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How To Use A Virtual Visa Gift Card

So What Is A Virtual Prepaid Card

Alternative Ways to Use Virtual Visa Gift Card Convert into Walmart Gift Card How-To Video

A virtual prepaid card is very similar to a physical prepaid card. Except for only being able to access and use the card for online purchases, a virtual prepaid card offers all of the same options as a physical prepaid card.

Note: It is essential when you are offering either product as an incentive in your program to establish what your participants shopping habits are like and whether they more frequently shop online or shop in a store.

How Do I Use My Giftcardscom Visa Virtual Account

Visa Virtual Accounts are only usable online, over the phone, by mail-order catalog and anywhere else that a card not present transaction is allowed.

If a Visa Virtual Account does not cover the full amount of the purchase, you could expect the system to decline the transaction since most websites cannot handle a split tender transaction.

What If The Recipient Does Not Receive The Giftcardscom Visa Virtual Account

Since a physical gift card is not mailed, the recipient will receive notification of the Virtual Account via e-mail. Instruct the recipient to check e-mail as well as any SPAM folders or automatic filters.

If the Virtual Account does not arrive within the expected timeframe, contact Customer Service for assistance. Have the invoice number and the recipients e-mail address available prior to making the call.

To learn more about non-Visa Virtual Accounts, refer to Merchant eGift Card questions.

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Virtual Visa And Mastercard To The Rescue

International research and marketing programs now have another incentive option: virtual Visa and Mastercard prepaid cards. These digital incentives offer a truly global reward solution that is dramatically easier, faster, and less expensive.

Sending virtual Visa and Mastercard prepaid cards is a great way to incentivize or reward recipients across the world, since they can be delivered instantly by email and issued in several major currencies, including U.S. and Canadian dollars, British pounds, and euros. Arguably their biggest advantage, though, is their wide global usability virtual Visa and Mastercard prepaid cards are accepted in over 150 countries, with automatic conversion to the local currency.

For example, a rewards program manager can purchase $50 USD Visa cards and send them to survey respondents in Spain, China, and India. The recipients can make local purchases with the Visa with automatic conversion of $50 USD value to euros, RMB and INR.

These cards can typically be used anywhere Visa or Mastercard is accepted, including for phone and online orders.

Can I Use An Egift Card In Store At Walmart

prepaid Visa Gift Card 25$

Use a Gift Card If you have an eGift card, you can use it in- store by printing out the eGift card email or showing it to your cashier on your mobile device. If your order total is less than the amount on your gift card, well store the remaining balance on your account for you to use toward a future purchase.

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Virtual Prepaid Reward Cards Vs Physical Which Are Better

In the last few years, prepaid cards have been in high demand for loyalty marketing incentive programs, due to their popularity with both businesses and consumers. Product offerings evolve as technology evolves, and prepaid reward cards are not an exception to this. Plastic gift cards to specific merchants were the beginning of Prepaid reward cards, which have grown to be universally accepted worldwide, and now many companies also offer virtual solutions for online purchasing. There are lots of reasons why Consumers Love Prepaid Cards, and both virtual prepaid cards and physical prepaid cards have numerous benefits with the very little downfall. The question is, how do you decide which option you should purchase when selecting a prepaid reward card provider to provide rewards that deliver the results you need for your next incentive program?

Visa Gift Card Troubleshooting Guide:

Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.

  • Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
  • Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
  • Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
  • Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.

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Heres The Trick: Make Partial Payment With A Visa Gift Card

Perhaps in the future, shopping cart developers will create a new field for open-loop gift cards or they will allow shoppers to enter more than one bank card, specifying how much to charge to each one. Until then, we have to work around the problem of how to use a Visa gift card online when the transaction amount exceeds the balance of the card.

Heres how to use a Visa gift card online, no matter what the balance is:

1. If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction.

2. If the Visa gift card balance is less than the transaction total, then first use the Visa egift card to buy a store egift card for the same amount. When the stores egift card arrives, return to your original transaction and apply the stores egift card to your purchase. Pay any remaining balance due with a debit or credit card.

Although this solution requires an extra step, it is one way Visa gift cards can be used when the balance of the card is less than the total amount due.

Okso What Is A Virtual Visa Card Exactly

How to use virtural visa!!

A Virtual Visa Reward Card is a prepaid Visa, complete with unique numbers, that is delivered instantly via email. It can be used anywhere that Visa is accepted, both online or by phone. With Virtual Visa Reward Cards, rewards recipients no longer have to wait for a physical product to arrive in the mail, they can enjoy their reward as soon as they get it. For businesses, Virtual Visa Reward Cards offer a secure, familiar card name that can be delivered and redeemed instantly all over the world. From rebate programs to health incentives and everything in between, Visa Virtual Rewards provide the ultimate flexible solution for any reward scenario.Why should you choose the virtual version over a traditional gift card? Weve broken it down into a list of our top 10 benefits.

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Refresh Egift Card Balances

While many mobile wallets and gift card apps have automatic balance update features , not all merchant cards are connected and sometimes you have to refresh a card manually in order to see if it has been used. When gift cards are completely used, remove them from your wallet. It is easier to stay organized if you are only tracking gift cards with usable dollars left on them.

