Are You Using The Visa Gift Card Online
If you have a problem using your gift card for online or telephone purchases, the most likely reason is that the merchants fraud screening process is matching the billing information entered at checkout with the billing information on your gift card account. If the addresses dont match, the card may decline. This is often the case when the Visa gift card is purchased at a grocery store or some place that doesnt require you to put a name and address on the physical card.
To solve this problem, register your card with the issuing bank making sure the name and address linked to the account are current. If youre not sure how to do that, look at the back of your gift card. You should find a website address or a telephone number to call for customer service. At Giftcards.com, for example, you can enter a name and address when you activate your gift card. Other companies require you call the telephone number on the back of the card to do the same thing.
Please Note: Sometimes consumers mistakenly think that they can register Visa gift cards on any Visa gift card site. This is not the case. You must register your Visa gift card with the company that issued the card. Check the back of the gift card to find out what company issued your gift card.
Hanging Out Your Shingle
Online, he goes by a handle designed to put some distance between his storefront and his real-world identity. We’ll call him “R”. In reality, he’s a young entrepreneur living in Italy. Polygon’s key for Gravity Ghost was one of dozens of keys he has up for sale at his page.
R told us that he makes between 1,000 and 1,500 Euros in total revenue per month on his store, or between $1,100 and $1,700. During the holidays, he says, that can rise to more than $2,200 per month. We asked if this was his full-time job, to which he responded, “Something like that.” We can’t really be sure if his store on Kinguin is his primary source of income.
Our seller sees monthly revenue of $1,100 to $2,200 per month
From the perspective of consumers, the sale of gray market games makes sense. Sometimes people receive games as gifts, or as promotional offers and either do not want them or do not need them. Promotions like Steam discounts and Humble Bundle sales are timed offers, and invite those with the means to make speculative purchases, investments of a sort, where game keys are farmed with the intention of selling them later for a profit.
Both G2A and Kinguin advertise themselves as marketplaces where these types of transactions can occur, and by and large they both offer a very similar service.
Both companies told Polygon that their biggest markets were the U.S. and Europe, despite both businesses being registered in Hong Kong.
Why Is My Kinguin Order On Hold
Kinguins support staff usually has a valid reason for any orders that are put on hold. They recommend checking your spam and email folders to ensure that you havent missed an email from their support team.
Kinguin strives to ensure consumer safety. They know that many users lose credit card numbers and PayPal accounts from time to time. There are plenty of scammers who try to obtain this information illegally and purchase products using that information. Thats the main reason why Kinguin will put on hold any orders that may seem suspicious.
There are several reasons why your Kinguin order could be placed on hold:
1. Email verification In this situation, your billing email address isnt the same as the email address thats listed in your payment gateway. You may be asked to confirm that you do own both email addresses.
2. Wholesale orders Kinguin may want to ensure that youre the one actually placing the orders and that someone else hasnt stolen your money or obtained your information fraudulently.
3. Proxy usage Some people are very concerned about the safety of their information when browsing websites and making purchases online. If a particular system displays unusual login information, you may be asked to verify that you are indeed the person placing an order.
Youll find plenty of threads on Kinguins Reddit about various orders having been placed on hold. Kinguin isnt exactly known for being quick to respond. They can sometimes take up to a week to reply.
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Are You Using The Visa Gift Card For A Car Rental
Many car rental companies require a credit card to make a reservation. To pay with a gift card, instead, make the reservation with a credit card but tell the attendant you will pay the final car rental bill with a gift card. Otherwise, you may be able to make the reservation but the hold on your card will prevent the final transaction from being approved.
Where Do Kinguin Sellers Get All These Free Keys
There is some debate on where these sellers get all of these game keys from.
A couple of years ago, some hackers who had purchased Ubisoft game codes with a stolen credit card, turned around and sold those codes to buyers on Kinguin.
Ubisoft initially revoked access to those games from the users who got scammed with stolen codes. However, they reversed course and allowed those users to keep their codes.
In other cases, though, it appears as if sellers get their keys through sales or promotions and turn around and sell them on the marketplace.
So, some sellers are buying game keys in bulk when they go on sale, then hording them until the sale ends, and then they turn around and sell them for more than they purchased them for on Kinguin.
And, then other sellers are just regular users who get free game codes through random promotions who dont want the code and, instead, turn around and sell them for a profit.
