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HomePopularHow Do Vanilla Visa Gift Cards Work

How Do Vanilla Visa Gift Cards Work

Someone Says You Won A Giveaway Or Prize

How Vanilla Visa Debit Gift Cards Work

Reader stories:

I ran across a person that said they would send me $400 because of some charity giveaway from their church. They want me to buy a Vanilla card, activate it, and send them a picture of the receipt. Is it possible for someone to send money through the Vanilla card with this information?

I have a person saying they want to give me moneythat it is a way for them to help people. They are telling me to go get a prepaid Visa card and they will help me put the money on it. Is there any money coming out of my pocket?

The “charity giveaway” like “you won a foreign lottery” is a common scam to steal your financial information. When you provide someone with your card’s detailsor when they “help” you put money on ityou’re not providing them with a way to give you money you’re making it possible for them to take YOUR money.

Can You Cash A Vanilla Visa Gift Card

When it comes to the question of cash withdrawal, Visa has several rules in place dictating which cards you can cash out and which ones you cannot. While you can cash out a Reloadable Prepaid Card, you cannot cash out a Vanilla Visa gift card. Similarly, you cannot receive cash back from different retailers who you shop with, as Vanilla Visa gift cards are not closed-loop gift cards.

Someone Offers To Overpay You

Reader stories:

I have received a cashier’s check for $1,815 and a request for me to buy $1,500 on OneVanilla gift cards. The difference of $300 is my payment for surveying the shop where I buy the gift cards. I do not want to accept this offer, so what should I do?

I sold a book on eBay, and the buyer asked to send me $200 more than the cost of the book so I would help him use a Vanilla Visa gift card. After that, I would send him back the $200 he paid extra. Is this ok? Do I have any risks involved?

No legitimate businesses would make these types of requests. As Consumer Reports notes, scams like these might be part of a money-laundering operation.

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Whats The Difference Between A Visa Gift Card And A Vanilla Visa Gift Card

Visa has recently expanded its gift card family with the introduction of its Vanilla line. Where Visa Gift Cards are meant to be used either by the person doing the purchasing or by another recipient, the Vanilla strain has a more specific purpose. Vanilla Visa Rewards Cards are meant to be used as viable payment methods for employees whove received them as a workplace incentive with a card balance. Comparatively, Vanilla Visa Gift Cards are meant to be given to friends or family members as gifts, with the details handled at the time of purchase.

Convert Your Visa Gift Card To Cash By Selling It To A Website

Can You Use Vanilla Visa Gift Card On Google Play Store?  ...

There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.

If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.

Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.

Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.

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What Is It Used For

  • It allows you to make online purchases even if you don’t have a debit or credit card.
  • This card is accepted anywhere that Visa is accepted, so it allows you to give someone a gift card without having to choose just one retailer.
  • You cannot spend more money than you’ve loaded onto the card, so you don’t risk overdraft. This can help people curb their spending.
  • Some parents use prepaid cards as “starter” cards for teens who are still learning how to use a credit or debit card responsibly.

Gift Cards For Use In Canada And Other Countries

I am finding an increasing number of popular U.S. store and restaurant gift cards can be redeemed at locations in Canada and a few that can be redeemed in the United Kingdom and other countries as well. Amazon has several options, of course. But some brick and mortar stores like Gap, Banana Republic, Aerie, Costco and more will also allow you to purchase a gift card in the U.S. and use it across the border . Be careful to check the terms and conditions of an international card before you purchase it to understand how the exchange rate will be calculated and to see if there are any shipping charges that impact how usable the gift card will be for the recipient. Click to find my growing list of gift cards that work in Canada and other countries.

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Add It To Your Venmo Account

Similar to PayPal, you can convert your Visa gift card to cash via Venmo by putting your gift card balance on your Venmo account. And this is actually a better option than PayPal if you were planning to transfer the money to your own account as cold, hard cash.

This is because Venmo doesnt charge any fee to transfer money from your Venmo account to your bank account, unless you select the Instant Transfer option. Otherwise, the money should arrive in your account within one to three business days.

To do this, go into the Venmo app and find the option that lets you add gift cards. Theres a chance that youll get a warning message here for fraud prevention, so either try again or give Venmo customer service a call at their helpline to see if they can clear up the issue.

