Sell It To A Gift Card Exchange Website
Using a gift card exchange website, like Gift Card Granny or CardCash, is the most straightforward method for converting your gift cards into cold hard cash. All you have to do is go on their website and sell your gift card.
Both Gift Card Granny and CardCash take a wide variety of gift cards, including Visa ones. You can easily trade Visa gift cards for cash payments. The best part is they offer up to 90% cashback during the entire process.
First, youll need to select an offer. Once you choose the Visa gift card with an appropriate balance, you can submit it and go through a verification process.
After this is done, youll be able to get paid. This online method allows you to earn more money compared to more expensive rates of gift card kiosks. Keep in mind it might not work for every Visa gift card, as offers come and go.
Can you sell a Visa gift card to another person?
Yes, you can sell your Visa gift card to another individual without it affecting the gift card. If you go this route, youll likely find that people will only be interested in buying it from you if its offered at a discount.
Otherwise, they could avoid the hassle by buying a gift card from a regular retailer. This is a valid option though if you can sell it for more money than a gift card exchange offers you.
Add Your Visa Gift Card To Your Paypal Wallet
If you dont want to spend money on fees, I suggest you try PayPal. Once you sign up with the website and link your bank account, you can transfer your gift card funds into PayPal.
It usually takes five business days to transfer everything, but you incur no fees if you choose the standard transfer option. Keep an eye on it though because certain transfer methods can cost you up to 3% of your balance.
Always check with your bank and make sure they dont charge you extra.
Steps for Transferring a Gift Card Balance to PayPal Account
Heres what you need to do to get your gift card balance loaded into PayPal:
If you reach an error message, the most common issue is that the card first needs to be registered through the issuer. The issuer can be found on the back of the gift card.
Go to the website listed, and register the card with them first. Then come back and repeat the steps above in Paypal. That shouldve fixed it.
Transfer Visa Gift Card To Bank Account Through Moneygram
MoneyGram is the second largest money transfer company. They are fast, affordable, reliable, and most importantly safe. Get ready to transfer visa gift card to Bank account by visiting MoneyGram website and following the steps below
#1. Sign up to create an account at MoneyGram
Once you open the MoneyGram website, click the Sign up button, fill in your email address, provide a strong password and sign up.
Go to your email and verify that youve successfully created an account.
#2. Click Send Money at the MoneyGram website
At the top menu bar of the website, click the Send money icon and it would take you to a page where you are required to fill in the payment details. Which includes
- Amount to be sent
- Select Debit or Credit card
- Select the Account Deposit or Debit card deposit option.
Make sure that your visa gift card is linked to your bank account you are sending the money to.
#3. Fill in Bank Details
Youd be taken to a page where youd fill in your bank details after sending the payment information. Here youd enter
- Receivers Name
- Card information
After entering these information, click Next and your money transfer would be processed. Viola! In few minutes youd have transfered money from your visa gift card to bank account.
Note that MoneyGram charges a fee based on the amount youre sending. And fortunately their fee is ridiculously cheap. $1.99 for amounts less than $200. For amounts above $200, it charges $1.99 + 1% of the transferred amount.
Recommended Reading: Check Online At Www Apple Com Go Gcb Us
Trade For Cash Using A Gift Card Exchange Kiosk
Gift card exchange kiosks are located in supermarkets and shopping malls and are typically bright yellow in color. They can be easily located by doing a quick search engine look up. These can be easily used to get cash from a Visa gift card.
Once you have identified a kiosk, you can follow the prompts on the screen to enter your gift cards information. Eventually you would receive a series of offers as a trade for your card.
If you wish you can select the cash offer, if one is presented and to your liking. A voucher would then be issued to you to take to the cashier to redeem for cash.
Though you would not be capitalizing on the full cash value of the gift card, the bottom line is you can get money off a Visa gift card by using a Gift Card Exchange Kiosk.
We have made it even easier to find a Gift Card Exchange kiosk to convert your Visa gift card to cash. Just use our Gift Card Exchange Kiosk Zip Code Search below!
All you need to do is enter your zip code in the search box and hit the button to find the Gift Card Exchange Kiosk nearest to you, ranked by real Google Reviews.
