Final Thoughts On Converting Visa Gift Cards To Cash
Visa gift cards are pretty flexible in terms of how you can use them. Given that theyre accepted anywhere that also takes Visa credit cards, you already have a huge array of options on where to spend the balance on your gift card.
But its true that sometimes having cold, hard cash is preferable. Its easier to track as part of your overall liquid net worth, for example, and youre not limited in case you plan to use the money somewhere that a Visa credit card wouldnt work.
In those cases, one of the options on this list will definitely help you out. Just keep an eye on the fees to make sure theres not a more affordable option for what you intend to do with the money.
But once youve decided how to proceed, in only a few clicks, that money will be yours!
READY FOR MORE?
Join thousands of subscribers in getting regular tips in your inbox on how to take control of your finances and make more money and, for a limited time, get our free guide on the 20 most popular side hustles as a gift!
Check your inbox to grab your free guide!
Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.
How To Combine 2 Prepaid Visa Cards Into One
May 9th, 2013 11:29 pm
Akitakara wrote: You can’t. The limit is $75 on each card, even if you were to put refunds onto them
May 10th, 2013 1:38 pm
dankup wrote: What if I buy something at a store and return it, but give the other card instead when getting the money back?
May 10th, 2013 2:10 pm
Beans1234 wrote: Use your credit card and use the gift cards somewhere else. If you don’t have a credit card, maybe you can they a friend to do the purchase for you and give him some money or if he wants, the cards. If you must, resort to visa debit but if don’t have the 150 in your chequing? Why are you wasting money in visa gift cards and online shopping? How is this a problem? Are you underage or irresponsible and unable to get or handle credit?
May 10th, 2013 4:10 pm
How To Get Cash From A Vanilla Visa Gift Card
While you cant get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.
That is, much like the other cards in this article, you cant transfer money or withdraw money from your Vanilla Visa gift card. However, there are several workarounds available.
In fact, the process of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash, allowing you to use the balance in exactly the same way as cash. Check out some of the options earlier in this article to see which one may work best for you.
Recommended Reading: How To Delete A Card On Doordash
Can You Transfer A Visa Gift Card To The Cash App
You cant transfer a Visa gift card to the Cash App as this app doesnt allow gift cards to be used as a payment option. Instead, you have to find a way to convert the Visa gift card to cash and then add that as a balance to the Cash App.
Id particularly recommend checking out some of the options in this article on how to add the money from your Visa gift card to your PayPal account. This is because, from there, its very easy to add this amount to your Cash App account.
How To Redeem Your Gift Cards
- 1: Collect all your gift cards that still have small balances on them.
- 2: Log in to your account. Create one if you don’t have an Amazon account.
- 3: Go to the and select ‘Redeem an Amazon Gift Card’.
- 4: Grab one of your gift cards and enter the claim code. If you are unsure what the claim code is, follow this guide: The amazon claim code consists of 14 or 15 characters . You don’t need to type the dash . If you have physical cards, peel the coating and find the 14 or 15 characters claim code on the back of the card. For a printed gift card, you can find the claim code on the receipt. Double-check the claim code every time you enter one.
- 5: Hit ‘Apply to your balance.’
- 6: The balance in the gift cards will be added to your Amazon gift card balance.
- 7: Repeat all the steps for other gift cards you have.
Also Check: How To Set Up Your Red Card For Doordash
The Quick Method: Reload Amazon Gift Balance
Youll want to cleanup by removing the cards which is noted at the bottom of this article.
What If Your Gift Card Got Rejected
The reasons can be one of the following:
Recommended Reading: Www Apple Com Go Gcb Us
How To Set Your Auto
The auto-reload setting will add funds to your Amazon gift card balance automatically. You can set it under two circumstances:
- On a scheduled time that you set.
- Whenever your balance is below an amount you set.
These are the simplest steps to auto-reload your gift card:
This way, you will feel more comfortable making an online purchase as you always have a sufficient balance.
