Pay Your Bills With Your Gift Card
Here is an interesting method you can try. While you arent necessarily exchanging the card for stacks of dollar bills, you are still using it the same way. As long as there is money on the card, you can use Visa gift cards to pay for your bills.
Visa gift cards are usually set up like a debit card with a card number, expiration date, and security code number on the back. The main difference is that the cards have a set amount of money programmed onto them instead of being linked to a bank account.
This makes it easy to pay your bills directly with a Visa gift card that you cant with pretty much any other gift card. So if you have a water bill or phone bill coming up, pay it with your Visa gift card instead.
Most people dont think of using their gift cards for bill payment, but it has multiple benefits. For starters, you can make quick use of your gift card.
If youre running low on credit, you can also use the gift card instead. Its a convenient way to use these gift cards in the same vein as cash.
How Do I Check My Visa Gift Card Balance Online
How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert Gift Card in the field provided.
Why Cant I Use My Visa Gift Card Online
Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.
Don’t Miss: Does Zola Take A Percentage Of Cash Gifts
Buy Other Merchants Gift Cards
Sometimes the easiest way to convert your generic Visa gift card is to buy a new gift card at a merchant you use and love. You can make your gift card go further if youre able to find a gift card sale.
Some gift card deals let you save 20% or more on a gift card. This means that you could buy a $100 gift card for $80.
Amazon is a retailer that often has gift card deals. If youre a Prime member, you can double or triple up your benefits by combining it with these Prime money-saving secrets.
Gift Card Balance Check
Check your gift card balance on the Raise marketplace by selecting a brand name below. We provide gift card balance links for thousands of retailers and restaurants so you can easily check your gift card balance online. Use our gift card balance checker to find out how much value is remaining on your card in just a few simple steps. Select the brand name of the gift card to verify, and enter the gift card’s information on the merchant website. You may be asked to submit your gift card number and gift card PIN to verify the balance. You can find these numbers and/or characters exactly as they appear on the back of the gift card. If you are unable to check your card balance online, please direct all inquiries to the merchant’s phone number provided for gift card balance verification.
Raise offers a convenient way for you to check your gift card balance online or over the phone. Especially when selling these cards on our gift card exchange, it is important to verify a gift card’s balance to ensure an accurate value. We verify all gift cards before listing on the marketplace to provide our buyers with the correct gift card information. All sellers on Raise are held responsible for the full gift card balance at the original time of listing, therefore it’s important to know the exact gift card balance when listing your item for sale.
Also Check: Door Dasher Red Card
Question: How To Check My Balance On A Visa Gift Card
Start by looking at the back of your gift card. Typically, youll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuers site and entering your cards 16-digit number and security code.8 sep. 2021
How can I check the balance on my gift card?
- Easily look up your gift card balance by entering in the 10 digit gift card number, select the checkbox, and click Check Your Balance.. View the beginning balance of your gift card, any redemptions by date, and the remaining balance of your card .
Via Regular Account Notifications
With most credit card issuers, once you have set up your online account, you now have free rein to customize how closely you want to monitor account activity. Although this feature was designed mostly to help combat fraud, it allows you to receive emails, push notifications, or text messages notifying you of all recent account activity. Some companies enable you to set up email notifications to update you with your current balance after every purchase or monthly payment.
Read Also: Gift Card Exchange Machine Giant Eagle
How Do You Transfer Your Credit Card Balance To Another Card
A balance transfer allows you to transfer all of your debt from existing accounts, such as a credit card account, to a new account. Ideally, the new account will have a lower interest rate or a 0% promotional period, which will reduce your interest costs as you work to pay off the debt. Applying for a balance transfer card is similar to applying for any other credit card. Once approved, you can transfer your funds onto the new card account.
How To Find Billing Address On Visa Gift Card
Billing addresses arent physically located on the card itself, as that info is only updated when you activate the card. To see what the current billing address is on a particular Visa Gift Card, refer to the providers website then enter the card number and security code. Note that if a PIN was required during activation, the website may ask for this as well.
Once you enter your information, the billing address should be listed along with the amount left on the card. To edit this information, please refer to the instructions above.
Also Check: How Does An Uber Gift Card Work
Visa Mastercard & American Express Gift Cards
Wondering how to check your Target MasterCard, American Express, or Vist gift card balance? First, it is important to understand what they are. Not only can they be used at Target, but they can be used at literally millions of other stores as well. They operate similarly to a pre-paid credit card or cash. You can check their balances just like you can with the balances of your normal gift cards you can call in, check online, or visit a store in person. Enter your card information into your account to be able to better keep track of it.
Donotpay Will Help You Get Your Money Back
If you want to avoid the complicated process of filing a cash back request by yourself, . We will explore whether you live in one of the states that have a cash back policy. Even if your state doesn’t obligate the companies to provide the reimbursement, DoNotPay will find a Steam office in a state that does, and we will send your request to them.
To file your request, follow the steps below:
As soon as you click on Sign and Submit, DoNotPay will file your cash back request. You should get your money in cash or receive a check within 14 business days.
