What Is A Costco Shop Card
Costco Shop Card is what Costco calls their gift cards. You may have also heard them being called Costco Cash Card. All three terms refer to Costco Gift Cards and are used interchangeably.
Costco Shop Cards never expire and are refillable at any Costco warehouse location. Shop Cards can range anywhere from $25 to $2000. You must be a member to purchase a Costco Shop Card but not to redeem it.
Costco also previously offered digital Costco Shop Cards but has since made them unavailable for purchase.
A digital Shop Card was an electronic sent to your email that you could redeem online or in the warehouse. However, they are still given away for select promotions.
Does Purchasing A Gift Card Count As A Cash Advance
You should also be aware that some credit cards threaten to treat gift card purchases as a cash advance. In this case, you would be charged a cash advance fee and a higher interest rate as well.
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Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
Can You Use Costco Gift Cards Without A Membership
Yes, you can use a Costco Gift Card without a membership. Non-members who have a Costco Gift Card can shop at any Costco warehouse location or online. You can also purchase a membership, merchandise, gas from Costco Gas Stations, and food from the Costco Food Court.
Purchasing a Costco Gift Card for a non-member is great for students whose parents are Costco members.
Instead of paying for a membership, parents can buy them a gift card and reload it when needed. They are also a great present for the holidays and special occasions.
To use your Costco Gift Card in the warehouse without a membership, you would just need to show the door attendant checking member IDs your Costco Gift Card.
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Costco Has Its Own Clothing Line
Kirkland Signature is Costcos premium in-store brand for everything from batteries to bread. Youll also find the Kirkland Signature label on a variety of apparel items including pants, shirts, socks, underwear and more.
Can You Use A Costco Gift Card Without Membership
Use a gift card
Also, can I go into Costco with a gift card?
1. You Can Use a Costco Gift Card. Anyone can shop at a Costco if you have their version of a gift card the Costco Cash Card. One caveat here: If you choose to use a Costco Cash Card online and you’re aren’t a member, you’ll be charged 5% more than the stated price on everything except prescriptions.
One may also ask, where can I buy a Costco gift card besides Costco? Where to Buy Costco Gift Cards Besides Costco
- Card Kangaroo.
Similarly, it is asked, can I get a day pass to Costco?
You can get inside the store with them, but they will have to pay for all the purchases you make. You can pay them back for your purchases once you leave the store. So while Costco doesn’t have an official one-day guest pass program, there are ways to shop at their warehouses without paying $60 for a membership.
What can you get at Costco without a membership?
8 Things You Can Do at Costco Without a Membership
- Buy alcohol.
- Eat at the food court.
- Fill prescriptions at the pharmacy.
- Shop at Costco.
- Get Costco’s low prices at Kohl’s, Target and more.
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Us Bank Cash Visa Signature Card
You can choose two categories to earn 5% cash back every quarter.
The U.S. Bank Cash+ Visa Signature® Card allows you to choose a couple of categories each quarter to earn 5%. This is a great option when you foresee spending more on certain items. Categories include furniture, electronics, sporting goods, select clothing and department stores, as well as utilities, streaming and internet service. Get 2% cash back on grocery, gas and restaurant spending or 1% on everything else. Using the card at Costco may only qualify for 1% cash back but refueling earns you 2%.
There’s no annual fee for carrying the Cash+ and you can receive $150 in rewards as a bonus if you spend $500 within 90 days of approval. In addition, balance transfers get an introductory 0% APR in the first 12 months, which will revert to the standard variable APR of 13.99%-23.99%.
- Speed up your rewards-earning potential with 5% cash back on two categories of your choice each quarter.
- Gas purchases at Costco and other gas stations earn a 2% reward.
- $150 cash bonus
- No-interest balance transfers for the first 12 months
Get Your Vision Tested
Non-members can use Costcos optical services for exams and screenings.
But if you need to buy glasses, contacts or hearing aids, youre going to need a membership or a friend who can get you in the store to purchase what you need on your behalf.
Of course, you could always use a gift card as we described in tip #1!