Alternative Way To Add Money
If you don’t have a debit, credit, or prepaid cards, there is another alternative you can follow:
Recommended Reading: What Is The Delight Card For Doordash
Recycle Into Other Gift Cards
When researching ways to dump my gift cards, I ran into a lot of suggestions to convert them to Amazon gift cards. As an avid Amazon shopper, this idea really appealed to me. While the smallest gift card you can buy is $5, you dont have to buy in increments so you can buy a gift card worth exactly $5.36 and have it sent to you via email the same day. You can then apply the gift card directly to your Amazon account balance, giving you an extra $5.36 of spending power the next time you shop. Some have reported this same kind of goodness with Walmart.com .
My personal experience with this method has been hit or miss. While the Amazon site doesnt mention anything about holding a particular amount of your gift card to ensure its valid, it seems that this may be the case. Frequent purchasers of Amazon cards recommend holding back $1 of your balance in case of an authorization amount that will later be returned to your card balance. Some have suggested immediately converting a $20 prepaid card into one $10 Amazon gift code, waiting until the purchase clears and the $1 authorization amount is credited back, and then buying another $10 code.
How To Make A Gift Card Purchase
You can also shop gift cards and give them to the people you love or your clients as a present for special occasions, like birthdays, thanksgiving, Christmas, weddings, etc. Visit and choose among many options available, including e-gift card, physical gift card, or print-at-home version.
You can also customize your purchase by adding photos, choosing the box, bag, envelope, or tag. Decide which gift card you wish to purchase and select all the choices you want to customize your gift card.
For your convenience, an Amazon gift card has no expiration date. It also has no fees. The best thing is you can have FREE one-day shipping if you click the shipping option when you checkout for your physical gift card.
Recommended Reading: How To Pay Airbnb With Gift Card
Hack Away Small Balances
This gift card workaround is also a great way to get rid of a pesky small balance on a gift card. I recently found that I still had a Visa gift card in my mobile wallet with a balance of $4.09. Knowing it would be a challenge to use this exact amount online and would be more of a nuisance to use it in stores, I used the gift card to buy an for exactly $4.09. After completing the transaction, the arrived in my email within seconds. I then logged back into Amazon and applied the dollar amount to my Amazon account. The next time I make a purchase , Ill be able to apply that $4.09 credit to my bill. I would much rather take the time to do this than leave an unused balance on a gift card indefinitely. Using the money took a little effort. Not using it would have been a waste.
Over time, Im hoping online shopping carts will get more sophisticated and customers will have the option to split transactions into multiple forms of paymentperhaps paying half of the bill with a gift card, a quarter of the amount due with PayPal and the final balance with Bitcoin. But until that happens, a few gift card hacks will have to do.
Got any other gift card problems you cant solve? Let me know in the comments below or leave a message for .
Happy Gift Carding!
Heres The Trick: Make Partial Payment With A Visa Gift Card
Perhaps in the future, shopping cart developers will create a new field for open-loop gift cards or they will allow shoppers to enter more than one bank card, specifying how much to charge to each one. Until then, we have to work around the problem of how to use a Visa gift card online when the transaction amount exceeds the balance of the card.
Heres how to use a Visa gift card online, no matter what the balance is:
1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction.
2. If the Visa gift card balance is less than the transaction total, then first use the Visa egift card to buy a store egift card for the same amount. When the stores egift card arrives, return to your original transaction and apply the stores egift card to your purchase. Pay any remaining balance due with a debit or credit card.
Although this solution requires an extra step, it is one way Visa gift cards can be used when the balance of the card is less than the total amount due.
Recommended Reading: Zola Store Credit
Can You Transfer Money From A Gift Card To A Debit Card
While you cant directly transfer money from a gift card to a debit card, there are ways to achieve this with a few extra steps. For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.
Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.
This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.
How To Convert Visa Gift Cards To Cash
There are a bunch of different ways to get your Visa gift card balance converted to cash. In a few cases, theyll let you end up with actual cash in your hand, while others will let you treat the card as if it were cash in terms of how you use it.
