Sell It On Facebook Marketplace
If you are looking to convert Visa gift cards to cash consider joining Facebook Marketplace to sell them. You can check out Facebook Marketplace to sell and buy unwanted gift cards. This is a pretty awesome way to get cash in exchange for unwanted gift cards.
My recommendation for selling on Facebook Marketplace is to make sure to put up high-quality images of the gift cards you want to sell. Additionally, make sure you know the correct balance on the card before you post it.
My recommendation for buying items on is to first make sure to read reviews of the seller. Ideally, you want someone with 5 out of 5 stars.
You can see a sellers rating by clicking on the item that they are selling and looking under the sellers information. If someone has a bad rating, skip getting any items from that person to save yourself the headache.
Starbucks Gift Card Cash Out Program
In short, there isnt a quick answer to the best credit card to use at Starbucks, but that is because there are lots of opportunities to earn credit card rewards, save money and pick up Starbucks Stars at the same time. The Starbucks Visa isnt bad, but you can do better. Earning 4x points per dollar on the Amex Gold Card is a good answer.
Redeeming Rewards. Rewards may be redeemed at participating stores. Redeem 120 Stars for drink only except bottled beverages, Ice Cream beverages, Coffee Press 8-cup beverages, Flights beverages, and selected Starbucks Reserve® beverages.
How To Transfer Money From One Bank To Another
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If your funds are spread across accounts at different institutions, it helps to have an easy way to make transfers between them. Online transfers are a convenient way to transfer money from one bank to another.
Online transfers are generally free at online banks and brick and mortar institutions, though some do charge, and transfers usually take up to three business days to complete. Check with your institution when setting up a transfer to know when to expect funds to arrive and whether or not there are fees.
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How Gift Cards Work
A gift card is a form of payment that can be used to make purchases at retail stores, gas stations, restaurants, and other locations. You load money onto the card, which you or the gift cards recipient can then spend at accepted locations.
Gift cards can be open-loop or closed-loop. An open-loop gift card can be used anywhere that brand of card is accepted. For example, if you have a gift card thats branded with the Visa logo, you could use it to make purchases anywhere Visa is accepted.
A closed-loop card, on the other hand, can only be used at specific merchants. For instance, if you purchase a gift card from Starbucks or Amazon, you or the gift cards recipient would be able to use them to make purchases only at the retailer issuing the card.
Some prepaid gift cards charge a fee to purchase them. You may also pay a separate fee to reload money to a gift card if you wish to reuse it.
Transfer Visa Gift Card To Bank Account Through Moneygram
MoneyGram is the second largest money transfer company. They are fast, affordable, reliable, and most importantly safe. Get ready to transfer visa gift card to Bank account by visiting MoneyGram website and following the steps below
#1. Sign up to create an account at MoneyGram
Once you open the MoneyGram website, click the Sign up button, fill in your email address, provide a strong password and sign up.
Go to your email and verify that youve successfully created an account.
#2. Click Send Money at the MoneyGram website
At the top menu bar of the website, click the Send money icon and it would take you to a page where you are required to fill in the payment details. Which includes
- Amount to be sent
- Select Debit or Credit card
- Select the Account Deposit or Debit card deposit option.
Make sure that your visa gift card is linked to your bank account you are sending the money to.
#3. Fill in Bank Details
Youd be taken to a page where youd fill in your bank details after sending the payment information. Here youd enter
- Receivers Name
- Card information
After entering these information, click Next and your money transfer would be processed. Viola! In few minutes youd have transfered money from your visa gift card to bank account.
Note that MoneyGram charges a fee based on the amount youre sending. And fortunately their fee is ridiculously cheap. $1.99 for amounts less than $200. For amounts above $200, it charges $1.99 + 1% of the transferred amount.
