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How To Use Visa Gift Card Online For Partial Payment

Making A Purchase With Your Visa Gift Card

Can I use a Visa gift card for partial payment on Amazon?
What if I change my mind and want to cancel a purchase?

If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.

Why was my Visa Gift card declined?
  • Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
  • Your remaining card balance may be less than the value of the item you wish to purchase.
  • Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
  • Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
  • Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer

How Can I Get Cash From A Visa Gift Card

How to convert Visa gift cards to cash

  • Use your Visa gift card to buy other merchants gift cards.
  • Add it to your PayPal wallet.
  • Add it to your Venmo account.
  • Pay your bills with your Visa gift card.
  • Go to a Gift Card Exchange Kiosk to trade it in.
  • Sell your Visa gift card through an app.
  • Convert your Visa gift card to cash by selling it to a website.
  • Know What Your Balances Are

    This seems obvious, but there are times that I may have one or two cards floating at the bottom of my purse that Im not sure how much is left on them. While I prefer to use the web address printed on the back of each card to find the balance, some will only allow you to call an 800 number. Another thing to note is that in order to check your balance online, you may be required to register that card. The benefit to doing this is that your balance is stored online, and in case of a lost card, you can at least make purchases online with it or possibly get a replacement. The drawback is that you may not want to keep the card forever and you dont want to register a card that someone else may try to register in the future.

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    Can I Use A Visa Gift Card On Amazon For Partial Payment

    You can use a prepaid Visa gift card to make purchases on Amazon, but you have to work around the system to make it happen. Amazon will not allow split payments between gift cards loaded onto an account and other payment methods, so you have to line up the price of your purchases with your gift card balance.

    How To Use Up Remaining Balances On Prepaid Gift Cards

    How to use a gift card to make partial payment on Amazon ...

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    Disclaimer: This site contains affiliate links from which we receive a compensation . But they do not affect the opinions and recommendations of the authors.

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    Want To Get A Visa Gift Card

    A smart gift anyone can appreciate.

    The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It’s also perfect for people of all ages. You decide how much money to give they decide where to spend it.

    You will receive important information regarding the Visa Gift card such as how to activate and use the card. This information should be given to the recipient of the card.

    How Do I Use My Visa Debit Card Online

    How to Use a Debit Card Online?

  • Once you are at the payment checkout, you need to choose Pay Using Debit / Credit Card.
  • Then, type the 16-digit Debit Card number which is on the front side of your Debit Card.
  • Once youve entered the Debit Card details, you may be asked for a CCD, CVV, or similar security code.
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    More About Using Prepaid Gift Cards Through Paypal

    Can I use prepaid gift cards to make a purchase using PayPal?

    Yes. Anywhere in the U.S. where PayPal is accepted you can use prepaid gift cards that have a Visa®, MasterCard®, American Express®, or Discover® logo on it. Please note that this doesnt apply to merchant-specific gift cards, which do not have a Visa®, MasterCard®, American Express®, or Discover® logo on them.

    How do I use prepaid gift cards using PayPal?

    Just like any other credit or debit cards. No difference at all!

    For PayPal members, you can simply add prepaid gift cards to your wallet then start using them during checkout – just like any other credit or debit cards.

    For users without PayPal account, you can just enter the card information during checkout in the same way you would do with credit or debit cards.

    Can prepaid gift cards used for all services and products through PayPal?

    Prepaid gift cards can be used to make payments for any product or service except for recurring payments or reference transactions.

    This is because due to the nature of prepaid gift cards, they can become low in balance over time to cover the recurring amount. In order to protect our members from unintended service interruption, prepaid gift cards cannot be used for payments automatically pulled from PayPal accounts.

    Im using a prepaid gift card, and Im getting a declined message.

    You may also get an error message if your prepaid card was not issued in the U.S. or if you are trying to buy from an international merchant.

    Why Cant I Use My Visa Gift Card Online

    How to Use VISA Gift Cards ONLINE When Your Visa Gift Card Isn’t Working

    Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. The same is true for Visa gift cards, whether you buy them online or at the store.

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    Can The Bank Find Out Who Used My Debit Card

    If your card was fraudulently used, the bank may be able to find out who used it. It all depends on how the card was used and if any identifiers were left behind. For example, an ATM or retail store may have a security camera to capture the person’s image. Or, if the card was used online, an IP or shipping address may help to find out who used it.

    Use A Prepaid Debit Card

    Prepaid cards are similar to traditional bank-issued debit cards. The main difference is that they dont have a direct link to your bank account. Instead, they spend from a pool of money that you load onto the card before using it. In most cases, you can use a prepaid debit card as if it was any other card. As long as you have sufficient funds available, nobody’s going to care that you have a prepaid card.

    You might eventually use up all of the funds available on your prepaid debit card. At that point, some cards allow you to “reload” and add funds to the card. The process for reloading varies from card to card .

    If you’re going to use a prepaid debit card, keep an eye on the fees you pay. These cards are typically more expensive than debit cards issued by banks.

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    What Online Card Payment Looks Like

    When you get to the online payment processing portion of checkout, enter the gift card number, expiration date and Card Verification Number into the fields you typically use for debit and credit card payments. Do not enter a Visa gift card number into the gift card field. That field is reserved for retailer-specific card numbers.

