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Can You Refund To A Visa Gift Card

Easy Ways To Convert Gift Cards To Cash

Can You Refund Items On To Vanilla Visa Gift Card

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Do you have a Visa gift card that you wish to exchange for cash? Here are several easy methods you can use to convert gift cards to cash.

Visa gift cards are a great way of saving on shopping. Most are sold during promotions where stores offer incentives for shoppers to buy and use them. However, sometimes people need to convert a Visa gift card to cash.

Well, no cause for alarm.

If you wish to convert your gift cards to cash, there are numerous ways to do it.

In this article, we will explore the most feasible ways available to convert that Visa gift card to liquid cash.

But why would you want to convert your Visa card? Well, there are a number of reasons why someone may wish to do this.

If you are like me and check your net worth on Personal Capital daily, you likely think gift cards are a waste of time and space. Why carry virtual money when you can have cold hard cash to invest or pay down debt?

These Visa gift cards cannot be used to withdraw money at an ATM, which therefore makes them somewhat inflexible.

Preferred Method for Converting Plastiq

Our preferred method to use to convert a Visa card is with Plastiq. Its completely free to join and you can pay for anything with credit cards. Even where credit cards arent accepted.


Go To The Store For A Refund

Take everything you need to the store and request a refund. Most refunds on actual items are processed through a customer service near the store entrance rather than through one of the control stations. Provide everything to the customer service representative and request a refund:

  • The employee may request recognition of their phone number or signature.Be sure to keep a copy of the original receipt if there are other purchases you havent returned.

Getting Gift Card Refunds On Your Own

To get a complete gift card refund, you have to go through at least two steps:

  • Returning the purchased product
  • Requesting that the funds on the card are returned to the original form of payment
  • Most businesses have generous return policies for both steps, but using gift cards can complicate things.

    You must have receipts for both transactions to be able to get a refund for the product and gift card involved.

    Read Also: How To Redeem A Robux Gift Card

    Use Donotpay To Get A Quick Refund From Any Company

    Getting a refund for gift cards is no simple task. You have to get lucky with both the retailers and the card issuers return policy. You also have to go through the process of returning a product, which can be a challenge with some retailers.

    DoNotPay can help you avoid the hassle and get your money back fast. To start using the apps features, open DoNotPay in your web browser. To get a refund, you have to:

  • Sign in to the app
  • Navigate to the Chargeback Instantly option and press Get Protected
  • Answer the chatbots questions regarding the gift card purchase and the issuer involved
  • Add your digital signature and submit
  • DoNotPay faxes your request to your bank instantly and includes Visa and Mastercard codes that will be relevant to your case. To collect further evidence and bolster your claim, DoNotPay can contact the merchant on your behalf.

    Where To Buy Gift Cards

    Visa gift card name on card

    Before you buy a gift card, ask if there are any restrictions on what you can buy.

    Gift cards for various retailers are available:

    • online
    • at Canada Post outlets

    When you buy a gift card, make sure the retailer activates the card.

    When you buy a gift card, you dont pay tax on the gift card. The retailer will charge tax when you buy a taxable item with the gift card. For example, you pay tax on a sweater you buy with a gift card, the same as you would when you pay with cash or credit.

    Read Also: Where Can I Get An Audible Gift Card

    Determine The Refund Policy Established By The Company That Issued The Card

    The rules and conditions for refunds can be established by the company that issued the card. However, most prepaid credit cards, including those issued by Visa and MasterCard , are treated just like regular credit cards. This means that you can get a refund by returning the item like you did when you paid with cash or debit card:

    • You can check the website of the company that issued the card or call their customer service line if you prefer to speak to someone in person.
    • The information that came with the card may also contain the cards policy for refunds .

    Is There A Way To Put Visa Gift Card Into Bank Account

    Venmo lets you add Visa gift card balances as long as the transfer isnt blocked for fraud protection reasons. Once the funds are in your account, simply choose Transfer to Bank from the account menu. Youll need to be patient for this option since the transfer will usually take between one and three business days.

    Read Also: How To Add Gift Card To Best Buy Account

    Adding Visa Gift Cards To Apple Pay Or Google Pay

    Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.

    If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.

    Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.

