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Where Can I Purchase A Visa Gift Card

Enjoy These Prepaid Card Benefits

How to Buy Visa Gift Cards without a Purchase Fee
  • The perfect companion to cash and your CIBC debit and credit cards.
  • Available to buy at banking centres, and through CIBC Online Banking® and the CIBC Mobile Banking App®.
  • You can buy up to 5 prepaid cards, one for each currency.
  • Buying and using a prepaid card wont affect your credit rating.
  • Load funds from your CIBC bank account or CIBC Personal Line of Credit, or with your credit or debit card at the Toronto Pearson Airport Banking Centre.
  • Save time when shopping online: use online banking to set up a Visa Checkout account with this card.
  • Free cash withdrawals at CIBC ATMs within Canada.
  • The ATM cash withdrawal fee is waived for one withdrawal outside of Canada per month.
  • Funds don’t expire3.
  • Free 24/7 online access to your account balance and transactions.

Buying Products To Resell

I know youve probably heard about this method, but if you havent, here is how it goes.

The technique not only offers you a chance to get cash out of your Visa gift card, but you can also make some extra money. In essence, its about taking advantage of great deals.

Platforms like PayPal allow you to pay for products through prepaid gift cards, and various retailers accept online payments.

Therefore, you can make an online or in-store purchase using Visa gift cards through PayPal.

If you spot a deal that is ideal for a product you can buy, you can do so and then resell the product at a profit or at a breakeven price to get your cash.

This can be a great option if you are able to get cheap deals for useful products that you can later resell.

See Related: Highest Paying Survey Sites to Make Money

Use The Visa Gift Card To Pay Your Bills

The next method, which is as good as getting liquid cash, is using the gift card to cover your bills. This can be done with the free service called Plastiq as mentioned above.

You can do this in the following ways:

  • Pay large bills like your mortgage, car payment, and more

Since you would have used cash to pay for the installments of loans like your car loan or mortgage, using the card is as good as cash.

Some companies, such as Plastiq, allow clients to settle certain bills through credit cards.

And, since Visa cards are perceived as credit cards, you can use them with companies that allow payment by credit.

However, you should know that since the company will treat the card as a credit card, the card will incur slightly fees. Its completely free to sign up and try.

Free

  • Pay everyday bills

Besides using the cards for larger bills, you can also use it to settle regular bills or, better still, make some local purchase with the Visa gift card.

This is possible since, in most cases, Visa gift cards are acceptable in stores that accept normal Visa cards.

Also, billers who accept the use of credit cards will, in most instances, take the gift card as payment.

See Related: 10 Ways to Get Money

Recommended Reading: How To Transfer Money From Visa Gift Card To Venmo

Visa Gift Card Troubleshooting Guide:

Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.

  • Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
  • Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
  • Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
  • Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.

Alternative To Gift Cards: International Prepaid Debit Cards

Can i buy a visa gift card with a credit card ...

As you can see international Visa gift cards come with restrictions. As an alternative, you can consider getting Visa Prepaid debit cars which are valid everywhere. Theyre reloadable, can be used at ATMs, and are easily replaceable if you lose them. But, note that if you get a prepaid debit card for someone else, its going to be under your name, which isnt very practical as a gift.

Visa Prepaid cards also charge a monthly fee and international transaction fees.

Still, weve put together a list of international Visa debit cards that might be useful for you.

  • AAA MemberPay Visa Prepaid Card
  • ACE Elite Visa Prepaid Debit Card
  • BB& T MoneyAccount Prepaid Debit Card
  • BBVA Compass ClearSpend Visa Prepaid Card
  • Commerce Bank mySpending Card
  • Green Dot Prepaid Visa Card
  • Kroger REWARDS Prepaid Visa Card
  • Money Network Prepaid Debit Card
  • MOVO Digital Prepaid Visa Card
  • MyVanilla Prepaid Visa Card

Also Check: How To Buy Minecraft With A Visa Gift Card

Spending With Your Card

Yes. Mobile wallets like Apple Pay, Google Pay and Samsung Pay allow you to add your prepaid card onto your wallet via the Mobile Wallet app. This allows you to pay for purchases in-store straight from your smartphone device via the Mobile Wallet app.

You can withdraw money using your prepaid card from ATMs worldwide. Just look for the Visa or Plus symbol.

If you are withdrawing funds from a country with a different currency than your prepaid card, your funds will be converted to local currency and a foreign conversion fee will apply.

You can only withdraw Canadian funds from CIBC ATMs in Canada. Even if a CIBC ATM in Canada dispenses USD, the prepaid card can only withdraw Canadian funds from the ATM.

You cant use your Smart Prepaid Travel Visa card to withdraw funds from CIBC multi-currency ATMs in Canada.

Note: You cant get cash back from a merchant or ask for cash advances.

No. Even with the U.S. dollar CIBC Smart Prepaid Travel Visa card, you can only withdraw Canadian funds from ATMs in Canada.

There is no additional conversion fee charged when funds are being withdrawn in a country with the same currency as your prepaid card.

Yes, but some merchants may advise you to use a credit card instead.

You will need to present your prepaid card and the merchant receipt for a refund. The merchant can return funds to the same prepaid card that was used to make the purchase.

Refunds to your card will be processed within 10 business days.

