How To Use A Virtual Prepaid Visa
In many European countries people pay for virtual prepaid Visa cards. These cards may only be used for online and phone purchases. You will not receive an actual card. Rather, the virtual prepaid card issuer gives you the details of your card account including the card number, expiration date and security code number. The issuer may also provide you with an image of the card in an e-mail for use, or you will receive a cardboard or plastic card for reference.
Contact the issuer who offers virtual prepaid Visa cards. Decide on the amount you want automatically loaded on the card and accept the issuer’s terms of service. Receive the details from the issuer on how to use the card either over the phone, on the issuer’s Web page or in an official e-mail.
Shop online with your virtual prepaid Visa card. Select your purchase and go to the payment and billing stage of the Web site’s purchase page. Fill out the billing information with your name, address, telephone number and e-mail address. Provide additional information if you want the item shipped to a different address from the billing address.
Choose the type of payment you plan to use for the purchase. Select Visa as the card type and place in the card’s number, expiration date and security code number in the boxes provided. Double-check to make sure all information is correct before pressing the “Submit” button to allow your payment to be processed.
Visa Gift Card Deposit Limits At Gambling Sites
You will find Visa gift cards deposit limits at most online casinos similar to Visa credit cards. The limits usually start from $20 and could go up to $5000, and some cards have a maximum limit of $500-$1000.
Be sure to visit your chosen online casinos cashier section and verify the deposit capacity of your visa gift card before making a deposit.
Use Your Visa Gift Card Online
You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.
Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if youre shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.
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The One Big Catch: Insufficient Funds
This is the most common issue people have when using Visa gift cards online. So whats the problem?
Well, using a Visa gift card online is a little different than using that same gift card in a store.
When you go to the store with a $25 Visa gift card and buy something thats $30, the cashier would use the Visa gift card and then ask for a second form of payment for the remaining $5. This is known as a Split Tender Transaction.
Unfortunately, almost no online merchants are set up to accept Split Tender Transactions. This means if you attempt to buy something that exceeds the value on your Visa gift card youll get an insufficient funds error.
There are some hacky ways around this that allow you to use a Visa gift card for partial payment.
Visa Gift Card Should Be Registered
Registration usually involves linking a name and billing address to the prepaid card. Though you generally are not required to register a gift card in order to use it in stores or restaurants, the process is fairly important if you intend to use the gift card online.
To make it harder to use a stolen credit card online, many websites use a procedure called Address Verification System to ensure the card number being used for payment matches the billing address on file with the bank. Since the Visa gift card number is entered into the same field used for a Visa credit card, the website will look for an AVS match even though it is less applicable to a gift card payment.
Registering the gift card allows you to update the address linked to the card. If the system will not let you update the information, you may at least be able to see what generic name and address has been associated with the card already.
If you have a Visa gift card or Mastercard gift card from Giftcards.com, activate your card and then look for a second step to register the card as well.
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Activate Your Visa Gift Card:
First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.
If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.
Not sure if youre Visa Gift Card is already activated?
Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.
How To Use A Visa Gift Card On Amazon
Still wondering why this is useful? Imagine you have seven Visa gift cards with funds ranging from $1.89 to $17.54. Instead of using each gift card separately, you can combine your Visa gift card balance for a lump sum of money to spend on Amazon. As an added bonus, there is no minimum or maximum amount required on your Visa gift card to reload your Amazon gift card balance.
Dont forget that your Visa gift card may have an expiration date. Reloading your Amazon balance is a great way to avoid losing the funds!
As an added tip, use the steps below to redeem your Amazon gift cards.
Also Check: Navyfederal.ord/mygiftcard
Costs Of Using Your Visa Gift Card At An Online Casino
A Visa gift card is one of the most affordable deposit options at the casino, but then it still comes with two main standard fees a purchase or activation fee and a potential foreign exchange rate fee.
The purchase fee usually ranges from $3- $10, depending on the cards value. You pay the foreign exchange rate fee if you use it at an online casino, not within the country where you purchased the gift card.
However, a Visa gift card comes with no additional fees when you deposit it at casinos online.
Can I Use My Navy Federal Visa Gift Card At Hotels Or Car Rental Companies
Yes. You can use your Navy Federal Visa Gift Card for the final payment for both hotels and car rentals. Some car rental companies and hotels may require a credit card to make a reservation. At check-in, hotels will put a hold on the estimated amount of your stay, making those funds unavailable for a period of time. Avoid a hold on your gift card by checking in with a credit card, then using your Navy Federal Visa Gift Card for final payment.
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What Is The Difference Between A Pending Transaction And A Posted Transaction
Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.
Register Your Visa Gift Card
Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time youll also have to include your personal information: name, address and phone number.
You have to go through this process because many online merchants use a security procedure called AVS when accepting debit or credit cards online. Since your Visa gift card is an open-loop gift card, its processed and dealt with as if it were a debit card.
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How Does My Navy Federal Visa Gift Card Work
You can use your card to pay for purchases at millions of places that accept Visa cards in the United States . The cards initial value is set by the person who purchased it. Additional funds cannot be added later.
How to use your card:
Possible Reasons Why Your Visa Gift Card Might Not Be Working Online
Although Visa, Mastercard, Discover and AMEX gift cards are accepted online, in stores and just about anywhere these major brand debit cards are accepted, sometimes people have difficulties using their bank-issued gift cards online. If you are entering the gift card into the correct field on the website, then it is possible the gift card is being rejected for another reason.