Can I Get Cash Back From A Visa Gift Card
In my experience, banks will decline transactions that are deemed cash. That means you cant use a Visa gift card at an ATM nor can you take it to a cash register and ask for cash back. I have tried it myself to see if it will work, but the transaction declines every time.
In general, you cannot use Visa gift cards and Mastercard gift cards on peer-to-peer payment apps like PayPal or Venmo either. Though I have heard of people working these systems , loopholes that may have previously existed are now closed.
You May Like: Amarktflow Gift Card
Can I Return A Visa Gift Card That I Dont Want
Similar to store gift cards, the answer is generally no. However, a few stores may allow it. As noted above, Target will allow you to return a Target Visa, Mastercard or American Express gift card if you have the original purchase receipt, the gift card is unopened, all of the packaging is in tact and the card hasnt been used. I think this is an exception, however.
At Giftcards.com, for example, neither store nor bank-issued gift cards cannot be returned. The Best Buy Onlne Help Center says, Other nonreturnable purchases includeprepaid cards . And Kroger, one of many grocery store chains that sells prepaid cards says, Once a gift card has been purchased and shipped the card is not refundable.
If you are the purchaser of a Visa gift card that you no longer want, check the terms and conditions on the card or packaging, look for a gift card return policy on the card issuers website or go back to the store to inquire about their gift card return policy in person. In most cases, I do not believe a Visa or Mastercard gift card can be returned, but if Target is willing to do it, perhaps other stores are as well.
How To Add A Bank Account In The Cash App
With the Cash App, you can send and receive payments, donate money to a cause or an organization, or even tip for services rendered. However, in order for you to do all of these things, you need to link the app to your bank account. Once you add your bank account, you can add one or more debit or credit cards to your Cash App account.
In this guide, well go through the process of adding a bank account on the Cash App on various devices. Well also show you what to do in case you cant add a bank account to your Cash App account.
You May Like: Free $1000 Amazon Gift Card
Transfer Visa Gift Card To Bank Account Through Venmo
You can transfer visa gift cards to a bank account using Venmo. Venmo is somewhat similar to PayPal and you can put your card balance in your Venmo account.
The best part about using Venmo to transfer money is that Venmo doesnt charge any fee to transfer money from your Venmo account to your bank account. Cool right?
Except you opt-in for the Instant transfer option. Otherwise, it should take three working days for the money to arrive in your account.
Get started by
Ways To Convert Your Visa Gift Cards To Cash
Visa offers prepaid gift cards you can use for any special occasion. Whether its a birthday, wedding, or holiday, these cards are a welcome exchange.
Since they are monetary in nature, the question arises can I turn a gift card into cold hard cash? Anyone can convert a Visa gift card to cash, but you have to do it in a specific manner.
Allow me to explain in detail how you can perform this action. Before I start, I should let you know the type of Visa gift cards that can be converted.
This post may contain affiliate links. That means if you purchase an item through these links, I may earn a commission at no additional cost to you. Please read the full disclosure policy for more info.
You May Like: How To Use An Airbnb Gift Card
How Do You Transfer Your Balance To Your Bank Account
The first thing you need to do is make sure you have an Amazon gift card balance. To check your balance, go to Amazon and then click on the Gift Card tab. From there, you will see an amount thats broken down into a number of individual percentages. Click on the balance that you want to transfer and enter the number of the balance in USD. You will then be taken to the Amazon Pay store, where you will be able to add your credit or debit card information to your Amazon account.
You will also be able to add gift cards. This is the payment option that you will use to transfer your balance to your bank account. This process takes a little time, so you might want to do it during a downtime at work, rather than waiting until you get home and are finished with the day.
How do I transfer an Amazon gift card balance into a bank account in the USA?
You cant, not directly anyeay. You can sell it at a discount on an online platform, have the purchaser use PayPal and link your US bank account to your Paypal account. But I suspect that you may not have a US bank account or your country does not have PayPal access. In which case you should just use the gift card to buy something, which is what gift cards are designed for.
How To Deposit Visa Gift Card Into Bank Account
How to transfer a Visa gift card to a bank account?
