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How To Transfer A Visa Gift Card To Bank Account

Questions Frequently Asked By The Recipient:

How To Turn Visa Gift Card into Cash Using Paypal or Venmo | Transfer GiftCard Money to Bank Account

How to activate a Visa Gift Card?

Activation of your card depends on the purchase method. Cards purchased through a Corporate Bulk order come with an activation code, which the purchaser will provide to you. Cards purchased online via our website will have your name embossed on it. You will activate your card using a combination of your phone number and zip code.

How can I check the balance on my Commerce Visa Gift Card?

To check the balance of your Commerce Visa Gift Card, log on to or call the toll-free number 1-866-271-7780.

Why should I register a Visa Gift Card?

Registering your card has several benefits: It enables you to make purchases online. Most online retailers do not accept payments without a valid billing address. Your registered address will serve as the billing address that retailers require. It enables Customer Service Representatives to more quickly assist you when you call. It protects you from fraudulent activity. It protects you if your card is ever lost or stolen, so that you can be reimbursed for lost funds.

What should I do if my Commerce Visa Gift Card is lost or stolen?

Report a lost or stolen card immediately by calling Customer Service at 1-866-271-7780. You will need to have the card number and other identifying information in order to cancel the card and have a replacement card issued. A card replacement fee will apply if you are replacing a card that is lost/stolen. Refer to the fee section below.

Convincing Square To Accept The Visa Gift Card

  • 1Appear like a merchant. While Square indicates it accepts Visa gift cards, there are mixed reports that Square will reject a Visa gift card if it believes you are using the service once to transfer a balance. In order to avoid this, you need to convince Square that you are a regular merchant or find a friend that is an established merchant to make the transfer for you.
  • There is no guarantee this will work, but it will increase the likelihood of success.
  • You can skip this part and try to make the gift card transfer following the steps in the next part. Just be aware that it may fail.
  • 2Open the Square app and enter an amount for a transaction. This is a transaction that you create and pay with your own funds or credit card. You are not actually buying or selling anything. This creates a transaction record in Square before trying to transfer the Visa gift card balance. It is recommended that you enter an amount in Square that is not too large since it charges a transaction fee. You will get this money back in the bank account that is linked to Square, it is not disappearing.
  • 3Input the credit card information for the charge. You are not using the Visa gift card yet, so choose another card for this transaction. It does not matter what kind of card you use.
  • 4Conduct a few more small transactions with your own funds. This will make you appear more like a merchant and also serve as a test ahead of a the larger balance transfer.
  • One: Find Out If Your Prepaid Card Can Be Used Anywhere Or Is Limited To Participating Merchants Only

    Visit your prepaid card companys website and look at the cards features. Can it be used anywhere that regular debit cards are accepted?

    For example, certain cards have the following features:

    The Card can be used to purchase merchandise and services anywhere Visa debit cards are accepted in the United States.

    However, other cards are only limited to participating merchants:

    Your Card can be used to purchase merchandise and services at any grocery store, specialty foods store, food truck or online food retailer in the US where Visa debit cards are accepted.

    If your card can be used anywhere in the United States , then you can move on to step two. Otherwise, read our section on transferring gift card balances to your bank account.

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    Use Visa Gift Card To Buy A Money Order

    Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area. But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.

    Simple Options To Convert Visa Gift Cards To Cash

    How to Transfer a Visa Gift Card Balance to Your Bank ...
    • Pin

    Receiving gift cards is great but making sure youre actually able to use the balance is the best part of all. Thats why seeing how to convert Visa gift cards to cash can be a great way to make sure that you use whats on the card with the added flexibility of being able to spend the balance anywhere!

    Perhaps you were given the card as a gift or you bought it as part of a promotion. The latter is pretty common, as youll often find stores that offer discounts or bonus deals if you buy Visa gift cards from them. This can, in turn, save you a good amount on the actual value stored on the card.

    You could even have gotten it by having earned it yourself! Sites like Swagbucksoffer this from time to time, by letting you earn Visa gift cards for free by watching videos, playing games and searching the internet.


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    Youll also join our mailing list to get updates on how to make and save money unsubscribe at any time at the end of each email.