Recommended Reading: Zola Gift Tracker
Is A Visa Gift Card The Same As Cash
A Visa gift card offers the same functionality as cash, in that you can make payments with these methods. There are main differences to consider between gift cards and cash.
The most obvious is cash can be used for basically anything, while individual gift cards are only applicable in certain circumstances. Another thing to consider is you can have as much cash on hand as you have.
Visa gift cards only allow a certain amount. You can still transfer Visa gift cards to cash, but it requires specific methods.
Checking Your Balance Online
Don’t Miss: Home Depot Pro Xtra Reloadable Card
Where To Buy Gift Cards
Before you buy a gift card, ask if there are any restrictions on what you can buy.
Gift cards for various retailers are available:
- at Canada Post outlets
When you buy a gift card, make sure the retailer activates the card.
When you buy a gift card, you dont pay tax on the gift card. The retailer will charge tax when you buy a taxable item with the gift card. For example, you pay tax on a sweater you buy with a gift card, the same as you would when you pay with cash or credit.
How To Check Your Visa Gift Card Balance
This article was co-authored by wikiHow Staff. Our trained team of editors and researchers validate articles for accuracy and comprehensiveness. wikiHow’s Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. This article has been viewed 99,889 times.Learn more…
When using a Visa gift card, you may occasionally lose track of its precise balance while making purchases. If you need to know how much you have left on the card, it’s easy to check your balance. To check your balance, you have two options. You can look your balance up online or call the toll free number on the back of your card.
Also Check: Where Can You Buy Apple Store Gift Cards
Tips For Using Gift Cards
Check to see if you can register your gift card as soon as you get it. If you lose it, you can then freeze it and get a new one otherwise, someone else can use your card.
Always have a credit or debit card ready to use if, for some reason, theres a problem with your Visa gift card. The last thing you want to do when there are other people waiting at the checkout line behind you is to have a long conversation with a cashier or have to put your items back.
Purchase A Money Order With Your Gift Card
A money order acts very similarly to a check but you have to have it issued by your bank or a specialty institution. The good news is that Walmart and some grocery stores customer service areas now issue money orders.
Youll have to check with each individual money order issuer, but you may be able to purchase your money order using your Visa gift card. This is no different than paying for your money order using a debit card.
Just make sure you have enough money on the gift card to cover the balance of the money order. Then you can cash the money order or deposit it into your bank account.
You May Like: Check Lulu Gift Card Balance
How To Check A Visa Gift Card Balance
It has been a while since you started using your Visa gift card and you are not sure how much of it is spent and how much you still have in terms of balance. You can check your Visa gift card balance in several ways. If you have access to a computer and an internet connection, simply go to the card issuers website to check the balance. Alternatively, you could call the toll-free customer support number . Now a look at these methods of getting a Visa gift card balance in detail.
What Are Target Gift Cards
Target gift cards look a lot like credit or debit counterparts. You can purchase one yourself and load it up with funds to spend at Target yourself. However, more likely, you will receive one of these fantastic cards as a gift from a friend or family member. If a physical one was purchased and loaded in-store, then it can hold anywhere from $5 to $500. If it was purchased and loaded online, it can hold anywhere from $5 to $1,000. Target online gift cards also exist.
These cards can be bought online or in the stores app. They can hold anywhere from $5 to $200. The upper balance was lowered to help protect consumers against fraud. Usually, someone will inform you of its amount so you dont have to check the Target gift card balance immediately. You will be able to recognize one of them in a few different ways. The first is by the familiar logo a red bullseye. The back of the card should also contain some identifying information.
Do not get your gift card confused with a company debit or credit card. The store has both of them that you can sign up for under your name. However, these funds are not gifts. You will pay and owe the store money from your personal bank account just like with your regular debit and credit card. If you are wondering about your Target debit card balance, then this article is not for you.
Recommended Reading: Free $1000 Amazon Gift Card
Calling The Gift Card Company
Where To Use Your Visa Gift Card
The card can be used anywhere Visa is accepted. Hence one can take their card to a supermarket, gas station and, etc. It can also be used online. And you can make purchases up to the amount thats on the card. In a store, you will just have to slide or insert your Visa card to pay. For an online checkout, you can enter your Visa gift cards 16-digit number, expiration date and CVV in the appropriate form field.
Recommended Reading: What Is The Red Card Used For Doordash
Add Your Visa Gift Card To Your Paypal Wallet
If you dont want to spend money on fees, I suggest you try PayPal. Once you sign up with the website and link your bank account, you can transfer your gift card funds into PayPal.
It usually takes five business days to transfer everything, but you incur no fees if you choose the standard transfer option. Keep an eye on it though because certain transfer methods can cost you up to 3% of your balance.
Always check with your bank and make sure they dont charge you extra.
Steps for Transferring a Gift Card Balance to PayPal Account
Heres what you need to do to get your gift card balance loaded into PayPal:
If you reach an error message, the most common issue is that the card first needs to be registered through the issuer. The issuer can be found on the back of the gift card.
Go to the website listed, and register the card with them first. Then come back and repeat the steps above in Paypal. That shouldve fixed it.