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HomeFactsHow To Get Money Off A Vanilla Visa Gift Card

How To Get Money Off A Vanilla Visa Gift Card

Can Gift Cards Be Used To Launder Money

Can You Get Cash At ATM With Vanilla Visa Gift Card

Yes, both store gift cards and prepaid cards have been used by criminals to launder money for the simple fact that they allow anonymity. Generally, these cards can be used to avoid causing laundering alerts.

For example, one can pre-load large amounts of money into a prepaid card and transfer small amounts into bank accounts a process known as smurfing. This is very common with drug traffickers and is obviously illegal.

Tips For Using Gift Cards

If you received a gift card, here are some tips to get the most out of them:

The fine print: Read the card’s terms and conditions. Pay close attention to whether the card is redeemable only at a certain store or location.

Fees: Some state laws bar service fees and expiration dates on store gift cards, but the rules on cards branded with the name of a credit card company are stricter. These cards cannot expire for at least five years and cannot have a service fee deducted unless it has not been used in 12 months.

Bonus cards: It’s holiday gift card promotion season, a time when select restaurants and stores give bonuses with gift card purchases. If you receive a bonus gift card, sometimes called bonus bucks, most of these will expire. Check terms.

Protect your card: Some gift cards can be registered as credit cards on websites listed on the card, which can protect them against theft or loss. Also, take photos of the front and back of the card or write down card details as some companies will replace lost or stolen cards if you can provide specifics. Save receipts with card information, too.

Add Your Visa Gift Card To Paypal Wallet

PayPal Wallet is a phone app thatallows you to pay with a PayPal account.

It is called a wallet because youcan add your cards to this app and use them when making payments through thisapp.

One way to get cash from a visa gift card is to add the visa gift card to your PayPal wallet.

Once added then you can send itthat another PayPal account that you are holding.

Afterward, you can use a PayPaldebit card to withdraw the cash.

In case you dont have anotherPayPal account you can send the money to a colleague who can withdrawal it foryou.

The only drawback with thismethod is that PayPal will charge a processing fee of 1.4%

If your PayPal wallet isconnected to your bank account then that is much better as you can thentransfer the money to your bank account.

Unfortunately, sometimes it maytake up to five business days to reach your bank account.

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What Issues Could I Face When Requesting My Vanilla Gift Card Refund

As mentioned, the Vanilla gift card customer support cant be praised for its efficiency. The main problem is that they dont answer the phone right away. You risk wasting too much time waiting for them to fix even the simplest issues, such as canceling an order.

The second problem you might encounter is with the merchant youre requesting a refund from. Even though the majority of companies credit the refund to the original payment method, some of them refuse to do so. This means that you sometimes wont be able to have that money back on your Vanilla gift card, but youll receive it in some other waypaper check, bank account, merchants gift card, and similar.

Quick Answer: How To Get Cash Off A Vanilla Visa Gift Card

Last Minute Gift Ideas

How do I Activate my vanilla Visa card?

  • Vanilla Visa Gift Card Activation by Online Open the Vanilla Visa Gift Card official web portal to activate the card at www.myvanillacard.com. After that, enter your Vanilla account User ID and Password in order to start the activation process of Vanilla Gift Card.

One way to get cash from a visa gift card is to add the visa gift card to your PayPal wallet. Once added then you can send it that another PayPal account that you are holding. Afterward, you can use a PayPal debit card to withdraw the cash.

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Can You Get Cash Back From A Visa Gift Card

As a general rule, only prepaid Visa cards are accepted when claiming cash backs. The only way to use your gift card is by reselling it, purchasing stuff, buying a money order, or regifting it to a friend. To get cash from the card, you have to jump some hoops, such as reselling it at a lower dollar value.

Add It To Your Paypal Account

If you have a PayPal account , you can add prepaid cards, including Visa gift cards, to whats known as your PayPal Wallet. When you add the funds from your PayPal prepaid card, you can shop at any retailer that accepts PayPal, or in your case, you can transfer the funds to your bank account and then cash out.

To send money from your Visa gift card to your PayPal, heres how you can do it:

  • After you log into your PayPal account, look for the Wallet link, which is located at the top of your page
  • When PayPal asks for your credit card details, add your Visa gift card as you would your everyday credit card and click on Link Card

Keep in mind that this only works for a personal account. If youre using a business account, you will not see the wallet option.

