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How To Get Cash From A Prepaid Gift Card

Can I Sell My Visa Gift Card


No. Though Visa®, Mastercard® and other bank-issued gift cards are accepted at a wide range of placesonline, in stores, over the phonethey cannot be sold for cash at a Gift Card Exchange kiosk. Since we were standing in the grocery store, however, I suggested she use the card to buy groceries or pay for her prescriptions next time she visits the store.

Having never used this kiosk before our trip, I can honestly say that it is something I will consider trying again depending on the card I have and how quickly I want the money.

The process of exchanging a card for cash in this way takes a few minutes because you have to enter information about the card as well as provide personal identification, but it only takes a few seconds to get an offer. So theres no harm in walking up to the machine, scanning your card, selecting a retailer and seeing how much money you can get. If youve got cards that have been in your wallet for a few months, then its worth taking a few minutes to see if you could get cash instead.

Do you have other gift card questions or need gift card help? Leave a note for me in the comments below or reach out to me on Twitter . I never get tired of answering your gift card questions.

Happy Gift Carding!

~Shelley Hunter, Gift Card Girlfriend

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Sell Your Visa Gift Card For Cash

I hate these options out of most because you wont get 100% of your value, but with the right site, you could get up to 95% back. I would only consider this option if you dont have a PayPal/Venmo or you dont want to deal with the hassle of it.

To sell your Visa gift card for cash online, its relatively easy. Just head to one of the many sites Im about to mention, ask for a quote and then follow the prompts if you want to sell it to them.

In most cases, you can get your cash almost instant while some may have a 24-48 hour waiting period. You should know the terms before you sell them, however.

If interested, here are some websites that buy Visa gift cards:

Again, dont expect 100%. Instead, maybe 95% at most. For instance, I could get $22.50 for my $25 Visa gift card. You have to ask yourself if its worth it.

TIP: If you dont want to sell your Visa gift card, you can trade them on these platforms, too!

Give Out The Visa Gift Card As A Gift

Sometimes, you may be required to give a gift to a friend or a family member for special occasions such as weddings.

Since the prepaid Visa gift cards are usually bought in denominations of $100, $200 or $500, it can be an excellent gift and will essentially serve as cash.

Instead of giving a check, a Visa gift card is just as good.

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What Visa Gift Cards Can Be Used At An Atm

If you currently have a Visa gift card and want to know if you can use it directly at an ATM, the short answer is no. Because these types of gift cards are coded to be used in stores or at restaurants, you cant directly get money from an ATM from them.

You can, however, use some of the methods listed in this post such as selling the gift cards for cash on places such as Facebook Marketplace or Gift Card Granny.

Buy Something With Your Card Then Sell It For More

$500 Visa Prepaid Card Sweepstakes

If youre willing to shop around, you may be able to use discounts, sales, or credit card rewards to purchase items at below-market prices. Then you can sell those items online or to a friend at a higher price. The profit may give you the cash you need, plus a little extra to cover your interest charges if you need some time to pay off the credit card balance. Of course, theres a chance you wont be able to make a profit or sell the item at all.

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Registering Your Prepaid Card

You must register your card to be protected from unauthorized transactions if your card is lost or stolen. Unauthorized transactions are transactions you didnt make or approve.

To register a prepaid card, you usually have to give the card issuer the cards registration number and your contact information.

Use Donotpay To Redeem Cash From Your Gift Cards

Besides helping you save money on gift cards, DoNotPay can also assist you in redeeming the remaining balance on them. Do you have a gift card you no longer want to use? Dont let the leftover money go to waste! Use DoNotPay to get the cash back in three steps!

  • Choose the Gift Card Cash Back tool
  • Enter a few details about your cardnumber, remaining balance, and the companys name
  • Recommended Reading: How To Send Money With Gift Card

    Frequently Asked Questions About The Personalized & Non

    How does my International VISA® Gift Card work?It’s a prepaid VISA® debit card which means you can spend up to the value placed on the VISA® card anywhere VISA® debit cards are accepted. You can shop in stores, online, over the phone, and by mail order. You can get cash at the ATM where VISA® is accepted worldwide. Each time you make a purchase, the amount of that purchase is automatically deducted from the VISA® card.

    How do I know the balance on my VISA® Card?You can check your balance at, by calling customer support at 657-8588, or by contacting your local branch. Note: you will be charged a fee if you decide to call. Since most merchants can’t tell how much money is on the VISA® card, keeping track of your balance is a sure way to know how much you have to spend.