In addition to this list of things to try if your Visa gift card is not working, the most common reasons gift cards decline online are listed below:
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The Tricky Thing About Using Visa Gift Cards Online
The most important thing to know about using a gift card online is that you enter the Visa gift card number into the debit or credit card payment field rather than a gift card field.
So if the dollar value of transaction is greater than the dollar amount on your Visa gift card, the transaction will decline and you will not be given the chance to enter a bank card to pay the difference.
If this happens to you, do not worry. Ive got some gift card hacks to help you use your gift cards online even when your gift card is less than the balance.
Why Was My Visa Gift Card Declined
Visa gift cards are ultra-convenient, and when using them online, merchants will require a name and address to be associated with the gift card. Some sites may decline your payment if these details havent been associated with the card.
Its a simple security measure and most online casinos that accept them are the same way. Having a name and address associated with the card confirms that the card purchaser and card user are one and the same.
When purchasing your visa prepaid card, simply ask the teller to associate your name and address with the card. This way, when it is used online, you can supply your name and address, just like you would with a Visa credit or debit card.
By doing so, your casino deposit should be accepted while your banking information remains private.
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Looking For Gift Card Ideas
Clothing Who doesn’t need clothes? Whatever theyre into, get them something that always fits and keeps them in style from top fashion retailers.
Gifts for HimWhether he’s a gamer, handyman or outdoorsman, pick from his favourite brands and get him something he will truly love.
RestaurantsTreat someone to an inspired dining experience. Browse our diverse range of dining and restaurant gift card options.
Gifts for HerFind the perfect gifts for her – from great reads, hot tech to jewellery and cosmetics, surprise her with something special.
MoviesWhat better way to spend an evening than heading to the movies? Give a movie gift card tonight and let them enjoy the show!
Gifts for TeensGet a gift that will help teens stay on trend with the latest tech, accessories and fashion from their favourite brands.
TravelTreat yourself or your favourite travellers with a gift card for the perfect hotel in over 200 countries.
Gifts for KidsGet them a gift card that gives them everything they want including their favourite books, movies, music and video games!
Vanilla Visa Gift Card Online Gambling
Vanilla Visa prepaid cards are one of the best deposit options to use at online casinos that take prepaid cards, and thats because of the benefits the brand offers. The first appealing feature is how easy it is to purchase vanilla cards.
You can easily acquire Visa gift cards at most retail locations in the US without providing personal information. The only fee required is the activation fee you pay at the point of purchase.
Lastly, Vanilla cards are recognized and accepted at almost all online casinos in the United States.
Best Vanilla Visa Gift Card Online Casinos
- Wild Casino allows the player to deposit as much as $5,000 per card and doesnt charge any additional fees associated with using the card as your deposit method.Deposit limits for credit, debit and prepaid cards: $50 to $5,000
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Where To Use Your Card
Any online casino in Canada that accepts Visa debit, VisaCredit or MasterCard as a payment methodwill accept a prepaid MasterCard or prepaid Visa too, so you won’t have any troublefinding a casino online to play at.
Just make sure you select a site from our best rated list as these casinos have allbeen tried and tested by us, and we can verify that they offer Canadians the bestprepaid MasterCard and prepaid Visa casino experience. One that is safe, secure andlegitimate. After all, not all online casinos are created equal and it’s our job to weed out the dodgy ones to avoid from the ones that will give you a great playerexperience and make it easy for you to cash-out when you win.
Don’t have a Prepaid card? See what other types of casino payment methods are available for online casinos.
Visa Travel Card Features
- 24 hour cash access. Use your Travel card to make purchases worldwide at merchants that accept Visa or obtain local currency at any ATM that displays a Visa symbol.
- Variable purchase amounts. Visa Travel cards can be purchased in any amount .
- Multiple Cards. You can purchase additional cards that allow you to access the same funds. Each additional card will have its own unique PIN. You can give them to travel companions, or keep them as instant replacement cards in case your card is lost, stolen or damaged.
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Did You Lose Your Visa Gift Card
If you happen to lose a Visa gift card, you should report it immediately to the card issuer. Youll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.
So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.
Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!
What You Can Learn About Visa Gift Cards Here
In the post below, Ill talk to you about the following three things.
Though Visa, Mastercard and other bank-issued gift cards work online quite well, there are certainly a few things to know that can make for a more positive experience.
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How Do I Activate And Register My Navy Federal Gift Card
With your Navy Federal Visa Gift Card in hand, please visit navyfederal.org/mygiftcard.
If your card doesnt have a personalized name, it will automatically activate in one business day. To verify your card is active, enter your username in the Username field and click Sign In. Please note, if you have not created a username for your gift card, select Need Username? under the Username field.
If your card is personalized with a name, click Activate. If this is a new gift card, youll be required to select a 4-digit PIN.
Once signed in, to register your card, click “My Profile” and under the “My Settings” drop-down menu, enter your name, address and phone number.
Note: The fields marked with an asterisk are required. All other fields are optional.
Can You Get Money From Selling Your Gift Cards
The answer is yes. The first consideration is that you may want to sell your gift card to friends and relatives first. If they dont want it, you can turn to a number of websites like Prepaid2Cash or MyGiftCardPlus to sell your gift card.
Just make sure that the site is legitimate so that you dont end up getting scammed out of more money or lose your gift card.
Also make sure that by the time you do sell your card, that it hasnt expired. The last thing you want is to sell your gift card to someone and have it be completely expired.
To ensure this doesnt happen, list your gift card weeks before the expiration date to ensure you have enough time to sell it.
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