Find Your Initial Balance And Track Card Value
Before you use your card you should know your cards initial balance, and remember to track your remaining balance after each purchase.
You can check your card balance by visiting the website of your card issuer or calling their toll-free customer service number.
If you would like to make a purchase for an amount greater than the balance on your card, youll need to use a second form of payment to cover the differencejust tell the cashier in advance the amount youd like applied to your gift card. The balance will then need to be paid with the second payment method.
Check My Gift Card Balance
If you want to learn how to check a gift card balance, you’ve come to the right place. Select one of the following merchant names and we’ll indicate the phone number, website address and whether you can check the gift card balance in-store. Please direct all inquiries regarding your balance to the merchant.
Questions Frequently Asked By The Purchaser:
What is the Commerce Visa® Gift Card?
The Commerce Visa Gift Card is not a credit card. The Card is accepted everywhere Visa debit cards are accepted within the United States. You may not use your Card to obtain cash from an ATM, redeem it for cash or obtain cash back from a Merchant purchase or at a Branch, nor may you re-sell the Card.
Where can I purchase a Commerce Visa Gift Card?
Commerce Bank customers may purchase Commerce Visa Gift Cards online at www.commercebank.com/giftcards. Limitations may apply. Commerce Bank Corporate customers may purchase Bulk orders by using our Bulk Order Form on our website, www.commercebank.com/giftcards.
What dollar amounts can I put on a Commerce Visa Gift Card?
Cards may be loaded in whole dollar amount from $25 to $1000 per card. Limitations may apply.
Will I be charged a fee for purchasing a Commerce Visa Gift Card?
Yes. The fee is $4.99 per card for a Commerce Visa Gift Card purchased via the online ordering site . Fees for a card purchased using our bulk order form are $3.99 per card .
What fees apply to the Commerce Visa Gift card?
In addition to the per card purchase fee, you will be charged the following fees, when applicable. These fees apply to all gift cards purchased in our branches, online, or through our bulk program effective 8/11/2010.
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* Metro Food Basics Gift Cards
- Metro-Food Basics gift cards can be used at all Metro and Food Basics Stores in Ontario and Quebec.
- Metro-Food Basics gift cards can be checked for their balance at all Metro and Food Basics Stores in Ontario and Quebec and on-line at www.metro.ca.
- Metro-Food Basics gift cards will be accepted at any time at Metro and Food Basics Stores. They have no expiry date and may be used immediately after activation by the store.
- Use of Metro-Food Basics gift cards is subject to the terms and conditions expressed on the cards.
How Do I Activate And Register My Navy Federal Gift Card
With your Navy Federal Visa Gift Card in hand, please visit navyfederal.org/mygiftcard.
If your card doesnt have a personalized name, it will automatically activate in one business day. To verify your card is active, enter your username in the Username field and click Sign In. Please note, if you have not created a username for your gift card, select Need Username? under the Username field.
If your card is personalized with a name, click Activate. If this is a new gift card, youll be required to select a 4-digit PIN.
Once signed in, to register your card, click “My Profile” and under the “My Settings” drop-down menu, enter your name, address and phone number.
Note: The fields marked with an asterisk are required. All other fields are optional.
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Sign Up For Online Account
Before you can log in and check your balance, you must through the issuing bank or credit union. Registering for an online account requires the card number, three-digit code on the back, a valid email address and a password. Chase, for example, asks for the card number, your Social Security number and a user ID. Once logged in, you can often find your balance on the home page of your account. Otherwise, find a link for check balance or view account balance.
How To Activate Your Visa Gift Card
Many visa gift cards are activated upon purchase. Hence they come ready to use. However, for the ones that do require activation, one can typically see a sticker with instructions that comes with the gift card. A toll-free phone number is available too to get you some help for the visa gift card activation.
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Can I Use My Navy Federal Visa Gift Card For Online Or Phone Purchases
Yes. To make an online or phone purchase, youll need to register your card. After signing in to navyfederal.org/mygiftcard, select My Profile under My Settings and enter your name, address and phone number.
When you make an online or phone purchase, the name, address and phone number you use must be exactly the same as the information you provided when registering your card. If the information is different, the transaction may be declined.
Calling The Toll Free Number
- Where do I reload my Visa gift card?Carly GallagherYou can’t reload it. It should say “not refillable” somewhere on the card.Thanks!
- What does it mean when the available balance is 0?Community AnswerThis means that there is no money left on the card. If you do not recall spending the money, then the card may have expired.Thanks!
