Best Method Part : Rotating 5% Cash Back Categories
Different credit cards offer different rotating categories in which they’ll give you 5% cash back or points back for spending in those categories. Here is the Chase Freedom Calendar for 2019:
And the current Discover Calendar:
And finally the Citi Dividend calendar:
If you can buy gift cards at any of these places, youll usually get 5% back. Companies are always trying to devise ways to exclude gift cards from promotions like this, so your mileage may vary. Remember, for Chase Sapphire Reserve cardholders that is effectively 7.5% back.
If you’re going to spend that $1,500 anyways, you’re not really saving on Disney gift cards by buying them first . You ideally want to make your Disney gift card purchases in categories you would not otherwise get the bonus in.
For example, lets look at January to March. In that quarter, Discover had 5% back at Grocery Stores and Citi had 5% at Home Depot and Gas Stations.
Now, lets say my local grocery store and local Home Depot both sell Disney Gift Cards. Since I never shop at Home Depot and will definitely spend $1500 on groceries this quarter, I want to go use my Citi Dividend card to buy $1500 in Disney Gift Cards at Home Depot.
Save Up To 10% On Disney Gift Cards At Wholesale Clubs
Discover offers their Discover it® and Discover® More® card members a generous 5% cashback on select categories and at select retailers.
A variety of promotions are offered on a rolling basis throughout the year, but theres at least one ongoing 5% cashback promotion at any given time during the year.
The Discover it® and Discover® More® cards are especially great for people who shop at wholesale clubs .
In previous years, Discover has offered 6 full months of 5% cashback on wholesale club purchases. And since all of these stores offer the Disney Gift Card, you will automatically save 5% on your Disney World expenses.
But it gets better. Many of these wholesale clubs often discount gift cards including Disney gift cards by about 4%-5%.
Therefore, you can potentially save up to 10% by using a 5% cashback Discover card during the months when the wholesale club rewards are offered.
Discover it® and Discover® More® card members may be eligible to receive 5% cashback in the following categories:
Gas Stations & Wholesale Clubs:
Earn a 5% Cashback Bonus at Gas Stations & Wholesale Clubs from January 1March 31, 2018, on up to $1,500 in purchases, when you activate.
Earn a 5% Cashback Bonus at Grocery Stores from April 1June 30, 2018, on up to $1,500 in purchases.
Earn 5% Cashback Bonus at Restaurants from July 1September 30, 2018, on up to $1,500 in purchases.
Amazon.com & Wholesale Clubs:
Save On Dining At Disney Locations
At many Disney table service locations, a 10% dining discount is one of the perks of the Chase Disney Visa credit cards. Discounts for Disney World annual passholders are also available. AtDisneyland, annual passes get you access to a wide range of discounts at quick service stops as well.
Besides that, this is probably the situation where stocking up on discount Disney gift cards makes the most sense for most Disney travelers. This can be a great way to add a little bit of savings when planning your budget Disney vacation!
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Where Can I Use Disney Gift Cards
This blog post is your complete guide to one of the most common questions we receive, where can I use Disney gift cards? The magic of Disney can come with a priceand sometimes, its a big price. You want to make sure your trip is as perfect as it can be. But the cost of airfare, hotel, food, parks, and excursions can add up. Thats where Disney Gift cards come into play. These rectangular plastic cards can be so versatile, being used for a majority of things. But if youre questioning to yourself, where can I use Disney gift cards, weve got some helpful tips on using gift cards to pay for a Disney vacation.
What Is A Disney Gift Card
Yes, this is actually a question that has to be answered. There are actually three different things someone could reasonably refer to as a Disney Gift Card:
Let’s get to the truth about discount Disney gift cards.
1. An Actual Disney Gift Card
This is what people usually are talking about and what the rest of this post will be talking about. It’s the standard Disney gift card you can purchase everywhere from the Disney Store to Jewel and that can be used at most Disney locations in the U.S.
2. A Disney Rewards Redemption Card
This is what points earned from using a Disney Rewards Chase Visa get put onto. That is, they are the primary form of redeeming points in the Disney Rewards program. Like a Disney gift card, it can be used at most Disney locations in the U.S. Unlike a gift card, you don’t buy and sell these or give them away, theyre simply there to hold the points youve earned using a Disney credit card.
Disney Rewards Redemption Card
3. A Disney Store Merchandise Credit
Not many people would call this a Disney gift card but we want to alert you to the possibility of scams that are selling Disney Store merchandise credits, which come on cards, as Disney gift cards. These credits can only be used at the Disney Store, which makes them far less valuable to Disney travelers.
