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How Does Visa E Gift Card Work

Take Your Phone To The Cash Register

Understanding How Prepaid Cards Work

Many restaurants have a cash register at the main entry. Rather than give payment to the server, ask if you can pay directly at the cash register. If that is not an option, then take your phone and accompany the server back to the cash register yourself. It might not be protocol and is definitely inconvenient, but this saves you and the restaurant from dealing with any of the issues described above.

As soon as I told the server I would be paying with an eGift card, we both knew something didnt feel quite right. I didnt want to send my phone off and the server didnt want to take it. But we needed a way to get the eGift card number from my phone to the point of sale without the server physically taking the device out of my sight. Though writing the number down seemed clunky, it also seemed to be the safest way to pay.

Have you ever used an eGift card at a restaurant? How did it go? Got any tips you want to share? Let me know in the comments below or reach out to me on Twitter .

Happy Gift Carding!

~Shelley Hunter, Gift Card Girlfriend

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Looking For Gift Card Ideas

Clothing Who doesn’t need clothes? Whatever theyre into, get them something that always fits and keeps them in style from top fashion retailers.

Gifts for HimWhether he’s a gamer, handyman or outdoorsman, pick from his favourite brands and get him something he will truly love.

RestaurantsTreat someone to an inspired dining experience. Browse our diverse range of dining and restaurant gift card options.

Gifts for HerFind the perfect gifts for her – from great reads, hot tech to jewellery and cosmetics, surprise her with something special.

MoviesWhat better way to spend an evening than heading to the movies? Give a movie gift card tonight and let them enjoy the show!

Gifts for TeensGet a gift that will help teens stay on trend with the latest tech, accessories and fashion from their favourite brands.

TravelTreat yourself or your favourite travellers with a gift card for the perfect hotel in over 200 countries.

Gifts for KidsGet them a gift card that gives them everything they want including their favourite books, movies, music and video games!

Are Prepaid Cards Good For International Travel

Prepaid cards may also be sold where youd get your favorite gift card, but they are not the same thing. Prepaid cards differ in one specific way: they can and are meant to be reloaded. However, while they can be used internationally, thats not a given. A prepaid card has rules and regulations just like gift cards, although often far fewer rules. If you can get a reloadable gift card, note the restrictions as most labeled gift cards are only spendable within the United States. Prepaid cards, specifically, are not guaranteed to have any protection, regardless of which logo is on the card. Fortunately, each prepaid card or company will list those protective clauses.

Prepaid cards for specific stores or businesses can rarely be used internationally. But even a Visa or Mastercard prepaid card may have domestic limits. Reloadables are meant to be purchased once and then have additional funds added as the initial value is spent. For that reason, theyre often safer and smarter budgeting solutions for domestic travelers than debit or traditional credit cards. If you do want an international prepaid card, youll need to opt for a specific travel card such as Visa Travel Money which is intended for such needs.

Read Also: How Do I Register My Visa Gift Card

Problem #: Not Always Easy To Use

Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.

If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.

Explanation of pre-authorization holds from the terms and conditions:

When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.

Refresh Egift Card Balances

How to Get a Visa Gift Card: 3 Steps (with Pictures)

While many mobile wallets and gift card apps have automatic balance update features , not all merchant cards are connected and sometimes you have to refresh a card manually in order to see if it has been used. When gift cards are completely used, remove them from your wallet. It is easier to stay organized if you are only tracking gift cards with usable dollars left on them.

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Follow Up With The Recipient

Last but not least, be sure to follow up with the recipient on the day theyre supposed to receive their virtual gift. If its a holiday or special day, they might not be checking their messages as frequently. Let them know to be on the lookout for your eGift so they dont miss it.

From there, stay in touch with them in case they have any trouble with it. Most likely, theyll put it to use right away, and thats all you need to do!

Physical Vs Digital Gift Cards

Gift cards can be physicalmeaning a plastic cardor digital. Digital gift cards have no physical form instead, youre assigned a unique gift code number that you can use to redeem at online retailers when making purchases. Physical cards remain the most popular kind of gift cards, but that is expected to change in the near future.