    Can I reload my VISA® Card?Yes, your VISA® card can be reloaded. You can reload online using the funding accounts that you registered on the website, or by stopping in at your local branch. Any applicable fee for reloading via the website or by phone will be charged to your funding account, along with the value being added to your VISA® card.

    Are there transaction or reload limits?For the protection of our cardholders, there may be limits to the number and dollar amount of loads, ATM withdrawals, and cash advances performed within a certain time period. To learn more about the current limits, please reference our terms and conditions on

    Drawbacks Of Cash Advances

    How To Turn Gift Cards Into Cash Tutorial
    • Most carry a fee of 3% to 5% of the advance amount, with a minimum of $10.
    • The interest rate is typically higher than on purchases .
    • Interest accrues with no grace period .
    • Only a portion of your credit limit may be available for cash advances.
    • Some ATMs limit the amount of cash you can withdraw in a single transaction and charge an ATM fee.

    If youre considering tapping into your credit cards available credit to access cash, stop and consider the options below first. There are, in fact, creative ways to get cash from a credit card without actually requesting a cash advance. These methods may also have costs, but depending on how much cash you need, they may be more affordable.

    Plus, if you have good credit and qualify for a new credit card, taking these steps using a card with an introductory no-interest offer may help reduce your expense even more, particularly if you just need some time to catch up after a sudden crisis.

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    Add Gift Card To Paypal Wallet Online

    A feature of using PayPal is the option to add Visa gift cards to your PayPal wallet. Once you have added the gift card to your wallet you can use the balance just like cash. This means you can make a purchase from any merchant that offers PayPal as a payment method. Most online retailers accept PayPal so you now have a huge range of retailers that you can use the gift card balance with.

    Not only could you spend it like cash with merchants that accept PayPal, but as it is now cash there are other ways you can use the balance. You can transfer the money to your linked bank account or send the money to other PayPal users. Keep in mind that fees may apply of up to 3% when transferring money using PayPal.

    How do you add a gift card through PayPal?

    Adding a gift card through PayPal is extremely easy. You just have to follow 4 simple steps, they are:

    • Log in to your PayPal account.
    • At the top of the page click on Wallet
    • You should now see an option on the left-hand side that says, Link a card, click this option.
    • On the next screen fill in the gift card information and click add card

    Thats it! In 4 easy steps, your gift card is now linked to your PayPal account and the balance can be used as cash.

    If you do experience any problems adding the card such as an error message, contact the card issuer. Sometimes a card must be registered first to make sure the address matches. Once that is done there should be no trouble linking the card to your PayPal account.

    Where To Get Visa Gift Cards With No Fee

    Most Visa cash gift cards come with an activation fee. In the table below, you can see how much the purchase or activation fee varies depending on the cards balance:


    The purchase fee varies only if the cash gift card is physical. If you have a digital Visa gift card, the activation fee is $5.95, regardless of the balance.

    To avoid paying the activation fee, you should purchase a Visa gift card in one of the following financial institutions:

  • TD BankThe bank offers fee-free Visa gift cards to the account holders in amounts ranging from $25 to $750. They can be used wherever Visa credit cards are acceptable
  • Bank of the OzarksYou can get the Bank of the Ozarks Visa gift card in amounts between $10 and $1,000. You can use it for online purchases and everywhere Visa cards are acceptable
  • Navy Federal Credit UnionThis credit union offers fee-free Visa gift cards to their members, in amounts varying from $15 to $500
  • Republic BankClients of Republic Bank can get fee-free Visa gift cards in amounts ranging from $25 to $250. Unlike those from TD Bank, Bank of the Ozarks, and Navy Federal Credit Union, Republic Bank Visa gift cards are non-reloadable
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    How To Turn Visa Gift Card Into Cash

    Advertising Disclosure

    If you have a Visa gift card in your possession for whatever reason it may be, you may be looking for way to turn it into cash and asking yourself, Can I get cash back from a Visa Gift Card?

    A Visa gift card is almost as good as cash as its accepted almost everywhere, but sometimes, its nicer to hand cash in hand for other reasons. I get it.

    Converting your Visa gift card into cash can be done, but you have to know how to do it because it isnt as easy as going to the bank and asking for the cash. These gift cards dont work like that, unfortunately.

    While there are a variety of ways to do so, the terms will vary for each. The good news is that you can get cash for every strategy I mention, but one method may be easier for you than it is for me. Ill leave it up to you to decide which strategy works best for you.

    So, with all of that being said, lets take a look at how you can turn a visa gift card into cash almost immediately.

    Topping Up A 3money Card

    The Benefits of Using Reloadable Gift Cards?