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Can You Use Someone Elses Costco Card Online
You dont have to use someone elses Costco card online because both members and nonmembers can shop on Costco.com. Nonmembers have the disadvantage of paying 5% more than members for any product purchased. They also cannot redeem the savings offers exclusive to members. The only exception to the surcharge for nonmembers is prescription drugs.
If you want to purchase an item using a members card, they may have to ship your purchase to the persons address. Nonmembers have to cope with 3-5 days of shipping. Members get their delivery within 2 days, with free delivery on orders of more than $75.
There Are No Fitting Rooms
Costco sells clothes the way youd probably expect them to: Piled up on tables with little fanfare or fanciful signage to call your attention to the merchandise.
For a store that has a multi-billion dollar apparel business, Costco doesnt make a lot of accommodations for clothes shoppers. In fact, you wont find any fitting rooms, window displays or mannequins sporting the latest fashions.
The lack of all the bells and whistles is likely because they dont want to dedicate valuable floor space to fitting rooms.
Plus, the warehouse clubs return policy is legendary for its leniency which kind of negates the need for fitting rooms in the first place.
If you buy something and later find you dont like it, just bring it back to the store on your next trip for a full refund!
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Can I Shop At Costco Without Being A Member
To walk into a Costco warehouse and buy whatever you like, you need a membership card. There is no shopping day pass, trial membership period, or guest pass that enables you to purchase without a card. The exceptions to shopping without being a member include:
Best Price Ever On Nutrisystem Costco Hack + 2 Promo Codes
How to get the best price ever on Nutrisystem: Starting a diet like Nutrisystem can be a bit like buying a plane ticket in the sense that the person sitting right next to you may have paid a completely different price for the same thing.
Its all about timing and research, and in this case we found that buying a discounted Nutrisystem gift card from Costco is a good place to start. Lets review how to get the best possible price at signup for Nutrisystem:
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Costco Gift Cards: Where To Buy And How To Use Them
Costco warehouses are known for their amazingly low prices on bulk grocery and personal merchandise, electronics, jewelry, furniture, and more. However, unless you purchase a yearly Costco membership, it can be hard to reap these savings. Many also wonder whether Costco offers members the ability to give non-members a gift card that can be used to shop at Costco.
To purchase a Costco Gift Card, you must have a membership. Costco members can purchase gift cards in-warehouses or on the Costco website. Also referred to as Costco Shop Cards, gift cards cannot be purchased anywhere else. In addition, Costco gift cards never expire and can be used by non-members to shop at Costco.
In this article, well cover how to buy Costco Gift Cards, how to use a gift card without a membership, and what is a Costco Shop Card. We will also discuss gifting a Costco membership, a restaurant gift card, and whether Costco sells Disney gift cards.
Frequently Asked Questions About Costco Gift Cards
Can Costco gift cards be used without a membership?
While you must be a member to purchase or reload a Costco gift card, aka a Costco Cash Card, you dont actually have to be a member to use the card. Just ask a friend whos a member to purchase one for you with your money, of course and youll be able to visit the store whenever you like with Cash Card in hand.
There are other ways to take advantage of Costcos superb deals if you arent a member, like tagging along with a member or shopping online at costco.com. Neither of these are quite as convenient though since youd have to align your schedule with your friends, and costco.com penalizes non-members with a blanket 5% fee on all purchases. If youd like to avoid all these inconveniences with a membership, you can also use a Costco gift card to pay for that membership.
How do Costco gift cards work?
Costco Cash Cards work like pretty much any other gift card simply present it at checkout to pay for your purchase. To use your Cash Card online, click add in the Costco Cash Card section, then enter the number on the back of your card. After that, youll be prompted to enter the four-digit PIN, also located on the back, to complete your purchase.
How do I reload my Costco gift card?
As of now, there is no way to reload a Costco gift card online, so youll have to stop into your local Costco and ask an employee to help you reload your Cash Card.
Can Costco gift cards be used for gas?
Do Costco gift cards expire?
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Alternative Ways To Pay At Costco
While a Visa credit card is the best payment method to use if you want to earn rewards on purchases you would make anyway, theres no need to fret if you leave your card at home or are still waiting for it to arrive in the mail.
Costco also accepts cash, checks, debit/ATM, EBT, and Costco Shop Cards. Note that youll need a valid government-issued ID to pay by check.