    Give Out The Visa Gift Card As A Gift

    Can You Refund Items To Secure Spend Prepaid Visa Gift Card

    Sometimes, you may be required to give a gift to a friend or a family member for special occasions such as weddings.

    Since the prepaid Visa gift cards are usually bought in denominations of $100, $200 or $500, it can be an excellent gift and will essentially serve as cash.

    Instead of giving a check, a Visa gift card is just as good.

    See Related: 20 Best Side Hustle Ideas

    Also Check: How To Redeem Home Depot Gift Card Online

    Collect Everything You Need

    Once youve verified that you can get a refund, youll need to pick up a few items before you return to the business where you made the purchase. If applicable, place the item in its original packaging . You will also need to bring your prepaid credit card , the receipt and a photo ID :

    • If you no longer have the receipt, you can try requesting a card activity report from the issuing company to show the store manager that you made the purchase at the location on the specified date. Without any proof that you made a purchase at the respective store, they can refuse the refund or can only refund the store credit based on their return policy.
    • If you want a refund for a service, please bring any other supporting documentation to show why you were not satisfied. If a lawn care provider is mowing trees poorly, take pictures for example.

    How Do I Get A Refund On A Gift Card

    How To Return Products and Get Refunds on Gift Card Balances

  • Contact the retailer or log onto your account on their website.
  • Go through the automatic refund options or call/email/text the customer support team.
  • Verify whether or not they allow returns to gift card balances and then request a refund.
  • You May Like: Can You Buy Gift Cards With Home Depot Credit Card

    Can I Buy Something And Return It To Get Cash Back

    Many people ask if they can just buy something using a gift card and then return it to get cash back. This round-about solution depends on the sophistication of the merchant point-of-sale system. Many stores have their transactions on lock-down where money given back to the consumer for merchandise returned is automatically credited back to the card used to pay for the item. Youll also get a merchandise credit if you return an item without a receipt. Though I understand some people have successfully returned products to get cash back, I cant guarantee youll have a similar experience. Stores are increasingly looking to prevent this type of transaction so I would say getting cash off your gift card in this manner wont be a solution for long.

    Can You Put Money Back On A Vanilla Gift Card

    Prepaid Card for Travelers Without Credit Card ...

    Two Easy Ways to Load Funds Bring your funds to a location near you to purchase a Vanilla Reload* found in the Reloadable Prepaid Card section of the display. Load your prepaid card or online account using the secure PIN on the back of the Vanilla Reload by calling 1-877-429-8140 or by visiting VanillaReload.com.

    Recommended Reading: Can You Use A Gift Card On Cash App

    Can I Cash Out The Small Balance Of A Visa Gift Card

    State gift card laws that require merchants to cash out gift cards once the balance falls below a threshold do not apply to bank-issued gift cards such as Visa, Mastercard or American Express. In my opinion, however, it is pretty easy to use the miniscule balance on a Visa or Mastercard gift card in most places. Heres what I do:

    Step 1: Keep Gift Cards Handy I carry my gift cards next to the debit and credit cards I use most often. Doing so prompts me to consider whether or not I can use a gift card whenever I reach into my wallet.

    Step 2: Know the Balance Although not necessary, I check the balance of my gift cards so I know how much I have to spend. Many point of sale systems can deduct the balance of a gift card without knowing how much is on the card, but I have found that some older models will simply decline a card if the balance is less than the full amount of my purchase. Having the balance handy helps ensure the card is run correctly.

    Step 3: Tell the Cashier Before handing over the gift card, I tell the cashier that I would like to use more than one form of payment for my purchase. I might say something like, I have a Visa gift card with a couple of dollars left on it that I would like to use first. Then Ill pay the balance with another card. Is that ok? This gives the cashier a heads-up in case the system has issues with split-tender transactions.

    Reasons An Order May Have Been Cancelled

    Your Visa gift card order may be cancelled for the following reasons: 1. The delivery address or email was deemed undeliverable.2. The personal or payment information provided did not match the details on file at your banking institution.3. Our third-party risk analysis partner refused to accept your order for compliance purposes.

    Also Check: How To Make A Visa Gift Card Work Online

    Can I Return A Store Gift Card That I Dont Want

    There are not federal or state laws that dictate whether or not a gift card can be returned so it is up to each merchant to set that policy. Most store and restaurant gift cards that I see have terms printed on the card, on the packaging or on a website that say, This card is non-refundable and non-returnable.