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Summary: Is Sending Money With A Debit Card The Best Option
Unlike credit cards, the money you spend or send using a debit card is deducted directly from your bank account. While most banks do not charge any annual or service charges for debit cards, international transfers can have a lot of associated costs such as online fees and exchange rate margins. Most debit cards also have a daily spending and international transfer limit, which makes them less than ideal for large transactions. Debit card spending maximums are set by your bank or debit card provider and they can vary a great deal. Some debit cards may have a daily transfer limit as low as $1,000 per day.
Fortunately, digital money transfer services make international transfers much more simple and a lot cheaper than traditional methods. These online providers specialise in facilitating international transfers and can often offer you a better deal than your bank when using your debit card to make a transaction. It takes minutes to register on their sites and many offer mobile apps too. These specialist companies offer much more value, including free international transfers, cheaper currency exchange, large transfer limits and real-time alerts.
When it comes to finding the best deal, our simple and easy to use comparison tool will help you find your best option in seconds, from established banks to new and innovative digital brands.
Make Gift Card Baskets For A Good Cause
Heres another example of a gift card donation. My sons football team asked parents to donate items that could be auctioned off or raffled off to raise money for the team. I took one of our Happy Cards gift cards and turned the Happy Teen gift card into a fun Teen-themed gift card basket. I bought some inexpensive items at a dollar store to make the gift more eye-catching. The fundraising committee loved the donation! If you receive a gift card you dont want or cant use, then see if you can package it up for a good cause.
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How Do You Transfer Money From A Visa Gift Card To Paypal
PayPal accepts Visa gift cards, and you could use your Visa gift card to fund your transaction in PayPal. All you need to do is to link your card to your PayPal account, and then add cash from the Visa gift card to your PayPal account.
As well, you can always use the Visa gift card balance to fund your transactions whenever necessary. This is the same way you link credit cards and debit cards to your PayPal account to use the card balances for various transactions. Linking a card to PayPal is easy. Even the second chance credit card with no security deposit attaches so easily with PayPal so long as it is active.
Use The Card At Places Where That’s Not A Problem
If you see a small merchant using Square or PayPal Here, their merchant agreements charge a flat rate with no flat rate per transaction. If you see they are on PayPal/Square, go for it.
Obviously PayPal itself doesn’t have that problem, because they have a really, really good deal with Visa and Mastercard. So feel free to buy yourself credit on your PayPal account with these residual values. Amazon probably has a similar deal.
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How To Transfer Money From One Credit Card To Another Online
A balance transfer allows you to pay off the balance on one credit card by transferring the debt to another card. Typically, balance transfers are used as a way to lower the amount of interest being charged on the outstanding debt. The process is simple if you receive an offer, but you can’t always get a low rate on a card unless you have a good credit rating. If you carry a balance, however, a transfer can be worth the effort as it can save you substantial amounts of money on interest payments while preserving your credit rating.
Difference Between Prepaid And Gift Cards
Both Visa prepaid cards and Visa gift cards look similar on the surface, and you will even receive a personal identification number, or PIN, with both types of cards. However, while some prepaid Visa cards are reloadable, Visa gift cards are meant to be one-time gifts, and are therefore not generally reloadable. You are free to use your Visa gift card at any merchant that accepts credit cards because it has the Visa logo. Once the balance is gone, however, the card is useless. Prepaid cards and gift cards both have a predetermined amount of money you can spend, but when your prepaid balance is low, you only simply need to reload it. When your Visa gift card balance gets low, you may have to get a little creative to get the last of those dollars and cents.
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What Other Gift Card Hacks Can I Try
If you really feel stuck with a gift card that has almost no money on it, dont give up hope or just throw the card away. Try this list below to see if one of the suggestions is a better fit for you:
Ask the Cashier While your state may not require merchants to cash out gift cards, some stores have adopted the policy anyway. When using a gift card, ask the cashier if you can have the balance in cash. You might be surprised.
Buy something more. This isnt my favorite choice, but I would rather spend a few extra dollars than hold onto a bothersome balance that I may forget to use or get tired of carrying in my wallet. When at the cash register, throw a pack of gum on the conveyor belt or add a candy bar to the total. Spend as little as possible to get above the gift card balance so the card will be fully redeemed.