Companies such as Amazon, Walmart, and Target allow consumers to purchase physical cards as well as to load online or digital accounts. Major restaurant chains, such as Starbucks, Chipotle, and Chilis, also offer customers digital and physical gift cards. These cards make it convenient for customers to pay for their drinks and meals using an app or in-establishment card reader to speed up the checkout process.

You can also store codes for digital gift cards inside . Then, when youre ready to check out, you can select your digital gift card as your preferred method of payment.

Federal law prevents gift cards from expiring for up to five years after their activation date, but failing to use a gift card could trigger an inactivity fee.

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Which Prepaid Credit Card Is The Best

Best prepaid cards

  • Best for no monthly fee: Bluebird® by American Express.
  • Best for limited fees: Starbucks® Rewards Visa® Prepaid Card.
  • Best for cash back: American Express Serve® Cash Back.
  • Best for cash reloads: American Express Serve® FREE Reloads.
  • Best for families: FamZoo Prepaid Card.
  • Best for Walmart shoppers: Walmart MoneyCard.

Ways To Use Egift Cards At Restaurants

How does Walmart eGift card work?

My guess is that one day the point of sale will move closer to the table, possibly even bypassing the server altogether with a phone-initiated transaction that goes straight to the restaurants payment system. eGift cards will be easy to redeem because youll just push a button and send. Until then, below are three ways you can use an eGift card at a restaurant worry-free.

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How Visa Gift Cards Work

A Visa gift card is a non-reloadable, prepaid debit card. Once it’s activated, the card works just like cash. The cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa for as long as a balance remains. The gift cards are available at banks and retail stores.

Link Egift Card To Customer Profile

Linking a customers eGift Card to their customer profile lets you quickly charge their eGift Card on File during purchases at the POS and from emailed invoices.

Note: Employees managing eGift Cards on File must have the Add and Remove Customer Cards on File point of sale permission enabled for their permission set.

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Can I Create A Pin

Yes – you can create a pin on the Gift Card website by selecting “My Pin” under the My Settings tab.

You can also request one at the time you activate your card using the toll-free number on the sticker. There is no charge for using the voice response system. If you activate your card on the website, you will need to call 866.543.9161 to request a PIN.

Keep All Egift Cards In One Place

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Because I am always testing out different ways to use egift cards in stores, I often have different egift cards in different places. The confusion in my wallet is what led to my confusion at the cash register. Pick a method that works for you and stick with it. If you do not want to use an app, you could put screenshots of each digital card into a folder on your phones home screen or print physical copies of each egift card on your printer at home and put the papers in your real-life wallet. Whatever method you choose, stick with it and use it consistently.

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From The Give And Get Local Directory:

Customers can also order eGift Cards online through the Give and Get Local Directory. The Give and Get Local Directory is a listing of businesses who offer Square eGift Cards. It allows buyers to browse and purchase eGift Cards from local businesses in their area, including your own. If a customer decides to buy an eGift Card to your business through the Give and Get Local Directory, they will be directed to your custom eGift Card order site to complete their purchase. The Give and Get Local Directory is also featured and promoted by select partners to encourage more customers to support local businesses.

To search for your business or others that offer eGift Cards in the Give and Get Local Directory:

  • On the Give and Get Local Directory, enter in an address or press Use current location.

  • Apply additional filters, such as business category, if needed.

  • Select the business you wish to order an eGift Card from and continue through the checkout process on that business eGift Card order site.

  • Note: Only businesses offering Square eGift Cards will appear in the search. Businesses that only offer physical gift cards in store will not be reflected.

    The image, business name and location that represent your business in the Give and Get Local directory are the eGift Card design and business name and location that you have associated with your Square account.

    What About Restaurants And Visa Egift Cards

    Visa egift cards are only usable online, over the phone, by mail-order or any place that a physical card is not required. Read this blog post on how to use Visa egift cards online..

    Restaurant egift cards are usable in stores, but you will want to read this blog post on how to use egift cards at restaurants. The process is the same, but since you will not likely be standing next to the cash register, there are a few tricks to know ahead of time.

    What other questions do you have about egift cards? Have you used an egift card at the store? If so, add a note in the comments below or leave a message for .

    Happy Gift Carding!

    ~Shelley Hunter, Gift Card Girlfriend

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    How Do I Send An Egift Card

    Digital gift cards make the perfect contactless gift. You can send a gift in minutes while you’re watching tv at home or riding the bus to work. Hereâs how to send an eGift card in 6 easy steps.