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Can The Gift Cards Be Gifts
The Disney Gift Card makes a great surprise for anyone. Who wouldn’t want the surprise of knowing that they have something Disney waiting for them? Use the card as a surprise for your kids or grandkids for a pre-planned trip. Even better, use the gift card to start planning your families’ trip towards a magical and memorable vacation.
Can The Value Of Disney Gift Cards Be Combined
Yes! You can combine different Disney gift cards up to a maximum of $1000 total on an individual card. You do this at disneygiftcard.com. Click on the gift card you want to add money to and then click on add funds from another card. As long as the total when you combine two cards does not exceed $1000, you can combine the values of the cards to keep everything on one card. Its a lot easier to manage one $200 gift card than 8 different $25 gift cards!
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Where Can I Buy Disney Gift Cards
You can buy Disney gift cards almost anywhere gift cards are sold. Some popular places to buy Disney gift cards include the grocery store, wholesale clubs, department stores like Target, electronics stores like Best Buy, and even some home improvement stores. Depending on the particular outlet, you may be able to purchase Disney gift cards in store, online, or both.
Disney gift cards are generally sold in denominations of $25-$500, both as fixed denomination cards and variable denomination cards. A variable denomination gift card will require you to tell the cashier how much money you want to put on the gift card .
Deals And Discounts On Disney Gift Cards
One favorite of many readers for getting a deal on purchasing a Disney gift card is to use a Target REDcard to buy the gift card at the Target checkout. Because the Disney gift card is considered an entertainment card at Targets POS, it is eligible for a 5% discount when purchased with a REDcard .
Because I dont like to have store credit cards, I use my Disney Visa from Chase . We get 2% back on all Disney purchases when we use this card. I put the cash back on a Disney Rewards Card . The Disney Visa does have a yearly fee, but for TouringPlans, we charge enough that the 2% back is a good deal for us. If I did not have a Disney Visa, I would use my no-annual-fee credit card that gives 1% cash back into my bank account.
Another tactic I havent tried, but would love to hear about it you have, is online gift card exchanges. These are sites online where you can trade the gift card you got for, say, Williams-Sonoma when your mom knows the tool reached for most often in your kitchen is a takeout menu for a card you would use, like Disney, where you will buy your weight in Dole Whips. Or you can just buy others cards at a discount. I checked a few sites to see if they were selling any Disney gift cards at a discount and didnt see any right now.
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Cash Back Portals And Apps
There are a plethora of apps and shopping portals designed to save you money on everyday purchases. They either work by physically clicking through a portal on desktop or mobile site so that cookies can track your activity, or by linking your credit or debit card to the app so it can register when that card was used at a participating merchant and award points or cash back.
Cashbackmonitor.com is my usual resource to quickly analyze which traditional shopping portal is offering the most cash back or points on purchases but again keep in mind gift cards are typically excluded in the terms and conditions though sometimes cash back or points are still awarded. Keep your eyes peeled on Dosh, Swych, Fetch Rewards, Ibotta, Drop and Rakuten apps among others for cash-back stacking opportunities.
Discount Disney Gift Cards Are Overrated But Can Still Work
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The Disney blogosphere is filled with a mix of fact and fiction about buying discount Disney gift cards and how to get the best Disney gift card deals. While some bloggers praise gift cards as offering easy access to discounted Disney experiences, the truth is actually much more complicated.
Youll notice we’re tepid on discount gift cards in our overview of discount Disney tickets, and they don’t make our list of ways to save on your Disney hotels. We include using discount Disney gift cards on our list of 53 Ways to Save at Disney with the caveat that people keep this post in mind.
In this post, we’ll explain everything you need to know about discount Disney gift cards including, most importantly: what makes a good discount, when to plan to use Disney gift cards, and when using them actually costs you money.
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Can You Add Disney Gift Cards To Magic Bands
While there is no way to directly link your Disney gift card to your Magic Band, you can attach a credit card to your room account, make purchases to your account using your Magic Band, and then pay off your room account using your Disney gift cards by visiting the front desk of your Disney Resort hotel.
Can This Be Used At Any Disney Location
The Disney Gift Card is just about limitless when it comes to its use, not to mention the magic you will experience as a result. Once purchased, you can use the gift card at select participating locations at Walt Disney World® Resort, Disneyland® Resort, Disney Cruise Line, Disney Store locations in the United Stores, DisneyStore.com, Disney PhotoPass, Disney Vacation Club®, and Adventures by Disney®. A complete list of locations and restrictions can be found at DisneyGiftCard.com.
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How To Save Money Buying Discounted Disney Gift Cards
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Editors note: This is a recurring post, regularly updated with new information.