And, if you do have a personal account and are getting denied, then this means you will have to register your prepaid credit card so that the address on file matches your PayPal one. To do this, you can search for the issuer and type in register to see how to do it. Its not that hard, I promise.

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How Do I Get Money Off My Vanilla Prepaid Card

5 ways to unload OneVanilla cards without a trip to Walmart

  • Amazon Payments. An Amazon Payments account can make up to $1,000 in outgoing payments per calendar month.
  • Evolve Money. OneVanilla cards can still be used on Evolve Money.
  • Grocery store money orders.
  • Load Serve cards at Family Dollar.
  • Trade up and out.
  • Five: Follow Additional Instructions From The Prepaid Card Company And Perform The Transfer Online To Your Bank Account

    Can You Add One Vanilla Prepaid Visa Card To Paypal

    Every prepaid card provider will have a slightly different set of instructions so make sure to follow the instructions carefully.

    At any point, if youre unsure of what to do, your prepaid card provider should have a customer service hotline that you can call for help.

    Here is an example of the detailed instructions provided by the Key2Benefits Prepaid Card website.

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    Final Thoughts On Converting Visa Gift Cards To Cash

    Visa gift cards are pretty flexible in terms of how you can use them. Given that theyre accepted anywhere that also takes Visa credit cards, you already have a huge array of options on where to spend the balance on your gift card.

    But its true that sometimes having cold, hard cash is preferable. Its easier to track as part of your overall liquid net worth, for example, and youre not limited in case you plan to use the money somewhere that a Visa credit card wouldnt work.

    In those cases, one of the options on this list will definitely help you out. Just keep an eye on the fees to make sure theres not a more affordable option for what you intend to do with the money.

    But once youve decided how to proceed, in only a few clicks, that money will be yours!

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    How To Transfer A Visa Card To A Bank Account

    • Add your gift card to your Venmo or PayPal account and proceed to transfer your balance to your own account.
    • Visit a Gift Card Exchange Kiosk, get money for your voucher, and deposit it to your account.
    • Sell your gift card to a website or app that pays you direct deposit to your account.
    • Buy a money order using the Visa card, then deposit it in your bank account.

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    Can You Transfer Money From Visa Gift Cards To Paypal

    Using the Card Cash website, you can sell your unwanted gift cards and get money for them.According to the PayPal site, you can transfer money from a gift card right into your balance on PayPal.

    Keep in mind that you will have to buy another merchants gift card with your Visa gift card first and then upload that gift card onto the Card Cash website.

    From my knowledge, it looks like the Card Cash website only accepts gift cards from stores such as Target, Walmart, Jewels-Osco, etc. Therefore, you will have to purchase a gift card with your Visa gift card from one of the accepted Card Cash merchants.

    Buy Items On Sale And Resell

    Can I Get Cash Off My Visa Gift Card?

    One cool way to liquidate Visa gift cards is to use them to buy some stuff that is on sale and reselling those items. I know of people who take advantage of Boxing day sales to buy things like clothes.

    Just a few minutes of a Google search can alert you to some amazing deals that you can take advantage of. You can for example for words like, closing down sale, sale everything must go. And similar words to find bargains in your area.

    It is then just a case of whether you have enough money in your Visa gift card to afford the goods being sold. You can then use that money on your card to buy something you can resell at a profit. I have seen sales that offer a 50 percent discount.

    As a result, you will thereforenot only get cash but get even more money if you can resell at a profit.

    I know some of you might not wantto follow this method as it is time-consuming.

    However, the fact is that nothingcomes for free in this world.

    If you want to do well in thisworld and make extra money you have to be willing to put in the time.

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    Transfer Visa Cards To Bank Account

    You can transfer Visa gift cards to your bank account, although not directly. As much as gift cards are treated as credit cards, the balance isnt transferable to a bank.

    But there are some ways to make the conversion. Much of this involves going through digital wallets, money transfer services, and gift exchange kiosks.

    Are Visa Gift Cards Traceable

    The transactions themselves are traceable as they are tracked by Visa but it is another thing when it comes to tracing the user. This is because there is no name or contact information connected to the card.

    Having said that I should still add that one can still trace the buyer of a gift card easily if they bought it using a debit card or using their bank account.

    In this case, the seller or law enforcement can be able to track you through your card details or bank details used during the purchase. But if you use cash to purchase the gift card it would be difficult to trace the purchaser.

    Another way law enforcement or others can track the user of a gift card is through the IP address of the computer used to do a transaction. Most people dont know that almost all the transactions we do online leave a digital footprint.