But, the problem is that you never really know where your key is coming from. Because, while there are instances where the keys may be more legit , unfortunately there are other instances where you could be buying from a seller who obtained their key in a fraudulent manner.
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Things To Try If Your Visa Gift Card Is Not Working
Shop eGift Cards from Visa and Other Top Brands quickly and easily.
Visa® gift card not working? There are a number of reasons why a gift card may be declined. The most common reasons are that the card hasnt been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the cards balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.
Below are the top reasons why your Visa gift card doesnt work and six things you can check before calling customer service:
Is The Gift Card Balance More Than The Purchase Amount
Visa gift cards are linked to bank accounts that cannot be overdrawn. If the purchase is greater than the funds available, the card may be declined. To use a Visa gift card for partial payment, ask the cashier to split the purchase into two transactions. First, deduct the full amount of the gift card, then pay the balance of the purchase with another form of payment.
It used to be that you could not use a Visa gift card to buy anything that cost more than the balance of the gift card, but payment processing terminals are much more sophisticated now. I always make a point to tell the cashier that Im paying with a gift card and whether or not I believe it will cover the full purchase price. This allows both of us to be prepared for a split-tender transactionor completing the transaction with a second form of payment.
Read here for more information on Split-Tender Transactions.
When the gift card balance is less than the transction amount, use this trick to make a partial gift card payment online.
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How To Choose The Best Payment Method In An Online Store
E-commerce is currently one of the fastest-growing businesses globally, mainly due to the Covid-19 pandemic. At this time, many gamers decide on buying digital game keys from e-commerce gaming stores. This trend is only going to grow with time, due to the pandemic and simple convenience.
According to the Global Ecommerce Forecast 2021, e-commerce retail sales worldwide climbed by 25.7% in 2020, to a massive 4.213 trillion dollars, while total retail sales worldwide dropped by 2.8% in the same year. With so many brick-and-mortar stores being closed due to the pandemic, many businesses set their eyes on selling their goods online.
If you are looking to open your own online business or expand the existing one, this article will tell you how to choose the best payment methods, based on the example of the Kinguin.net marketplace.
Which payment method is the most popular?
Here are the three of the most commonly used payment methods out of all 100+ available at Kinguin.net:
According to Jujelyn Villanueva, Sales Development Specialist at Kinguin, PayPal, bank transfer and credit/debit cards are the most commonly used payment methods at Kinguin.net, a global gaming marketplace with over 10 million registered users. We usually suggest Bank Transfer to our biggest API partners, as it is easier to operate on a vast number of transactions.
What is the payment process via Application Programming Integration in Kinguin.net?
How does the payment process look like?
Why Is My Kinguin Order On Hold Kinguin Order Pending Status
Kinguin has become a very popular online game marketplace. It launched in 2013 and currently has more than four million customers across the globe. Kinguin lets people buy and sell games at reasonable prices but sometimes buyers experience Kinguin order on hold issue.
Blizzard, EpicGames, Origin, Steam, Uplay and other popular platforms provide gamers with more opportunities than ever to buy their favorite gaming titles. However, even with all of these choices, not all games on each site are affordable for every gamer.
Most gamers usually look for the cheapest ways to buy games that they enjoy playing the most. Sometimes they search for discounts and special promotional offers or wait several months after a games release for the price to be reduced.
POPULAR GAME KEY MARKETPLACES
There are products for just about every gaming interest on Kinguins site. You can find action, adventure, anime, classic, fighting, horror, indie, sports titles, and many more.
In addition to game keys, you can also purchase software keys, Windows activation keys, Microsoft Office Suite products, game skins, gift cards, and other items.
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Can’t Pay With Debit Mastercard On Kinguinnet
I have tried to make a purchase on kinguin.net with my PayPal with connected debit card MasterCard but it won’t let me. When I log in I see new screen: “Please add a new debit/credit card You have 1 connected card.” and below spaces to input new card that can only be Visa, Maestro and some others – no MasterCard. Why PayPal doesn’t accept my card for this payment? I did not try to buy anything else. I have sent a message to helpcenter but in reply I’ve received some spam autoreply.
Are You Using The Visa Gift Card At A Restaurant Or Salon
Although bank-issued gift cards are generally usable online, in stores, and anywhere that Visa or Mastercard are accepted, the merchant running the card through the system has more control over how the transaction is processed than the company that issued the card.
