account within the same day. Even new accounts take less than a day to be verified.

How To Get Cash From A Gift Card

How Do You Add Name To Vanilla Visa Gift Card

Gift cards have been the preferred present or gift of choice for nearly every occasion, including holidays, birthdays, Valentines Day and you get the point.

Gift cards seem to be the king of gifts when you dont know what to get that special someone.

But what if you dont get the right gift card?

That money shouldnt have to go to waste now, should it?

What if I were to tell you that you could get cash off of that gift card? Dont worry, this is perfectly legal and rather simple.

Read Also: Can You Buy Gift Cards With Home Depot Credit Card

Can I Pay With More Than One Visa Gift Card

YES with this Gift Card Hack:Many people think that you cannot use a Visa gift card online if the transaction exceeds the dollar value on the Visa gift card. While that is true, the problem is more of a technical issue than a limitation of the gift card.

When you look at an online shopping cart, you will generally see a field to enter a gift card number and a field to enter a debit or credit card. The split tender or partial gift card payment transaction is possible when paying with a store gift card because you enter the store gift card into the gift card field and you enter your debit or credit card into the other field. But since a Visa gift card is entered into the debit or credit card field, theres no other place to enter your debit or credit card to complete the transaction.

Without a little creativity, there is generally no way to use more than one Visa card to complete an online purchase. I have never seen an online shopping cart that allowed more than one bank card, of any type, to be applied to a purchase.

More About Using Prepaid Gift Cards Through Paypal

Can I use prepaid gift cards to make a purchase using PayPal?

Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesnt apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.

How do I use prepaid gift cards using PayPal?

Just like any other credit or debit cards. No difference at all!

For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout – just like any other credit or debit cards.

For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.

Can prepaid gift cards used for all services and products through PayPal?

Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.

This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.

Im using a prepaid gift card, and Im getting a declined message.

You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.

Also Check: How To Transfer Money From Visa Gift Card To Venmo

Turn Your Visa Gift Cards To Cash By Buying And Reselling Items

This may take a few extra steps to do but it may be the only other option on this list that lets you make money from converting your Visa gift cards to cash .

As mentioned, most stores treat Visa gift cards like credit cards. This means that you can generally use them to buy items at almost any store, so keep an eye out for things that are either heavily reduced or in high demand.

In both cases, theres a good chance you may be able to resell the item at a higher price than what you paid. This, in turn, will let you eventually get cash from your gift card.

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The Tricky Thing About Using Visa Gift Cards Online

Can You Use Vanilla Visa Gift Card On Paypal?

The most important thing to know about using a gift card online is that you enter the Visa gift card number into the debit or credit card payment field rather than a gift card field.

So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.

If this happens to you, do not worry. Ive got some gift card hacks to help you use your gift cards online even when your gift card is less than the balance.

Also Check: Where To Sell Apple Gift Card

Sell Your Visa Gift Card Through An App

Another option is to sell your Visa gift card on various apps that will buy it from you in order to resell it.

While this can be a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably only be your last option if the others arent possible for some reason.

For example, Raise has an app that does this for both iOS and Android, although theyll take 15% commission for doing this. Ouch.

A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to trade in your Visa gift cards for cash. This one works slightly differently, in that:

  • First you tell them the brand of the gift card
  • They then send you an offer through the app for the card
  • You have no obligation to accept this offer but once you do, theyll deposit it into your account in up to five business days

This means that the fees they charge are incorporated into the offer, so its not entirely transparent. They state, however, that the offer will be up to 92% of the card balance, meaning the fees are at least 8%.

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How To Load A New Gift Card

Adding credit to a gift card is super simple and takes just a few minutes and a couple of easy steps. If youre buying a gift card in-store, just pick up the card you want from the stand and take it to the cashier. If your card has a set value, you just pay for it with the rest of your groceries and youre ready to go. If you choose a gift card you can add your own chosen amount to, its just as quick. Youll just need to tell the cashier how much you want loaded to your card. If youre using self-checkout, follow the onscreen instructions, enter the value when asked and then pay for your purchases as usual. If youre buying an egift card, the same process applies you just do it all online instead.

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Convert Your Visa Gift Card To Cash By Selling It To A Website

There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.

If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.

Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.

Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.

Can I sell a Visa gift card to other people?

You can definitely sell a Visa gift card to other people, but youre probably going to have to accept less money than the balance on the card to make it worth their while to buy it from you.

Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.

Can I Create A Pin

How To Use Vanilla Visa Gift Card Online

Yes – you can create a pin on the Gift Card website by selecting “My Pin” under the My Settings tab.

You can also request one at the time you activate your card using the toll-free number on the sticker. There is no charge for using the voice response system. If you activate your card on the website, you will need to call 866.543.9161 to request a PIN.

Read Also: Where To Buy Hotel Gift Cards

Can You Transfer Money To A Onevanilla Card

You cannot transfer money to a OneVanilla card.

The card is not reloadable so the initial purchased amount is the highest dollar value your card will ever have.

Tip: Gift cards are a great way to cover the costs of reoccurring monthly purchases. I like to use my gift cards to purchase my pups monthly canned specialty foods.

Hack Away Small Balances

This gift card workaround is also a great way to get rid of a pesky small balance on a gift card. I recently found that I still had a Visa gift card in my mobile wallet with a balance of $4.09. Knowing it would be a challenge to use this exact amount online and would be more of a nuisance to use it in stores, I used the gift card to buy an for exactly $4.09. After completing the transaction, the arrived in my email within seconds. I then logged back into Amazon and applied the dollar amount to my Amazon account. The next time I make a purchase , Ill be able to apply that $4.09 credit to my bill. I would much rather take the time to do this than leave an unused balance on a gift card indefinitely. Using the money took a little effort. Not using it would have been a waste.

Over time, Im hoping online shopping carts will get more sophisticated and customers will have the option to split transactions into multiple forms of paymentperhaps paying half of the bill with a gift card, a quarter of the amount due with PayPal and the final balance with Bitcoin. But until that happens, a few gift card hacks will have to do.

Got any other gift card problems you cant solve? Let me know in the comments below or leave a message for .

Happy Gift Carding!

Also Check: Can You Buy Gift Cards With Store Credit

Can I Check The Status Of My Vanilla Gift Card Refund Request

Whether you can check the status of your refund credited to a Vanilla gift card will depend on the merchant you requested the refund from.

If youve been waiting for more than two weeks to receive a refund, give the Vanilla gift card customer care agents a call and see whats blocking the transfer. If they discover that the refund wasnt issued, you will probably need to call the merchant.

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