    I have seen, however, that some stores will allow you to return a gift card within a short period of time after purchase so long as you have the purchase receipt and havent used the card. Target, for example, has a generous return policy.

    The Target.com FAQ says, Physical Target GiftCards can be returned in store with a receipt if unused and Your Target® Visa®, Mastercard® or American Express® Gift Card can be returned to any Target store with a valid, original-purchase receipt. Your card must be new, unopened, contain all original packaging, and must be returned within 90 days of purchase.

    Still, this is an exception. Even Nordstrom, the department store well-known for having a generous customer return policy says, Gift Cards may not be returned or applied as payment on any account.

    If you have a store gift card that youd like to return, check the back of the gift card for terms and conditions, check the retailers website for information or drop by the store to ask.

    If you are willing to accept less than face value for the gift card, then you could sell it to a gift card reseller for cash instead.

    Request Your Vanilla Gift Card Refund Fast And Easy With Donotpay

    Can You Use A Visa Gift Debit Card On eBay

    Do you want to avoid having to explain the Vanilla gift card customer care specialists every detail regarding the purchase you want to refund? DoNotPay offers the most efficient solution. You can request your refund with us by following these steps:

  • Open your DoNotPay account from a web browser
  • Scroll down to the Chargeback Instantly option
  • Answer all of the questions
  • Confirm your signature
  • Once you complete your refund request, it will be automatically faxed to your bank. DoNotPay will also send a letter that contains all the Visa and Mastercard codes. Another perk of relying on DoNotPay is that we will also contact the merchant on your behalfas requested by the Fair Billing Credit Actto collect evidence.

    DoNotPay can help you request your refund from many other companies, even the most popular ones, including:

    Read Also: Where To Buy World Market Gift Card

    How Long Does It Take To Get A Refund On A Visa Gift Card

    Earlier, we have answered the question, can money be refunded to a visa gift card. Moving on, you need to know the length of time it takes for the money refunded to get into your visa gift card balance.

    Actually, if the good or service you purchased with the visa gift card is entitled to a refund, and you agree to accept a credit to the card balance in place of cash, the credit will reflect in 30 days.

    Basically, it takes 30 days to get a credit refund on a visa gift card after returning a purchase.

    The refund may come sooner than 30 days, but the time is usually capped at 30 days.

    How Will I Be Refunded For Purchases Made With A Gift/prepaid Debit Card

    Purchases made with a gift/prepaid debit card will have the credit refunded back to the original card. Please hold onto your card until you are outside of the return policy for the product. If you no longer have the card used for the order, please tell us in your return request or contact us before you have shipped the item back and we will provide store credit to your account instead.

    Please note: Once the refund has been processed, we are unable to refund the purchase to any other payment method.

    Read Also: How To Use Etsy Gift Card

    When Can I Expect A Gift Card Refund

    The process will vary drastically from one retailer to another. Returning bought products can take some time, but refunding the amount on the gift card could take even longer. Ask the retailer and the card issuer for the estimated time to get a rough idea of how long youll have to wait.

    To shorten the wait, you can use DoNotPays Chargeback Instantly option. It doesnt take longer than a few minutes to submit your request and you will get your money back.

    Other Considerations When Requesting A Refund

    200 dollar Visa gift card
    • Time limits. Merchants outline the amount of time you have to legitimately request a refund, so check individual policies before making any transactions. For disputed transactions, you usually have to dispute the credit card transaction within 30 days of when it first appears on your credit card statement.
    • Interest charges. Depending on the circumstances of your credit card refund, you may be charged interest during the refund process. However, if youve lodged a disputed transaction claim with your credit card provider and it is approved, you should be refunded the full amount as well as any interest that was charged on it during the investigation.
    • Refund payments. If money is returned to your account, the funds are considered a credit to your account. This means a refund will not count as a payment towards your balance if you need to pay the minimum amount due for the statement cycle.
    • While there shouldnt be a fee for refunds processed by a merchant, some banks do apply a fee for disputed transactions. Third-party payment processors, such as PayPal, may also charge additional fees for credit card refunds.

    Read Also: How To Make Gift Cards For Your Business


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