Older payment processing terminals at restaurants and other service merchants may automatically run an authorization transaction of 20 percent more than your total bill to ensure the gift card has enough funds to cover a gratuity. If this dollar value is greater than the card balance, the transaction may decline. Ask the cashier to charge only the bill amount or to reduce the bill amount by 20 percent and retry the transaction. Be prepared to pay the bill difference with another form of payment.
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Ripped From The Headlines
The secondary games market has been in the headlines recently because of a small scandal involving Ubisoft game codes purchased through Electronic Arts’ Origin service.
The story goes like this: Just a few weeks ago Ubisoft revoked the game keys of an unknown number of Uplay members. Their action effectively removed games from user accounts, blocking them from being launched remotely.
The games were, by and large, purchased from Kinguin and G2A, two companies that maintain secondary marketplaces for game keys. The reason for that revocation Ubisoft said in a statement to IGN was that before those keys were put up for sale on the secondary market, they were sourced with stolen credit cards on Electronic Arts’ Origin service.
It all began with a small scandal
That initial purchase was illegal, and the game codes were therefore deemed invalid. A lengthy forum post at Ubisoft, opened on Jan. 24 and now more than 60 pages long, is filled with aggrieved players who thought they were buying clean codes from G2A and Kinguin, but instead lost money in the transaction.
Ubisoft forum members were outraged that the company would take away games which they had, to their knowledge, successfully activated through their Uplay accounts. They were furthermore offended that Ubisoft would revoke those keys at all, regardless of whether or not they were purchased originally with stolen credit cards.
Kinguin Returns And Refunds
Being able to return defective merchandise to the seller is common practise in most industries. Many online companies offer exchanges or refunds for defective items knowing that the majority of these transactions are blind purchases.
Blind purchases are orders that have been completed before the customer actually assessed what theyve purchased and usually refers on online purchases. Game key transactions are a little more complicated.
Game keys are different than most other online merchandise. Any defective physical products can be mailed back to the seller. Game keys are digital items. There isnt a physical product to be returned if the item doesnt work.
The only way that you wouldnt receive what you purchased is if the game key was revoked, invalid, or already used.
Game keys cant be revoked by third-party sellers. There isnt any real way in which you can return non-working game key after youve paid for and received it.
You can ask the seller for a refund if the game key is region-restricted, invalid, or has already been used.
Youll need to prove that the particular game key has been previously used on another Steam account, cant be used in the region where you live, is invalid, etc. in order to receive a replacement or a refund.
But getting refund is usually easier said than done. Sellers are not always copperative or willing to provide refund or replacement. In case of G2A money back guarantee, you even need to file police report to get refund.
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Where To Purchase Rl Exchange Gift Card
You can purchase RL Exchange Gift Cards at variety of reputable online marketplaces such as G2A, Kinguin or Card Zone. We are always displaying the best buy options on this page. The Gift Cards do not expire and can always be activated to increase your balance. RL Exchange Gift Cards can be purchased with all payment methods offered by the merchants, including Cards, Skrill, PayPal and more!
Where Do The Keys Come From
When you create an account and purchase a key from CDkeys, then you are buying from the store itself, and not from another user. As it turns out, this is a very important detail. That is because, in the case of marketplaces such as G2A and Kinguin, you purchase keys from individual sellers and not a business entity. In the latter case, you always run the risk of purchasing a game key obtained through highly illegal methods from another user. Credit card fraud is a serious offense, and platforms such as G2A and Kinguin tend to serve as a nest for fraudulent activities. Even if they dont directly partake in any illegal activity by themselves, its difficult to call them legit.
Each time you purchase a game key from websites such as G2A and Kinguin you run the risk of supporting illegal activity, either directly or indirectly.
Of course, you will never REALLY know where your purchased keys are coming from, even in the case of cdkeys.com. Purchasing a game key from a business entity and not an individual is considered trustworthy. However, even in this case, you are essentially placing your trust in the company. You are trusting them that the key was obtained through legitimate and lawful methods.
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Has The Gift Card Been Activated
Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. Think of the hundreds of gift cards found on racks at the grocery store. Until the cards are loaded , the plastic has no value. The same is true for Visa gift cards, whether you buy them online or at the store.
A growing number of Visa gift cards purchased in stores no longer have to be activated as a separate step. When the gift card is loaded with value , the gift card is automatically activated. For some cards, especially those that are purchased online, you will still need to perform activation separate from the card purchase process. Read the instructions on the back of your gift card or any insert that comes with the gift card to see if activation is required.
Read here for more information about Activating Your Gift Card.