Sell Your Visa Gift Card To Other People
Another option you could consider is to sell your Visa gift card to other people. While this can be one of the quickest ways to access that balance, just keep in mind that youre probably going to have to accept less money than the balance on the card to make it worth the other persons while to buy it from you.
That is, most people will only pay a portion of the balance when theyre buying a gift card from someone else. This is because they know that its convenient for you to offload the card like this and theres also a small element of risk on their part.
Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.
Sell It On The Raise App
Another way to convert a Visa gift card into cash is by selling it on an app called Raise. Raiseis a site where you can sell your unwanted gift cards with ease.
Its really simple! All you have to do is find all your unwanted gift cards then list them to sell on the platform. Lastly, you will get paid either via Check, PayPal, or by direct deposit when someone buys the gift card.
Raise is an amazing site if you have unwanted Visa gift cards or any other gift cards from stores such as Target, Amazon, and Walmart. In addition to selling unwanted gift cards on the site, you can save money when you buy other gift cards on their site.
You can also check out their coupon section to find some of the latest deals on popular stores and brands.
Problem #: Not Always Easy To Use
Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.
Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.
For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.
Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.
If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.
Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.
Explanation of pre-authorization holds from the terms and conditions:
When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.
This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.
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Use It To Buy A Money Order
Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.
But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.
One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.
How Long Does It Take To Get A Refund On A Visa Gift Card
Earlier, we have answered the question, can money be refunded to a visa gift card. Moving on, you need to know the length of time it takes for the money refunded to get into your visa gift card balance.
Actually, if the good or service you purchased with the visa gift card is entitled to a refund, and you agree to accept a credit to the card balance in place of cash, the credit will reflect in 30 days.
Basically, it takes 30 days to get a credit refund on a visa gift card after returning a purchase.
The refund may come sooner than 30 days, but the time is usually capped at 30 days.
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Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
How To Get Cash From A Vanilla Visa Gift Card
While you cant get cash from a Vanilla Visa gift card directly, you have options like selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the gift card.
That is, much like the other cards in this article, you cant transfer money or withdraw money from your Vanilla Visa gift card. However, there are several workarounds available.
In fact, the process of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash, allowing you to use the balance in exactly the same way as cash. Check out some of the options earlier in this article to see which one may work best for you.
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Visa Gift Card Shipping & Delivery Faq
Gift cards may be shipped to valid street addresses within the United States. We will accept orders from an APO address, but can only ship gift cards to residents of the United States. International orders will not be accepted.
You can place an order for Visa gift cards in bulk at OmniCard.com.
Visa eGift cards are delivered as follows:
- Your recipient will receive an email message from Giftcards.com that contains a link to the Visa gift card.
- The link will take the recipient to Giftcards.com and prompt the user to enter the email address that received the eGift card and a captcha must be completed. From there, they will be taken to a page that has a link to the activation page.
- You will also receive a confirmation email. If the recipient does not receive the merchant eGift card, instruct the recipient to check their email as well as any SPAM or promotion folders or automatic filters for an email from Giftcards.com.
- Please refer to the Activation page to redeem your gift card. If the gift card does not arrive within the expected time frame, contact Customer Service for assistance at 877-944-3822 or visit our Contact Us page. Please have the invoice number and the recipients email address available prior to making the call for fast assistance.
How To Send Visa Gift Cards
The quickest and easiest way to send Visa gift cards is to order online and have the cards on their way in no time!
Visa® gift cards are some of the most flexible gift cards you can send. Since they can be used wherever Visa is accepted, the cards can be redeemed online, in stores, over the phone or even at the Farmers Market if the seller accepts mobile payments. Below are seven quick steps to teach you how to easily send Visa gift cards.
I already shared the best places to buy Visa gift cards in a previous blog post. As a recap, you can buy them online, in grocery stores, at banks and a variety of other places. Since you typically have to pay an activation fee, make sure to read the terms and conditions on the card you pick to see how much buying the card will cost versus post-sale fees such as non-use charges, reload fees and so forth. Cards with lower activation fees may cost you more on the back-end, but that shouldnt matter if you believe the recipient will use the card quickly. The activation fees at Giftcards.com are some of the lowest in the industry, so in this blog post, Ill share how to send a Visa Gift Card from our site.
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Did You Lose Your Visa Gift Card
If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.
So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.
Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!