What Gift Cards Can You Buy From Tesco

You can use Pay+ to pay at all Tesco stores and petrol stations. Theres no minimum spend and you can pay for up to £250 per transaction. You can use Visa, Mastercard, Maestro and American Express cards You can redeem your Tesco Gift Card at any Republic of Ireland Tesco store. Treat your card like cash. Lost or stolen cards cannot be replaced. You can check your Tesco Gift Card balance on your receipt, by phoning 1800 555 955 or online by clicking Check your Gift Card Balance. Gift cards cannot be exchanged for cash. Please read terms and conditions on the back of the card before you buy. No refunds are available. Can You Buy Jd Gift Cards In Tesco. Yes you can use your Tesco Gift Card to buy petrol or any other item on sale in the shop or kiosk. At present you cant pay at a pump with a Tesco Gift Card. You can redeem your Tesco Gift Card at any Republic of Ireland Tesco store. Treat your card like cash. Lost or stolen cards cannot be replaced.

Read Also: Can You Use Lululemon Gift Cards At Outlet

Problem #: Not Always Easy To Use

Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.

For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.

If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.

Explanation of pre-authorization holds from the terms and conditions:

When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.

Visa Gift Cards Are Sold Online

Can You Use A Visa Gift Card On Amazon

An easy place to buy Visa® Gift Cards is online because you can order them right from your phone while youre out and about or you can buy one straight from your laptop or tablet when youre watching TV with your kids.

The best thing about ordering a gift card online is that you often have the ability to customize the Visa gift card with a name, greeting and possibly even a photo or video. The downside to ordering a Visa gift card online is that you might have to pay shipping charges and, unless you order an electronic gift card, youll have to wait for the plastic card to be delivered. If time is your friend, then this is the gift card I recommend.

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Adding Visa Gift Cards To Apple Pay Or Google Pay

Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.

If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.

Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.

Find Your Initial Balance And Track Card Value

Before you use your card you should know your cards initial balance, and remember to track your remaining balance after each purchase.

You can check your card balance by visiting the website of your card issuer or calling their toll-free customer service number.

If you would like to make a purchase for an amount greater than the balance on your card, youll need to use a second form of payment to cover the differencejust tell the cashier in advance the amount youd like applied to your gift card. The balance will then need to be paid with the second payment method.

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Video Transcript: Visa Gift Cards How They Work

Hi, Im Shelley Hunter, Gift Card Girlfriend here at Gift Cards.com, and heres what I love the most about Visa gift cardsthey can be used anywhere in the U.S. Visa debit cards are acceptedwhich to me, means pretty much everywhere. From little mom and pop restaurants to national retailers, if a Visa debit card is accepted, then the gift card will be too.

Heres a tip

  • Taking the time to make a personalized Visa gift card turns an ordinary gift card into a thoughtful gift. For example, if youre buying a gift card for the coach, upload a picture of the entire team or just an action shot of his son swinging the bat. If youre buying a gift card for your mom, choose a picture of the grandkids or get out the old photo albums and scan a photo of mom in her poodle skirt and beehive hairdo from the 50s. If youre ordering a gift card for a couple of newlyweds, select a picture from their wedding or a photo from when they first started dating. You get the picture. Be creative and think outside of the gift card box.
  • Social media is a great place to find unique photos that you can turn into gift cards. People often post their selfies, pictures of recent accomplishments and throwback photos that would all make some pretty terrific gift cards.
  • And 3, If you dont have time to upload a photo, select from hundreds of our predesigned gift cards instead. Simply choose a design you like, add a custom embossed name and message and complete your order.
  • How Do You Activate A Visa Gift Card Online

    Can i buy a visa gift card with a check

    There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:

    Step #1:

    First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.

    Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.

    With the help of this link, you can complete the registration procedure of your card as well.

    Step #2:

    If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.

    This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.

    Step #3:

    When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.

    This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.

    This is a legal need and requirement that you have to fill all of these sections.

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    Does Walmart Sell $500 Visa Gift Cards

    4.8/5sellVisagift cards$500Cardcards docardsWalmart

    You can purchase the Walmart Visa Gift Card in participating Walmart locations.

    Similarly, how much does a prepaid Visa card cost at Walmart? Walmart MoneyCard FeesIssuance fee : $3.00. Reload fee: $3.00 Monthly maintenance fee: $3.00.

    Subsequently, one may also ask, what is the fee for a $500 Visa gift card?

    Do All Visa Gift Cards Have A FeeYes the fee is based on the gift card’s value. Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee.

    What gift cards are sold at Walmart?

    • Visa Gift Cards.

    About Visa Gift Cards

    Visa is the world’s most widely-accepted credit card company. They help over 200 countries connect people, governments, businesses and financial institutions. From financial inclusion to advancing digital currency, Visa offers its consumers and clients secure and cutting edge solutions to their financial needs.

    Get the best Visa gift card deals when you shop Gift Card Granny. We take pride in our customization options, ease of ordering and speed of delivery. You can also save on the go with our mobile app!

    Send a prepaid Visa gift card to anyone, for any occasion. Simply select a traditional plastic gift card or an eGift card that the recipient can download for immediate use. Usable to make purchases on anywhere* that accepts Visa as a form of payment.

    Also Check: Where To Buy Baby Gap Gift Cards

    Visa Travel Card Features

    • 24 hour cash access. Use your Travel card to make purchases worldwide at merchants that accept Visa or obtain local currency at any ATM that displays a Visa symbol.
    • Variable purchase amounts. Visa Travel cards can be purchased in any amount .
    • Multiple Cards. You can purchase additional cards that allow you to access the same funds. Each additional card will have its own unique PIN. You can give them to travel companions, or keep them as instant replacement cards in case your card is lost, stolen or damaged.

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