There are a few ways though that involve a transfer of the Visa gift card to your bank account. From there, youll then be able to withdraw the money as cash.
Want to get started with a free $5 Visa gift card? Simply and youll get a free $5 welcome bonus, which you can then convert into a Visa gift card
Whichever option you choose though, the outcome is the same. So it just becomes a question of which one is easier for you.
Read Also: What Is Red Card For Doordash
Tips To Help Make Your Amazon Experience Worth It
When it comes to the world of online shopping, Amazon is one name that easily rings a bell. From its days of beginning until now, the company has evolved into becoming a powerhouse in the e-commerce industry. Amazon.com is not always the easiest website to navigate, but if you are equipped with the right level of information, you can easily jump the queue and get the best deals possible.
Consolidating The Cards With Stripe
The best solution I came up with was to pretend to be a merchant and purchaseimaginary products from myself. For that, I created an account onStripe, a payment processor that enables merchants toreceive payments online. Using Stripes web interface, I created payments usingthe prepaid cards to my Stripe account.
The account is linked to your bank account and after you receive a payment,Stripe automatically transfers the amount to your bank account.
They take a small fee of $0.59 for each $10 payment, but thats a small price topay to fully unlock the value on the prepaid cards.
Note that you can probably apply a similar trick with PayPal. We use Stripe atSutori and since Im familiar with the interface, itdidnt take me long to set up.
Also Check: Uber Gift Certificates
Like This Article Pin It
Disclaimer: This site contains affiliate links from which we receive a compensation . But they do not affect the opinions and recommendations of the authors.
Wise Bread is an independent, award-winning consumer publication established in 2006. Our finance columns have been reprinted on MSN, Yahoo Finance, US News, Business Insider, Money Magazine, and Time Magazine.
Like many news outlets our publication is supported by ad revenue from companies whose products appear on our site. This revenue may affect the location and order in which products appear. But revenue considerations do not impact the objectivity of our content. While our team has dedicated thousands of hours to research, we aren’t able to cover every product in the marketplace.
For example, Wise Bread has partnerships with brands including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi, Discover, and Amazon.
Why all the answers that take so much effort? This isn’t a problem at all. I always just use my unused balances to buy gas. Stick the card in and it will pump right up to the last penny before turning off.
Alas, here in New Jersey we aren’t allowed to pump our own gas, so that’s not an option.
So it’s not always so simple Hopefully, your cashier will work with you to use the amount you have left in a reasonable manner 🙂
Thanks for your comment!
Can You Turn A Visa Gift Card Into Cash In Hand
There are ways to turn a Visa gift card into cash in hand, although these tend to be limited to those options when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.
However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.
You May Like: Www.apple.com/go/gcb/us
How To Use A Visa Gift Card On Amazon
1. Go to Amazons Reload Your Balance page
2. Enter the amount on your Visa gift card into the custom amount box .
3. Sign in to your account during checkout this step may be skipped if youre already logged into your Amazon account.
4. On Step 2 ‘Choose a payment method’, Click on ‘Add a credit or debit card’ in the payment methods box youll then be directed to a ‘Add a credit or debit card’ prompt .
5. Enter your gift card information in the specified fields and click ‘Add your card’ if youre unsure as to which name is on the card, there is a phone number on the back of your gift card that you can call to reference the information. Note: For Gift Card Granny issued Visa and Mastercard gift cards, you can simply enter your name.
6. Select your gift card you just added as the payment method. Confirm that your selected payment method is the gift card you’ve just added. For the billing address, there is a phone number on the back of your gift card that you can call to reference the information. Note: For Gift Card Granny issued Visa and Mastercard gift cards, you can choose your normal Amazon account billing or shipping address.
7. Review the amount you’re going to be loading to your Amazon gift card balance and click ‘Place your order’ whenever you’re ready!
Dont forget that your Visa gift card may have an expiration date. Reloading your Amazon balance is a great way to avoid losing the funds!