Easy Ways To Transfer Visa Gift Card To Bank Account In Less Time
- 7 minute read
To transfer visa gift card to bank has been somewhat difficult for individuals and even impossible for most people.
Having visa cards have saved individuals the stress of carrying cash around and going out of budget with their expenses because they can load their cards with a set amount of funds that can carry their purchases for a long period of time.
But where by a person has enough funds in the visa card and lacks cash at hand, there becomes the need to be able to transfer the visa gift card to a bank account in order to access the cash and use however they want.
So the common question is How do you transfer visa gift card to bank account?
This content is going to help you understand the modules of transferring visa gift cards to a bank account. But Its important you first understand what a visa gift card is.
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Visa Gift Cards: Frequently Asked Questions
What is a Visa Gift Card?Your DCCU Visa Gift Card is a prepaid Visa Debit Card with a specific dollar value. Your Visa Gift Card and its value are accepted at most places Visa Debit is accepted.
How can I check the balance on my Visa Gift Card?Call the number on the back of your card for balances and transaction history.
How can I use my Visa Gift Card?You can use your Visa Gift Card at most places Visa Debit is accepted. See Terms and Conditions for further information.
What should I do when the merchants sales terminal asks me to press Debit or Credit?You should always press the Credit button. Although the Visa Gift Card is not a Credit Card, the transaction is processed like one. You should always sign a sales receipt.
When I swipe my card, the terminal asks me to input my PIN. What is my PIN?A Personal Identification Number is not issued with the Visa Gift Card. If a PIN is requested, simply press Cancel on the terminal, then select Credit to complete your transaction.
What if the item I want to purchase exceeds the value of my Visa Gift Card?If the purchase amount exceeds the available card balance, then you must inform the merchant of the amount you want to pay with the Visa Gift Card and that you will pay the difference in cash, check, Credit or Debit Card. If the purchase amount exceeds the available balance of the Visa Gift Card, the transaction will be declined.
Transferring The Gift Card Balance
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Add It To Your Paypal Wallet
Another way to convert Visa gift cards to cash is with PayPal. That is, PayPal lets you add prepaid cards, including Via gift cards, to your PayPal wallet. What this means is that youre then able to treat the balance like cash, by using it to purchase things from any merchant that accepts PayPal which is most major ones, these days.
How can I get money off of a gift card through PayPal?
To get money from a Visa gift card to PayPal accounts, just do the following:
Theres a chance that you may get an error when trying to do this. If that happens to you, you may have to first register the card with the issuer so an address is linked to the Visa gift card. After that, PayPal should have no problem accepting it.
Use The Gift Card Like A Regular Visa Card
Visa gift cards are one of the best gift card types out there. This is because they are much more widely accepted than other gift card types. For example, Walmart gift cards can only be used at Walmart, and Xbox gift cards can only be used at the Xbox or Microsoft store.
Visa gift cards can actually be used at any location that accepts Visa debit or credit cards. Since a TON of places accept Visa cards, this means that you could use your gift card at stores, gas stations, restaurants, and plenty of other places.
Why not see if theres a way to use your gift card to buy something? Then, you can withdraw the cash you saved by using the gift card, or just use it however you want to.
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How To Transfer A Visa Gift Card Balance To Your Bank Account With Square
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Visa gift cards are not cash, but it is possible to turn them into cash using Square, a card reader for small businesses to take credit card charges. Some articles suggest using PayPal, but PayPal doesn’t always work since these gift cards can’t be verified. Square is another option, but it will cost you a percentage of the amount transferred and the cost of the reader if you purchase one . Please note that some users report Square has started to block Visa gift cards for some users. There is a possible workaround, but there is no guarantee it will work either.
I Just Received An Elements Visa Gift Card How Do I Use It
Congratulations! The Elements Visa Gift Card from Atira is a convenient way to get the gift you want at nearly any retail or online merchant.
How do I use my gift card at retail establishments?
Once you receive your Elements gift card be sure to sign the back. Then you can just start spending with it like you would any other debit card. It comes to you already activated for use. Be sure to be careful with it, its as good as cash. You can run your gift card as credit or debit . PIN can be set by calling .
How do I use my gift card online or for telephone transactions?
To use your gift card online, you must first register your card at atiragift.com. You will be able to provide your address to be used as a billing address in online and telephone transactions. Once registered, you can use the card at most online retailers.
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