    There are a few ways to top up:

    • Buy a 3Money Top up Voucher in 3Stores or Payzone outlets. Apply the top up in the app, on the site or by texting the code to 50308 from your 3Money registered mobile.
    • Top up the card directly in a 3Store.
    • Use your Irish debit card. You can then save your debit card details to top up again and again.
    • Transfer funds from your online bank account. The money takes 3 to 5 working days to reach us.
    • International bank transfer. Fees and limits apply. Click here for more

    You can top up on the site or app using your Irish debit card. Youll be asked to provide your Verified by Visa or Mastercard secure password. When the top up is applied, youll have the option to store your debit card details to use for your next top up.

    Good to know: if you top up by 60 or more in a month by debit card or bank transfer, you wont be charged the monthly service fee the following month.

    You can buy a 3Money Top Up Voucher in any 3Store or in many Payzone outlets. Make sure you ask for a 3Money Top Up Voucher, not a 3 Mobile Top Up Voucher.

    Once you get a Voucher, just text the word TOPUP followed by the 10-digit 3Money Top Up Code to 50308 from your 3Money registered mobile. Or you can log in to the 3Money site or app and apply the top up there.

    Some things to be careful of:

    One other thing: the codes on top up vouchers expire after a year and cant be replaced if you lose them. So you should try to apply the top ups as soon as you can after you buy them.

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    Where Can I Trade In Gift Cards For Cash

    Most of the ways listed in this guide allow you to trade in gift cards for cash. To get cash in your hand, sell them to friends or exchange it at a kiosk. Add the balance to PayPal or cash app and transfer it to your bank account.Sell the gift cards via apps such as Raise and once sold withdraw the balance to your bank account. Visit participating stores and use the gift card to buy a money order which can be deposited into your bank account and you now have the cash to use. Ultimately all methods result in you getting cash, but some will deposit into your bank account rather than cash in hand. Just remember that fees may apply depending on the method you use and to check these before completing any exchange.

    Accept The Gift Card Offer

    Gift Card Exchange pays up to 85% of the value of the gift card, but the amount of the offer you get will depend on the popularity of the gift card. Grocery store, gas station and large department store gift cards such as Target or Walmart generally fetch higher resale values than gift cards to smaller retailers. Though your experience may be different , we sold a $25 Best Buy gift card for $16.25.

    Heres a Tip! You can choose to accept the offer. Once you successfully enter the card information, the Gift Card Exchange machine will make you an offer for the card. If you are happy with the amount offered, then select Accept. If not, select Decline. Youre not obligated to complete the transaction until you accept the cash back offer.

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    Can You Transfer Money From A Prepaid Card To A Bank Account

    The initial phase in the process is to check if your card even permits you to move assets to your ledger in any case. The good news is that you can actually move cash from a prepaid card to a financial balance in practically all cases. Yet, how you do it relies upon what sort of prepaid card you have.There are two types of prepaid cards:

    • Regular Prepaid Card
    • Prepaid Gift Card

    Gift Card Terms And Conditions

    Turn Your Visa Gift Card Into Cash 2017

    Exchanging gift cards for cash using one of the listed methods is extremely simple. In most cases, you can have the cash quickly and with no fuss.

    However, to successfully liquidate gift cards for cash it is important to keep in mind the terms and conditions of the gift card. Terms and conditions could include:

    • Expiry date Make sure the card is valid and check existing cards to know when they expire
    • Inactivity fees Some cards may charge a fee if not used within a certain time, check this to avoid charges
    • Non-transferrable Although rare, some cards may not allow others to use them
    • Specific retailers Certain cards may only be redeemable at specific retailers

    This list isnt exhaustive, but these are the main terms and conditions to be aware of. If you manage your gift cards, then you can avoid things like missing out due to the card expiring.

    Whenever you get a gift card its worth checking the terms and conditions for any exclusions that may hinder liquidating for cash.

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    Sell Gift Cards For Cash On Websites

    Aside from various apps, there are plenty of websites that offer cash for Visa gift cards, and I recommend CardCash and Gift Card Granny.

    If you have a digital gift card, then you can instantly sell it for cash. For physical gift cards, the process is a little longer as you will need to send the card to the website. Some of these sites will cover the cost of postage which means you wont lose further money on the gift card exchange.

    Websites operate the same process as the apps and charge a fee when selling the gift card. This is usually a percentage based on the balance of the gift card. Before agreeing to any sale check the gift card balance and make sure you are happy with the offer.

    If you are unsure about the site you are using search online for reviews from other users. Check how other peoples experiences have been and decide using that information if you are comfortable with proceeding.


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