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How Do I Check My Visa Account Balance Online
While it does not offer credit cards directly to consumers, Visa does partner with banks, financial institutions and credit unions to offer Visa-branded credit and debit cards. As a Visa credit card holder, you can check your account balance online. You can also check Visa gift card and prepaid card balances online.
Making A Purchase With Your Visa Gift Card
- What if I change my mind and want to cancel a purchase?
If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.
- Why was my Visa Gift card declined?
- Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
- Your remaining card balance may be less than the value of the item you wish to purchase.
- Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
- Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
- Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer
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Fast Checkout Has Been Activated
Your shopping preferences have been saved! They will be used to make checkout faster in the future! You can modify them at any time.
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You can modify these options at any time in the Fast Checkout section of your account.
You can modify these options at any time in the “Quick order” section of your account.
How Do I Make A Purchase With My Navy Federal Visa Gift Card
Using your Navy Federal Visa Gift Card is similar to using a debit card. When youre ready to pay, select CREDIT, sign the receipt and go! Or, select DEBIT if prompted and enter your PIN.
Each time your card is used for a purchase, the amount is automatically deducted from your balance. Its recommended that you know your balance before making a purchase because some merchants wont be able to provide that information.
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What Is The Difference Between A Pending Transaction And A Posted Transaction
Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.
Managing Your Gift Card
Protect your card by visiting the Asda cards website. Click on Sign in, enter your Asda groceries account login details, then click on the Register your card tab. Remember, you can log in to your account anytime to: Check your balance Top up your Asda gift card Buy 3 rd party gift cards online including Nike, Pandora, Uber, Nintendo & more
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Why Should I Register My Visa Gift Card
There are several benefits:
- It enables you to make purchases online. Your registered address will serve as the billing address that retailers require.
- It enables representatives to more quickly assist you when you need assistance.
- It protects you if your card is ever lost or stolen, so that you can be reimbursed for funds lost.
Checking Your Balance Online
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How Long Can I Use My Navy Federal Visa Gift Card
The funds on your gift card expire on the date displayed on the front of the card. You can make purchases using your card until the expiration date or the full value of the card is depleted. Cards purchased at our Arizona branches are exempt from expirationeven though they have an expiration date displayed on the front. You may request a replacement card if funds are left on the card after the expiration date.
Give The Gift That Won’t Be Returned
Shop for family, friends, clients, employees or anyone else all in one place! A gift card from UCB can be used anywhere Visa is accepted and is the perfect gift for any occasion.
Gift cards do not have to be activated prior to use. However, in order to preserve certain rights set forth in Section 10 of the Terms and Conditions disclosure, we recommend you register your Mercantile gift card at ucbbucks.com. If you do not have Internet access, you may register by calling 1-866-279-4545, 24 hours a day, seven days a week.
Yes, but you must first register the card in your name. Visit ucbbucks.com or call 1-866-279-4545, 24 hours a day, seven days a week to register your card. Once registered, you can make online purchases with your card up to the available value of the card. Enter your card number, expiration date and any other information requested by the online merchant.
No, you will not be charged a fee for making a purchase at participating merchants.
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Look Up Prepaid Card Balances
If you have a Visa prepaid card, you can check your balance online by visiting the issuing institutions website. The website is listed on the back of the card, or you can view the list of all issuing banks from the Visa prepaid card website. From the issuing banks website, log into your account and the balance is usually displayed on the main page. If you dont have an online account, you can sign up for one by providing your email address and creating a log-in and password. For example, the first time you want to log in, the AchieveCard Visa requires you to enter your card number and then prompts you to choose a log-in and password.
Received A Visa Or Mastercard Gift Card Issued By Gift Card Granny
Enter in your Visa Gift Prepaid Card, Virtual Visa Gift Card, Virtual Mastercard Gift Card, or Mastercard Gift Card information to view balance and transactions.
The Gift Card Granny Visa® Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Gift Card Granny Mastercard® Gift Card and Mastercard Virtual Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Use your Mastercard Gift Card and Mastercard Virtual Gift Card everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Find The Issuing Bank
To check your Visa credit or debit card balance online, start by finding the issuing banks website. Most cards include the customer service phone number and website on the back of the card. You can also visit the Visa personal card website to find a link to each issuers website. The credit card issuer’s contact information is usually included with the materials you receive when opening the card.
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Can I Use My Navy Federal Visa Gift Card At Hotels Or Car Rental Companies
Yes. You can use your Navy Federal Visa Gift Card for the final payment for both hotels and car rentals. Some car rental companies and hotels may require a credit card to make a reservation. At check-in, hotels will put a hold on the estimated amount of your stay, making those funds unavailable for a period of time. Avoid a hold on your gift card by checking in with a credit card, then using your Navy Federal Visa Gift Card for final payment.
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