Very few brands have the type of customer loyalty that Disney enjoys. On the flip side, that equates to sky-high prices for anything and everything with the Disney name attached. That also means its often a Sisyphean task to find meaningful discounts on Disney trips, goods, cruises and services. In lieu of renting Disney Vacation Club points or following countless false online ads promising a discounted magical excursion, I like to just keep an eye out for discounted Disney gift cards. Disney gift cards can be attached to your online Disney account and used to pay for almost anything at Disney World, Disneyland, etc. including hotels, Disney meals, park tickets, annual passes and even Disney cruises.
What you wont often find in your quest for savings are Disney gift cards on sale directly to consumers with significant discounts. In order to get meaningful savings, youll need to leverage a variety of stacking strategies where you utilize two or more financial tools or programs. Many of the below strategies are proven to always work, while others have fleeting success on a cyclical basis.
Bjs Disney Gift Cards
BJs Wholesale is my first choice for Disney gift card deals because you dont have to have a specific credit card or expensive membership to get discount Disney gift cards.
You now have to be a member to get a Disney gift card discount at BJs but fear not!
You can try out BJs with a free one day pass and buy all of the gift cards you need for your trip.
and get 24 hours to buy Disney gift cards without purchasing a membership.
Right now the best deal is the $100 BJs Disney gift card that costs $95.99. This is a 4% savings and the other gift card options at BJs offer less than 4% off.
I like that you can pay for these discount Disney gift cards with any form of payment and that you can get instant access to these prices without a membership.
If you purchase these gift cards with a credit card that earns rewards or cash-back, you can save even more.
I buy them with my 2% cash back card so I save 6% total.
You can combine the amount from multiple gift cards on the Disney Gift Card site here, making them much easier to manage when you are in the parks.
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Can You Use Disney Gift Cards At Universal Studios
Because Universal Studios and Disney Resorts are two completely different theme parks, the answer is no. However, Universal has their own gift cards with their own benefits. Guests can also save on Universal Orlando tickets by purchasing from a travel agency such as The Park Prodigy.
We hope you found this post helpful and be sure to check out some of our other theme park at home blogs!
Discount Disney Gift Cards
- Discount Disney Gift Cards
If youre looking to purchase discount Disney gift cards youre in luck! Weve got the best places and ways to buy discount Disney gift cards listed right here. Disney gift cards are great when youre looking to use for a Disney vacation or just a gift for someone. Theres so much you can do with them!
Using Disney Gift Cards
You can use Disney gift cards almost anywhere Disney! Disney Cruise Line, Aulani, Disneyland, Walt Disney World, and any Disney Store including the online one. With so many uses available theyre great to have on hand, especially if you can get a deal on them.
If you have a Disney gift card and youre wondering what part of your vacation you should use it on listen up.
Because you can get discount Disneyland tickets and Disneyland packages here and save big over gate price, theres not reason to use your gift card on them . Its better to save on your tickets and package than to pay full price just to use a gift card. There are plenty of other ways to use it.
Once youve arrived at Disneyland you can use your gift card for purchasing food in the parks, merchandize in the stores, or even pay any incidentals on your hotel room bill if youre staying on property at any of the 3 Disneyland Hotels. If you decided to upgrade your tickets to add a day or upgrade to an annual pass you could use your gift card for that too.
Walt Disney World Resort
Aulani, A Disney Resort and Spa
Disney Cruise Line
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Disney Gift Cards At Walmart
When planning a Disney vacation on a budget, discount Disney gift cards at Walmart should absolutely be on the first things your family is doing to prepare for the trip.
Disney gift cards can be used anywhere throughout the parks on anything including full service and quick service meals, snacks, merchandise, and tickets themselves. They can also be used on Disney Cruises, the Disney Store, and at ShopDisney.com. They are a great way to make and stick to a budget when vacationing at the most magical place on earth.
There is a great saving potential when you purchase Disney gift cards at Walmart. We all shop at Walmart. According to this article, the average family of four spends over $4,000 at Walmart in a year. With stores in over 25 countries , us vacation planners and frugal lifestyle lovers are intrigued by the possibility of saving money on Disney at a place I shop at we ekly .
Pro tip when shopping at Walmart: every store has an internal pricing system that shows if a price has been marked down at all, or even how many times. Their secret price talk goes like this: 7,5,1. Any price ending in 7 is the original price and has never been marked down, prices ending in 5 have been marked down once, prices ending in 1 are at the final markdown prices.
Now, onto the gift cards! As always, check the Walmart gift card policies online regularly for the most up to date information!