Another thing to keep in mind is that Costco gas stations and car washes dont accept cash, checks, or EBT, so youll need to pay with your Visa card, debit/ATM card, or Costco Shop Card to complete a transaction.
Chase Freedom Unlimited: Best For Drugstores
The Chase Freedom Unlimited starts you off with a $200 cash bonus when you spend $500 within three months of account opening. You also earn at least 1.5 percent back on all purchases, 5 percent back on travel booked through Chase Ultimate Rewards, 5 percent back on Lyft purchases , 3 percent back on dining and drugstore purchases and 1 percent back on other purchases. No annual fee applies.
Why this card is ideal for gift cards: The Chase Freedom Unlimited lets you earn 3 percent back when you buy gift cards from drugstores.
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Does Costco Have Restaurant Gift Cards
Costco members can purchase discounted restaurant gift cards located at the gift card stand in the Costco warehouse or online. They sell anywhere from 1-5 restaurant gift cards in a pack at a discounted price.
Your local Costco warehouse will often only carry gift cards to restaurants near you. You can purchase any gift card package for the restaurants below online at Costco:
- Bahama Bucks
- Best of Italy
- California Pizza Kitchen
How To Purchase Gift Cards With A Credit Card
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.
Plenty of other websites let you buy gift cards and pay with a credit card using a similar method, including Staples.com, Walmart.com and Target.com.
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I Have A Costco Credit Card I Never Use It At Costco Heres Why
Weve updated the rates and marketing information in this guide.
May 1, 2020
There are many reasons to love Costco: the inflation-immune $1.50 hot dog combo, the delightfully excessive 4-pound pack of Nutella, the mystique of the strangely exquisite Kirkland Signature Vodka .
But theres one thing about Costco that baffles me: the Costco Anywhere Visa® Card by Citi.
You can find an abundance of deals at Costcobut this co-branded credit card is not one of them. The card offers only a meh cash-back rate of 2% at Costco. Compare that with the rates of similar branded cards for Target and Amazon, which offer as much as 5% back at their respective stores.
The Costco Anywhere Visa Card isnt a bad credit card overall, and honestly, 2% back on Costco purchases isnt the worst deal you can find.
Wirecutter recommends it in our guide to the best gas credit cards. Its the card I use at gas stations. And it can be great for travel and dining if you dont spend enough to justify getting a higher-end travel or dining card. But it got us thinking: Why do some co-branded cards not offer the best deal on their own brands?
Why Can I Only Purchase Costco Gift Cards At Costco
Purchasing gift cards through Costco ensures that you wont pay any additional fees and that the gift cards will always be in stock.
Additionally, Costco will occasionally run specials on their gift cards, so members can sometimes pick up gift cards for a few dollars off.
Youre able to purchase Costco gift cards online or in-store. However, if youre feeling lucky, you may be able to find some Costco gift cards online on sites such as eBay or Amazon, though there may be an upcharge.
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How To Make The Most Money From Co
On the surface, the Costco Anywhere Visa Card by Citi seems like the most logical card to swipe at Costco, and the Disney® Premier Visa® Card might seem like the optimal card to fund your Disney vacation. But you should always read your credit card terms and conditions to find out if thats really the case.
Dont fall for marketing tactics that make rewards seem more valuable than they really are: People see the Disney logo and think, Thats going to be the best way to help me earn money for my Disney vacation, said Holly Porter Johnson, co-author of the book Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love. People dont read the fine print.
If you do your homework, you may find alternative ways to get the same rewards. Some Disney aficionados might justify the Disney® Premier Visa® Cards $49 annual fee because it gives them 10% off at the Disney Store, but they might not realize that the $0-annual-fee Disney® Visa® Debit Card offers the same benefit.
Its easy to fall for marketing spin and fail to dig deepereven among experts. It wasnt until we chatted for this article that Berinato, a financial services researcher, self-professed Costco loyalist, and Costco credit card holder, realized he could get a better rate on Costco purchases with another card.
Be aware of how valuable your rewards really are: Grund said many of the rewards he sees advertised have strong headline value but arent actually as meaningful as they first appear.