    Below is an example of what online payment often looks like. This example shows many payment options including bank-issued debit and credit cards, store credit cards, PayPal, PayPal credit, a payment plan, store gift cards and even Bitcoin.

    Most online shopping carts do not have this many ways to make a payment, but nearly all have a place to enter a credit card that is different from the area in which you would enter a gift card .

    Visa Gift Card Should Be Registered

    how to use gift card

    Registration usually involves linking a name and billing address to the prepaid card. Though you generally are not required to register a gift card in order to use it in stores or restaurants, the process is fairly important if you intend to use the gift card online.

    To make it harder to use a stolen credit card online, many websites use a procedure called Address Verification System to ensure the card number being used for payment matches the billing address on file with the bank. Since the Visa gift card number is entered into the same field used for a Visa credit card, the website will look for an AVS match even though it is less applicable to a gift card payment.

    Registering the gift card allows you to update the address linked to the card. If the system will not let you update the information, you may at least be able to see what generic name and address has been associated with the card already.

    If you have a Visa gift card or Mastercard gift card from Giftcards.com, activate your card and then look for a second step to register the card as well.

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    Adding Funds With A Visa Gift Card

    I’ve read lots of different topics on here, some saying you CAN add funds to your paypal account with a visa gift card. And some say you CAN’T. So which is true? Can you or can’t you? IF you can, how? If not? Well why the heck not? I was given this card because I do a lot of online shopping, and so far its been completely useless because all the places i buy from are through paypal. All of the posts I’ve read thus far on this topic have furhter confused me, and I just want to get a straight answer.

    Use A Debit Card Online

    If you’re paying for something online, you can typically use your debit card just like a credit card. You don’t need to specify that you want to use a debit card . Start by indicating the type of card you haveVisa or MasterCard, for example. Then, type in the 16-digit number on the front of your debit card. You usually also have to enter the expiration date, which you can find after the words “good through” or “valid through.”

    You may also need to provide a CCD, CVV, or similar security code. Those three- or four-digit codes help to prove that you are authorized to use the card. Those codes can be found on the back of most cards toward the far right . On American Express cards, the code is on the front of the card .

    To use a debit card online, you often need to know the billing address linked to that card. With most debit cards, this is your home address. However, you may have difficulty using prepaid debit cards if you do not know which address to use.

    If you plan to make payments online, be sure that your computer will keep thieves from stealing your card information. Keep your security software up to date, and only use your card on sites that you trust. Verify that your card information goes through a secure connection when shopping online .

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    When Using A Visa Gift Card Online What Do You Put For Name On Card

    We recommend that you sign your name on the back of the Gift Card, and record the following information in case your Gift Card is ever lost or stolen: Gift Card number, 4-digit Card Identification Code on the front of the Card, Security Code located on the back of the Card, Customer Service phone number.

    Can I Pay With More Than One Store Gift Card

    How To Use Secure Spend Prepaid Visa Gift Card Online

    YES:Though there are a few reasons why sometimes Visa gift cards do not work online, the most common reason a Visa gift card gets declined online is that the dollar amount on the gift card is less than the total amount due.

    When checking out on a stores website, you typically have the option to apply a store gift card to the purchase and pay any remaining balance with a debit or credit card. In fact, some store websites will let you apply multiple store gift cards to a single transaction. Doing this is called partial payment or split-tender transaction . Most store website shopping carts are equipped to handle split-tender transactions as long as the splits include store gift cards. You can also typically use more than one small balance store gift card with ease.

    If you are paying with a Visa gift card, however, there is generally no place to put both a Visa gift card and a bank card.

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    How To Use Up The Last Few Dollars On A Prepaid Gift Card

    I got a $US50 Visa gift card this past Christmas, and I spent exactly $US48 of it on four pairs of new socks .

    Then I had to figure out what to do with the $US2 left on the card. Was I supposed to carry this gift card in my wallet for the next six months, hoping for a day when I needed to buy a bottle of water or a pack of gum? Should I just throw the card away and consider myself lucky to have been able to have used 96 per cent of its total value?

    The thing about these prepaid gift cards is that they arent very useful for shopping online. If I had added a fifth pair of socks-with-toes to my cart, the total would have gone above $US50 and I wouldnt have been able to use my Visa gift card to make the purchase.

    Why? Because online retailers dont read these kinds of gift cards as gift cardsthat is, they dont give you the option to pay part of your total from your prepaid Visa gift card and part from a credit or debit card. If you want to use a prepaid Visa card you have to be prepared to make the entire purchase on the card.

    And that left me with $US2 . What was I supposed to do with it?

    Heres what I did: I bought a $US2 online gift card from Amazon.

    I got the idea from Rachel Millers blog Just Good Shit, in which she describes her little hack for using every last cent on a Visa/Amex prepaid gift card:

    Debit Cards Vs Credit Cards

    Debit cards make it easy to spend money. But when it comes to debit cards that are linked to your checking account, there is a significant risk involved: That card pulls funds directly from your bank account.

    If your card gets stolen , your checking account could get drained by a thief. You are protectedas long as you report the problem to your bank quickly enoughbut a temporarily empty bank account can cause stress and other problems.

    If youre concerned about problems in your checking account, use a credit card for day-to-day spending and online shopping instead of using your debit card. Credit cards have more consumer protections, and, more importantly, the money doesnt leave your bank account before you become aware of any problems.

    Pay off your entire credit card balance in full every month , and you can avoid interest charges.

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