    Even the emails we send leave a digital footprint in the form of the IP address from which it was sent. It does not matter whether you are using Gmail or yahoo mail. Another way an investigator can trace you is through the mailing addresses you use when doing your purchases.

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    How Can I Turn My Vanilla Gift Card Into Cash

  • You can use your Visa gift card to purchase gift cards from other merchants
  • You can add it to your PayPal wallet by clicking here
  • Venmo is the best way to pay with it
  • Your Visa gift card is the best way to pay your bills
  • You can trade in your gift cards at a Gift Card Exchange Kiosk
  • Using an app, you can sell your Visa gift card.
  • Sell Your Visa Gift Card To Other People

    How To Add Register Zip Code To Vanilla Visa Gift Card

    Another option you could consider is to sell your Visa gift card to other people. While this can be one of the quickest ways to access that balance, just keep in mind that youre probably going to have to accept less money than the balance on the card to make it worth the other persons while to buy it from you.

    That is, most people will only pay a portion of the balance when theyre buying a gift card from someone else. This is because they know that its convenient for you to offload the card like this and theres also a small element of risk on their part.

    Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.

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    How Do I Transfer Money From A Gift Card To My Bank Account

  • Your Visa gift card can be used to pay your bills.
  • Gift cards can be purchased with Visa gift cards for discounts.
  • You can now transfer funds to your bank account via PayPal
  • Your Visa Gift Card can be used to pay yourself.
  • Venmo is a convenient way to transfer cash.
  • The Gift Card Exchange Kiosk allows you to trade in cash for gift cards.
  • Your gift card can be sold.
  • Paying Bills With Prepaid Cards

    • Can Netspend Cards Be Used Internationally?
    • There are two types of prepaid payment cards that can potentially be used to pay bills: prepaid debit cards and network-branded gift cards . Prepaid debit cards come in a few different forms and offer the opportunity for a convenient money storage account that can take the place of complex checking. Gift cards that carry the Visa or Mastercard logo are typically sold in different denominations and can be used for online shopping or bill payment if sufficient balances are available.

      Before diving into bill payments, it can be good to understand the two types of prepaid payment card options a little better. Prepaid debit cards can work like network-branded gift cards and any electronic payment card that is loaded with funds considered deposit assets rather than credit liabilities. As the market for prepaid debit expands, more and more, consumers are gaining access to a simplified electronic money storage solutions that can take the place of traditional bank checking.

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      Dont Want To Create A Paypal Account Just Yet

      No problem! Just enter the card information as you normally do with a debit or credit card during checkout. For the billing address, you can enter your home or shipping address. As long as the prepaid gift card you selected has enough balance to cover the total amount, you are good to go! If you like this experience, you can sign up to become a PayPal member at any time.

      Convert Gift Cards Into Cash

      Sell Vanilla Gift Card For Cash In Nigeria.

      Visa and Mastercard gift cards are popular for predominately two types of situation:

      • To be given as a present
      • For shoppers that want to save money as there are often incentives linked to the gift cards

      Both of these situations are adequate reasons for buying a gift card and gifting them to someone. However, if you are the recipient of a Visa or Mastercard gift card should you keep it? Or are you better off exchanging the card for cash instead?

      Incredibly, 10% to 19% of gift card balances remain unredeemed and around 6% of gift cards are never even used at all

      In many cases exchanging a Visa or Mastercard gift card for cash will be the better option. Here are a few reasons why:

      • Cash has no expiry date
      • You can spend the full amount, with a gift card you could lose any that you havent used, or if you use it online you could lose part of the balance on delivery fees
      • Cash is always acceptable, if there is a disaster you know you can buy what you need with cash
      • Cash can be used for anything including adding to savings, investments, or paying down debts whereas gift cards are limited to making purchases

      For these reasons, most of the time cash is superior to a gift card. Later you can learn 11 of the best ways to convert Visa or Mastercard gift cards into cash. Before that, what is a Visa or Mastercard gift card?

    • Convert Visa and Mastercard Gift Cards Into Cash
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      How Can I Get Cash For Gift Cards Immediately

      If you need cash quickly and cant wait, there are several ways to get the cash almost instantly. Sell or swap the card to a friend or family member, this means you have the cash now. Go to a kiosk and exchange the card, you can get the cash immediately from the cashier or customer service desk. Transferring cash from PayPal, Venmo, or other cash apps to your bank account can be done instantly as well although fees may apply.

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