Meer items13 sep. 2021
- Get money for a voucher issued by a Gift Card Exchange Kiosk and then deposit it into your account Choose an app or website to sell your gift card to that pays you through direct deposit, letting you then use the selling price as a way to transfer the Visa gift card to your bank account
Adding your Visa gift card to your PayPal or Venmo account, and then transfer the balance to your bank account Buy money order and deposit the value to your bank Sell your gift card through a website, which will then pay the agreed amount through direct deposit. Do You Want More Gift Cards for Free?
You May Like: Www.apple.com/go/gcb/us
What Prepaid Cards Work With Cash App
What prepaid cards work with cash app? Cash App works with most of the government-enabled prepaid cards along with the debit and credit cards as long as theyre from Visa, American Express, Mastercard, or Discover and registered in your name.
However, it is best suited to use a traditional bank-issued debit or credit card.
Turn Your Visa Gift Cards To Cash By Buying And Reselling Items
This may take a few extra steps to do but it may be the only other option on this list that lets you make money from converting your Visa gift cards to cash .
As mentioned, most stores treat Visa gift cards like credit cards. This means that you can generally use them to buy items at almost any store, so keep an eye out for things that are either heavily reduced or in high demand.
In both cases, theres a good chance you may be able to resell the item at a higher price than what you paid. This, in turn, will let you eventually get cash from your gift card.
Recommended Reading: How To Set Up Your Red Card For Doordash
Can I Return A Store Gift Card That I Dont Want
There are not federal or state laws that dictate whether or not a gift card can be returned so it is up to each merchant to set that policy. Most store and restaurant gift cards that I see have terms printed on the card, on the packaging or on a website that say, This card is non-refundable and non-returnable.
I have seen, however, that some stores will allow you to return a gift card within a short period of time after purchase so long as you have the purchase receipt and havent used the card. Target, for example, has a generous return policy.
The Target.com FAQ says, Physical Target GiftCards can be returned in store with a receipt if unused and Your Target® Visa®, Mastercard® or American Express® Gift Card can be returned to any Target store with a valid, original-purchase receipt. Your card must be new, unopened, contain all original packaging, and must be returned within 90 days of purchase.
Still, this is an exception. Even Nordstrom, the department store well-known for having a generous customer return policy says, Gift Cards may not be returned or applied as payment on any account.
If you have a store gift card that youd like to return, check the back of the gift card for terms and conditions, check the retailers website for information or drop by the store to ask.
If you are willing to accept less than face value for the gift card, then you could sell it to a gift card reseller for cash instead.
What Is A Visa Gift Card
A Visa gift card is a prepaid card loaded with a specific amount of money for the purpose of multiple purchases for as long as funds remains in the card, and for the benefit of controlling sending.
It is convenient to use, can be used all over the world, and can be used even without a bank account. Simply request a card, provide the money to be loaded on to it and it is ready to use.
Recommended Reading: Mcdonalds Gift Card On App
Give A Practical Yet Versatile Gift To Someone You Care About Origin Bank Offers Visa Gift Cards So That You Can Easily Pick Up The Perfect Present For A Special Occasion
Visa® gift cards can be used anywhere that accepts Visa® debit cards including online and over-the-phone purchases. Unlike a debit card, the Visa® gift card isnt tied to a bank account. The card can hold any value up to $500 and doesnt incur fees or interest. You and the cardholder can go online or call to check its balance for free you can register the card upon activating it over the phone.
Add It To Your Paypal Wallet
Another way to convert Visa gift cards to cash is with PayPal. That is, PayPal lets you add prepaid cards, including Via gift cards, to your PayPal wallet. What this means is that youre then able to treat the balance like cash, by using it to purchase things from any merchant that accepts PayPal which is most major ones, these days.
How can I get money off of a gift card through PayPal?
To get money from a Visa gift card to PayPal accounts, just do the following:
Theres a chance that you may get an error when trying to do this. If that happens to you, you may have to first register the card with the issuer so an address is linked to the Visa gift card. After that, PayPal should have no problem accepting it.
Read Also: Cant Use Vanilla Gift Card Online