How To Use Your Vanilla Gift Cards

How To Use Vanilla Visa Gift Card Online

To use your Vanilla Gift Card for purchases, simply present your gift card at the point of check out. Every time you use the gift card for payment, the transaction cost will be charged from your gift card, and your Vanilla Gift Card balance will be reduced by the full amount of your purchase.

If the transaction cost is more than your gift card balance, you can combine your Vanilla Gift Card with another payment method, such as a credit card, debit card, or cash payment.

Therefore, it is important to know your card balance before you shop, as merchants cannot determine the balance on your gift card, neither can they help you to check the balance. Your gift card may be declined if you try to make purchases higher than your card balance.

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Can Vanilla Gift Cards Be Used On Amazon

You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

Can You Activate Gift Cards Without Buying Them

Many gift cards are activated when theyre purchased, so they dont need to be activated by the recipient. However, some do need to be activated by the recipient before they can be used. You can activate a gift card by calling the merchant or accessing the provided URL and inputting the correct activation numbers.

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Want To Get A Visa Gift Card

A smart gift anyone can appreciate.

The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It’s also perfect for people of all ages. You decide how much money to give they decide where to spend it.

You will receive important information regarding the Visa Gift card such as how to activate and use the card. This information should be given to the recipient of the card.

What Is Vanilla Gift Card

How To Use Vanilla Visa Gift Card Overview From Start To ...

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. Consequently, what is Vanilla gift card used for?

You can use your Vanilla Gift Card virtually anywhere Visa Cards are accepted within the United States and District of Columbia, except the Gift Card may not be used for recurring billing or at ATMs.

Also, what is the difference between a Visa gift card and a vanilla visa gift card? The Vanilla Visa Gift Card is intended as a gift to family or friends, while the Vanilla Visa Rewards Card is meant to be a reward or incentive for employees and loyalty programs, states OneVanilla Visa Card. Both cards can be used as a form of payment where Visa is accepted.

Likewise, people ask, how does a vanilla card work?

Load your Prepaid Card directly at the Register

  • Bring your prepaid card and money to a participating Vanilla Reload retailer.
  • Present your card to the cashier to add funds* to your prepaid card.
  • The cashier will ring up the sale and load your funds directly to your prepaid card.
  • How do you use a Visa Vanilla Gift Card?

    When using your Card to make a purchase in-store, simply swipe the Card, select Credit and sign the receipt. much you want to pay. The Card cannot be used to obtain cash from an ATM, bank or shop. The Card cannot be used to make reoccurring payments.

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    Have You Tried Using The Card At Another Store Or Website

    A few years ago, my son received a gift card for his birthday. We tried to activate the card online, but the system said the card number was invalid. We tried to activate and check the balance by phone, but we got the same response. I even called customer service. The woman I spoke to said the card number was so old, she no longer could access it with her system. Figuring we were out of luck, we tossed the card on the counter and gave up.

    A few weeks later, however, it occurred to me that we should just try using the card. The next time I had a purchase to make online, I entered the gift card number he had received. It worked! I do not know why the balance check system didnt work, but we were able to use the card both online and in a store. So when all else fails, I now advise people to simply try using the card. Sometimes the support systems fail, but the card will still work.

    Do Gift Cards Activate At Self Checkout

    Best Answer: No way you can never activate a gift card through self check out. It can only be activate at the register. I am sure they have some sort of code they need to put in there register to activate the card. Customers often times use self checkout due to the extremely long wait at Walmart checkout lines.

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    How To Activate Visa Gift Card

  • For activating your Visa gift card you can call toll free number 1-877-855-8719 between any hour in a day and any day in a week, from within the United States.
  • All you have to assure that your card is placed in front of you, as you will require the 16-digit gift card account number and the three-digit code from the back of your card.
  • If Your Visa Gift Card Is Not Working After All That

    Does Vanilla Visa Gift Card Work On SHEIN?

    If youve checked all of these things and your Visa gift card is not working, then call the telephone number or check the website typically listed on the back of the card. You will need to contact the issuing company to find out exactly why your card isnt working.