How To Use A Visa Gift Card Online In 4 Easy Steps

  • Add the items you want to your cart.
  • When you are ready to check out, you’ll be taken to the payment methods screen. Typical options include credit or debit card, gift card, or PayPal.
  • Enter in your Visa gift card information under ‘Credit or Debit card’. This is because your Visa gift card is a pre-paid card that can be used anywhere Visa is accepted, not a gift card specific to that retailer.
  • Check out!
  • While you can shop online with a Visa gift card, you should be aware of common problems that may occur. Heres what you should do before attempting to make an online purchase with a Visa gift card.

    Activate Your Card

    Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider’s website or call the toll free number listed on the back of your card.

    Register Your Card

    Card recipients should go online to register the card. Why? This ensures a name and address is linked to the card. When an order is placed, stores often use an Address Verification System to verify the card matches the billing address. This process helps restrict fraudulent activity associated with a lost or stolen card.

    Not Enough Funds On The Gift Card
    Store Restrictions

    Sometimes there are stores that restrict the use of pre-paid gift cards. This can often be found with any sort of monthly subscription charge.

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    Virtual Visa Reward Cards: What Are They And Why Should You Care

    Lately, theres been a lot of buzz about Virtual Visa Reward Cards. We may assume we know what they are, but do we really understand their full potential? Today, we hear the term virtual associated with so many different types of products that we sometimes forget to think about what virtual actually means in context. In the case of Virtual Visa Reward Cards, its important to note that virtual doesnt mean simulated, it means digital and instant. A Virtual Visa Reward Card works just like a traditional Visa Card, only better, faster, and easier.

    Make Sure Your Visa Gift Card Is Activated And Ready

    Virtual prepaid visa gift card

    First, make sure the gift card has been activated . You might have received a gift receipt or a card holder confirming its activated status, but you can also just call the phone number on the back of the card.

    Next, check the card’s balance. This is especially important if you have already used it, but as gift cards often have activation fees, that $50 card may actually have a $49 balance. You’ll need to know the exact dollar and cent number, so don’t skip this step.

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    What Is A Physical Prepaid Card

    A physical prepaid card is accompanied with name, card number, and a magnetic strip on the back, causing it to look like any other credit/debit card. With the combined convenience of credit and debit cards, offering a prepaid card for your incentive program gives the user a spending limit or budget with the convenience of using it in almost any store all over the globe.

    What About Restaurants And Visa Egift Cards

    Visa egift cards are only usable online, over the phone, by mail-order or any place that a physical card is not required. Read this blog post on how to use Visa egift cards online..

    Restaurant egift cards are usable in stores, but you will want to read this blog post on how to use egift cards at restaurants. The process is the same, but since you will not likely be standing next to the cash register, there are a few tricks to know ahead of time.

    What other questions do you have about egift cards? Have you used an egift card at the store? If so, add a note in the comments below or leave a message for .

    Happy Gift Carding!

    ~Shelley Hunter, Gift Card Girlfriend

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    How To Use A Visa Gift Card On Amazon

  • Open Amazon Homepage and click on the ‘Your Account’ tab from the dropdown menu
  • Scroll down to Amazon Pay and click on ‘Add Gift Card to your balance’
  • The user will be presented with two options, either to add a gift card or add money to your gift card. Click on Add Money to Balance and enter the amount on the Visa gift card.
  • The user will be redirected to the Payment Method page. Scroll down to ‘More Ways to Pay’ to add a card. Add and edit the exact information given on the gift card i.e. name, card number, expiration date.
  • When asked for an address, the user must then add their own address as the gift card is technically not confined to any location.
  • The gift card will successfully be added as a payment method like any other regular debit/credit card. So the next time users’ shop, they can select the gift card for payment.
  • If a user wishes to avoid this hassle and access the gift card on Amazon easily, they can use an alternate method of buying an Amazon gift card or code from the Visa gift card balance. But the first method is advisable as an Amazon gift card can only be used for shopping at Amazon whereas a Visa gift card can be used for both Amazon as well as other physical stores.

    Did You Lose Your Visa Gift Card

    How To Activate And Register Vanilla Visa eGift Virtual Card

    If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.

    So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.

    Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!

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    Is A Virtual Card Different From A Digital Wallet

    Yes. A digital wallet operates similarly to a virtual card, but there are some noteworthy differences. Digital wallets such as Apple Pay and Google Pay store a digital version of your physical credit or debit card, with the exact card numbers.

    Much like a virtual card, most digital wallets will generate a temporary card number when you make a purchase, ensuring that your actual card number is never actually exposed to a merchant. However, digital wallets are not accepted everywhere. While a virtual card can be used for all online purchases that accept credit cards, digital wallets can only be used at participating retailers, whether online or in-store.

    Register Your Visa Gift Card

    Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.

    You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.

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    Activate Your Visa Gift Card:

    First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.

    If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.

    Not sure if youre Visa Gift Card is already activated?

    Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.

    Making A Purchase With Your Visa Gift Card

    WIN a FREE $50 VISA Gift Card!!!
    What if I change my mind and want to cancel a purchase?

    If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.

    Why was my Visa Gift card declined?
    • Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
    • Your remaining card balance may be less than the value of the item you wish to purchase.
    • Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
    • Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
    • Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer

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