    But now that youve got the card, you may be struggling to figure out what to do with it. Or you could just prefer to have straight up cash to be able to use it how you want.

  • Final thoughts on converting Visa gift cards to cash
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    How To Move Money From Paypal Wallet To Cash App

    Every cash app user has their own unique cash app Visa card number and routing number if you already have a Cash Card associated with your Cash App account.

    Add your Visa card number to your PayPal account and instantly transfer the balance to it for a small fee and the funds will be immediately credited to your cash app account.

    • Login to the PayPal app
    • Link your Cash App debit card if you havent already, and then press next.
    • Enter the amount to transfer, review the details and tap the Transfer option.

    Now Youre Ready To Shop

    View products.

    When viewing products on Amazon, you will see a note stating that your gift card balance can cover all or a portion of the cost of the item.

    Now, you may make a purchase when you find.

    When you make a purchase, funds from your gift card account will be used first, followed by your default payment method.

    Now you can use your gift card balance to shop!

    It may seem like quite a few steps, but its really quick and easy to add your Visa gift card to your Amazon account.

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    Add It To Your Paypal Balance

    If you are looking to convert a Visa gift card to cash, try using PayPal. PayPal uses the Card Cashwebsite to help individuals transfer gift cards to their PayPal balance.

    If you use the PayPal option, you will have to purchase another gift card with the Visa gift card first. Due to the fact that Card Cash only accepts gift cards from stores and restaurants, you will have to purchase a gift card from one of their accepted merchants first.

    Once you do that, you will be ready to go. Here are the instructions on how to convert your gift card to PayPal cash using Card Cash. With this method, you will be able to transfer a Visa gift card to a bank account.

    1. Go to the website Card Cash and click on the Sell gift cards option. Enter the merchants name and the balance on the gift card. Then click Get Offer.

    2. When you get an offer, you will see the PayPal amount you can exchange the gift card for right on the site.

    3. If you agree with the amount, all you have to do is click Get Cash and then select how you would like to get paid. If you want the PayPal option, click PayPal Express.

    4. Enter your gift card number and pin. Then click Connect with PayPal. Log onto your PayPal account and fill out the required fills and then click Get My PayPal Balance.

    Check out PayPal to see the same instructions and more details on how to transfer money from gift cards to your PayPal balance.

    Additional Ways To Earn PayPal Gift Cards

    How Long Do The Funds Take To Reflect In A Bank Account

    Can I transfer money from a Visa gift card to my bank account?

    The time taken for the funds to reflect in the receiving bank account ranges from a few hours to a few business days. It all depends on your bank. Remember that a prepaid card account is taken as a separate bank and thus processing may take some time. It is not the same as the account to account transfer of funds within the same bank.

    If you know how to transfer money from a debit card to another debit card, then you can attest that the transfer of money from one account to another account of the same bank takes a very short time. Within minutes, money is in the receiving account.

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    Additional Ways To Earn More Free Gift Cards

    However, if you find gift cards to be a decent source of side income, maybe you should consider more ways to obtain them.

    There are dozens of platforms like Swagbucks, Ibotta or InboxDollars where you can complete small tasks and surveys, and get cash or gift cards in exchange.

    We have covered some of the best platforms in this area in our article: How To Earn Paypal Money Instantly.

    Make sure you give that one a read.

    Transfer Money Using The Cards App

    Almost all issuers of general-purpose prepaid cards allow you to withdraw money. To know if yours does, visit the companys website. It should explain the various ways you can access the money, from making a cash withdrawal at an ATM to transferring the money from the card and directing it to your checking or savings account.

    The process to transfer funds for most prepaid cards is basically the same from one company to the next. For example, with the Netspend® Visa® Prepaid Card, you would link your bank account by entering the routing and account numbers. After that you can initiate the transfer via the website.

    Many prepaid card companies have apps you can download and use. These are best for maximum flexibility and convenience, so check to see if the card issuer has one. If it does, you can conduct many card functions on the go, including transferring the cash from the card and having it deposited into a designated bank account.

    Depending on the prepaid card issuer, the money will be in your account almost immediately or within a few business days. However, the first transfer you make will likely take longer because the company will have to authenticate the bank account you linked.