    • Select the eGift card option on the provider’s gift card page.
    • Choose the gift card amount.
    • Choose how many gift cards you want to send in the quantity section.
    • Enter the recipient details which may include their name, email address, or phone number.
    • Type a personal message to send along with your gift.
    • Add the eGift card to your cart and proceed to checkout.

    Where Can Egift Cards Be Used

    How To Use Vanilla Visa Gift Card Online

    Because the technology is still fairly new and there is no plastic card to present to a cashier, consumers often have questions about egift cards and want to know where they can be used. In most cases, store and restaurant egift cards can be used both online and in their physical stores, but that is not always the case. And Visa® are only usable online, over the phone and anywhere else that a card not present transaction is allowed. I will elaborate more as you keep reading the tips below figuring out where egift cards can be used.

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    Problem #: Gift Card Fraud

    Finally, thieves love gift cards. On his radio show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.

    Visa gift cards can be replaced if theyre lost or stolen, but there may be a fee involved sometimes $5 or more.

    This is just one more reason Clark prefers credit over debit or gift cards. If you report a credit card lost or stolen, no money typically comes out of your pocket.

    Accept Your Egift Cards

    You can accept eGift Cards through the Square Point of Sale app by either entering the 16 digit redemption code or charge the customers Gift Card on File, or by looking up the customers email or phone number in your Customer Directory. Your customers can also use your eGift Cards to place orders through Square Online.

    Note: eGift cards are redeemable at all of your locations. All eGift card sales will be processed by the selected reporting location.

    Note: eGift Cards cannot be redeemed from 3rd-party eCommerce integrations.

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    Where Can I Buy A Visa Gift Card

    Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks. Looking for a gift card without a fee? Take your pick with a selection of popular brands through Gift Card Granny choose between restaurants, groceries, gas and more.

    From The Square Point Of Sale App

    Get a $250 Visa Gift Card! â Get It Free

    If you are setup to sell Square eGift Cards through your Square Point of Sale app, then you can load and send eGift Cards to recipients while you’re in-store.

    To load and send an eGift Card in the Square Point of Sale app:

  • Create a new sale or open an existing ticket.

  • Tap Library> Gift Cards> Sell eGift Card.

  • Select your eGift Card design.

  • Select a preset load amount or enter a custom amount.

  • Enter the eGift Card recipient’s email address > tap Done.

  • Tap Return to Sale to complete the transaction.

  • Once the transaction is complete, the recipient will immediately be sent their eGift Card via email.

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    Okso What Is A Virtual Visa Card Exactly

    A Virtual Visa Reward Card is a prepaid Visa, complete with unique numbers, that is delivered instantly via email. It can be used anywhere that Visa is accepted, both online or by phone. With Virtual Visa Reward Cards, rewards recipients no longer have to wait for a physical product to arrive in the mail, they can enjoy their reward as soon as they get it. For businesses, Virtual Visa Reward Cards offer a secure, familiar card name that can be delivered and redeemed instantly all over the world. From rebate programs to health incentives and everything in between, Visa Virtual Rewards provide the ultimate flexible solution for any reward scenario.Why should you choose the virtual version over a traditional gift card? Weve broken it down into a list of our top 10 benefits.

    Gift Cards For Use In Canada And Other Countries

    I am finding an increasing number of popular U.S. store and restaurant gift cards can be redeemed at locations in Canada and a few that can be redeemed in the United Kingdom and other countries as well. Amazon has several options, of course. But some brick and mortar stores like Gap, Banana Republic, Aerie, Costco and more will also allow you to purchase a gift card in the U.S. and use it across the border . Be careful to check the terms and conditions of an international card before you purchase it to understand how the exchange rate will be calculated and to see if there are any shipping charges that impact how usable the gift card will be for the recipient. Click to find my growing list of gift cards that work in Canada and other countries.

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    Misplaced Walmart Egift Card

    Dont fret if you cant find your Walmart eGift card. Contact customer service and ask them to resend the card to your email.

    The Gift Card Granny Visa® Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Gift Card Granny Mastercard® Gift Card and Mastercard Virtual Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Use your Mastercard Gift Card and Mastercard Virtual Gift Card everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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