Apply it to your account. If the merchant allows you to add a gift card to your online account before redeeming it, then simply redeem the card, add the balance, and apply it to a future purchase. Amazon and iTunes both work this way. You can redeem a gift card and then just chip away at the balance every time you make a purchase until the money is gone.
Buy a Store gift card with a Visa gift card. Though many retailers will not allow you to buy a store gift card with a store gift card, they may allow you to buy a store gift card with a Visa gift card. Ive done this both online and in stores.
Happy Gift Carding!
~Shelley Hunter, Gift Card Girlfriend
Can I Combine Visa Gift Cards
Love them or hate them, gift cards are a popular choice for last-minute presents when you need a gift for someone you dont know too well or for those on your list who just prefer receiving them. While gift cards are extremely convenient, they can become a hassle when their balances get low. If you have a few Visa gift cards taking up residence in your wallet, you may be frustrated to learn that you can’t combine their values onto a single card. However, there are ways to cash out whats left on them.
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Sell The Visa Gift Card Online
In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.
- Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
- Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
- Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
- Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.
Donate Unwanted Gift Cards
Fundraising committees for schools, churches, clubs, and charities are always in need of gift cards that can be redeemed for supplies, auctioned at fundraisers or given as prizes. Raffled individually or packaged into a gift basket, the gift card you dont want could net hundreds of dollars for a worthy cause. Gift card donations to nonprofit organizations may also be tax-deductible.
Here is a post on easy ways to use gift cards at fundraisers.
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How To Set Your Auto
The auto-reload setting will add funds to your Amazon gift card balance automatically. You can set it under two circumstances:
- On a scheduled time that you set.
- Whenever your balance is below an amount you set.
These are the simplest steps to auto-reload your gift card:
This way, you will feel more comfortable making an online purchase as you always have a sufficient balance.
Put Credit From A Gift Card Into Wrong Account
Split from this thread.
I had the exact same problem. I was logged into my sisters account on my Xbox and put credit from a $25 gift card onto that. I want to get the full version of reaper on the windows store but my computer has my account on it. So can I log into my sisters account on my pc then download it, then go back to my account and play it?
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Introductory Offers Dont Last Forever
With more than $1 trillion in credit card debt to go around, many Americans are carrying credit card balances and paying interest on them. But a few credit-savvy cardholders are avoiding padding the pockets of their banks by taking advantage of balance transfers and 0% APR offers to minimize the fees they pay.
As tempting as these offers can be, however, never forget that introductory offers are introductory. At the end of the introductory period, be it six months or 18, you will no longer enjoy the interest-free fun of a 0% APR. Instead, intro balance transfer APRs will automatically revert to the standard balance transfer APR for which you were approved.
And that standard balance transfer APR isnt going to be ideal. Typical APRs run from 14% to 26%, depending on your individual creditworthiness, and fees can start accruing the day your intro period runs out. To find out the standard balance transfer APR for a particular card, check the terms and conditions for the card offer and/or the cardholder agreement.
Physical Vs Digital Gift Cards
Gift cards can be physicalmeaning a plastic cardor digital. Digital gift cards have no physical form instead, youre assigned a unique gift code number that you can use to redeem at online retailers when making purchases. Physical cards remain the most popular kind of gift cards, but that is expected to change in the near future.
Companies such as Amazon, Walmart, and Target allow consumers to purchase physical cards as well as to load online or digital accounts. Major restaurant chains, such as Starbucks, Chipotle, and Chilis, also offer customers digital and physical gift cards. These cards make it convenient for customers to pay for their drinks and meals using an app or in-establishment card reader to speed up the checkout process.
You can also store codes for digital gift cards inside . Then, when youre ready to check out, you can select your digital gift card as your preferred method of payment.
Federal law prevents gift cards from expiring for up to five years after their activation date, but failing to use a gift card could trigger an inactivity fee.
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