    There are a number of fees associated with prepaid cards, and many will assess a charge for you to shift a balance from the card. How much it might cost differs by issuer, as well as the way you instigate the action.

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    Transfer Visa Gift Card To Bank Account Venmo

    You can transfer visa gift cards to a bank account using Venmo. Venmo is somewhat similar to PayPal and you can put your card balance in your Venmo account.

    Get started with transfer by

  • Open a Venmo account for yourself
  • Youd see the Add gift card option. Click on it.
  • Put in your payment and bank details and send. And your transfer would be done.
  • Add A Gift Card To Venmo Account

    How to Transfer a Visa Gift Card Balance to Your Bank ...

    Earlier in this guide we have mentioned that Paypal might be one of the best ways of getting the balance off a gift card to another platform.

    Venmo is another company owned by Paypal, so this is an option thats within your reach as well.

    Since they are quite the same, you might be wondering what is the reason we are listing it in our guide?

    Some people dont have Paypal and only have Venmo. So to avoid creating an additional payment processor account, you can use Venmo, if thats a platform you already use.

    Also, Venmo doesnt have any transaction fees, unlike Paypal. Getting money off a Visa gift card in that case is absolutely free.

    However, the process does take a few days to complete, so if you are desperate for money today, you can use the instant transfer via Venmo for a small added transaction fee.

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    Can You Transfer Money From Visa Gift Card To Bank Account

    We have not found a legitimate way to transfer money from a visa gift card directly to a bank account.

    However, Paypal gives you an option of adding prepaid cards, and through them, you can load your Visa gift card.

    Then, you can transfer the money from Paypal to your bank account.

    Its an extra bit of hassle, and it will require you to register on Paypal , but youll be able to get your full amount that you can use for something else.

    Can You Turn A Visa Gift Card Into Cash In Hand

    There are ways to turn a Visa gift card into cash in hand, although these tend to be limited to those options when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.

    However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.

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    What Is A Gift Card

    Gift cards are formally known as a prepaid payment card with a certain money value. It is usually issued at retail shops, especially supermarkets or banks, to purchase goods in a particular store or related businesses. The card acts as an alternative for cash. Instead of giving huge bundles of money to someone to buy goods at a certain store, you can buy them a gift card.

    Gift cards were not known until 1994, when Neiman Marcus, an American and founder of Neiman Marcus Group, Inc. an American chain of luxury department stores, sold these cards for the first time. However, he did not advertise them.

    How Do I Turn My Vanilla Visa Gift Card Into Cash

    How to transfer gift cards money to your bank account – Money Maker off gift cards!

    The Vanilla gift card is a Visa prepaid gift card that is available for purchase in amounts from $10 to $500. Its great for special occasions and a great gift to give to people if you arent sure what to get them for an occasion.

    Similar to a regular Visa gift card, if you are looking to convert a Vanilla Visa gift card to cash, you can use all the options recommended in this post to get started. So even though you cant get money directly from a Visa Vanilla gift card, you can use the options in this post.

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    Can You Transfer Money From A Visa Gift Card To Paypal

    Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout just like any other credit or debit cards.

    Cibc Smart Prepaid Travel Visa* Card

    • Foreign-currency, reloadable prepaid card
    • Convenient and secure way to shop when youre outside of Canada
    • Available in 4 currencies: U.S. dollars, Euros, Mexican pesos and British pounds
    • Lock in your rate when you load your card and avoid foreign exchange surprises2
    • Note: CIBC prepaid cards cant be used as gift cards
    The amount of the customization fee will depend on the currency of your account.$5.95 CAD or $4.50 USD5
    Foreign conversionTransactions, such as debits and credits, not in the currency of your card are converted into the currency of your card no later than the transaction posting date at an exchange rate that is 2.5% over the rate CIBC must pay.2.5%
    The first ATM withdrawal in each month is free.$3.50
    Lost or stolen card replacement$14.95
    Optional card replacement shipment by courier$15.00

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    How Are Gift Cards Activated

    Many gift cards are activated at the time of purchase, so they do not need to be activated by the recipient. However, some must be activated by the receiver before they can be used. You can activate a gift card by calling the merchant or by visiting the URL provided and entering the appropriate activation numbers.


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