    And one other thing. At, transactions for online gambling sites, adult websites, money transfer services, PayPal and recurring bill payment will be declined. Check the terms and conditions on your Visa gift card to see if other restrictions apply. Read here for another perspective on why a Visa gift card doesnt work.

    Do you have any other questions about gift cards or need gift card help? Reach out to me in the comments below, on Twitter or on Instagram .

    Happy Gift Carding!

    ~Shelley Hunter, Gift Card Girlfriend

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    How To Add Money

  • Take your money to a participating retail location.
  • Then buy a Vanilla Reload PIN Load found in the reloadable prepaid card section of the display.
  • Load your prepaid card or use the online account by utilizing the secure PIN from the back of the PIN Load at or by calling 1-877-429-8140.
  • So, this all that we have for you today. We believe the information in this article will be useful to you. We would like to hear your views on this article.

    Why Is My Visa Gift Card Not Working On Amazon

    You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

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    How To Transfer A Visa Gift Card To A Bank Account

    You can transfer money from a prepaid card to your bank account indirectly by trying some of the following options, which we go into more detail about above:

  • Add the card to your PayPal or Venmo account and transfer the balance to your own account
  • Get money for a voucher issued by a Gift Card Exchange Kiosk and then deposit it into your account
  • Choose an app or website to sell your gift card to that pays you through direct deposit, letting you then use the selling price as a way to transfer the Visa gift card to your bank account
  • Use the card to buy a money order, with the value of this then placed in your account
  • Is The Gift Card Being Run Correctly

    How to determine which gift cards work to load Bluebird ...

    To use a Visa gift card as a debit transaction, youll need to enter a Personal Identification Number at the Point of Sale terminal. Without a PIN, the gift card should be run as a credit transaction.

    If your gift card is not working or you are not sure how the gift card should be processed, ask the cashier. I find that most cashiers know exactly how to handle each type of payment method presented.

    Need to check the balance of your gift card? See if your card is in our Gift Card Balance Check Directory.

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    How To Recognize Common Scams

    It’s hard to spot a card that has been tampered with the best prevention may be to avoid buying in-store gift cards, per Consumer Reports. But there are many other scams that you can protect yourself against by being aware of them. Awareness will help you make smart decisions about sharing your card information.

    These are some examples of scams that readers shared with me. In these situations, scammers ask you to buy a Vanilla Visa card so you can receive some form of benefitbut you can be sure that all the benefit is going to the scammer.

    Sell Your Visa Gift Card Through An App

    Another option is to sell your Visa gift card on various apps that will buy it from you in order to resell it.

    While this can be a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably only be your last option if the others arent possible for some reason.

    For example, Raise has an app that does this for both iOS and Android, although theyll take 15% commission for doing this. Ouch.

    A similar one is Prepaid2Cash, another site that has an app for iOS and Android in order to trade in your Visa gift cards for cash. This one works slightly differently, in that:

    • First you tell them the brand of the gift card
    • They then send you an offer through the app for the card
    • You have no obligation to accept this offer but once you do, theyll deposit it into your account in up to five business days

    This means that the fees they charge are incorporated into the offer, so its not entirely transparent. They state, however, that the offer will be up to 92% of the card balance, meaning the fees are at least 8%.

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    How To Redeem Your Vanilla Gift Cards

    Phone And Mail Order

    Vanilla Gift Cards are redeemable towards purchases in any store, or with any telephone, online, or mail-order merchants that accept Visa Card or MasterCard. To use your Vanilla Gift Card online or by phone, your gift card must be registered at the website address mentioned in the document or information that accompanied the card in your email at delivery.

    To complete your purchases, simply enter your Vanilla Gift Card details in the payment methods field. Your personal information is not attached to your Vanilla gift card. Therefore, you can conveniently use your mailing address when shopping online. This is done to ensure that the merchant can contact you if there is any problem with the order.


    For in-store purchases, simply swipe your Vanilla Gift Card at the point of payment, and sign the receipt. If your Vanilla Gift Card balance cannot cover the total cost of the transaction, it adVisable to inform the cashier of how much should be deducted from your gift card to ensure that the transaction is not declined. You can use another payment method to combine with your Vanilla Gift Card, such as a cash payment, debit card, or credit card.


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