Give Out The Visa Gift Card As A Gift
Sometimes, you may be required to give a gift to a friend or a family member for special occasions such as weddings.
Since the prepaid Visa gift cards are usually bought in denominations of $100, $200 or $500, it can be an excellent gift and will essentially serve as cash.
Instead of giving a check, a Visa gift card is just as good.
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Use The Visa Gift Card To Pay Your Bills
The next method, which is as good as getting liquid cash, is using the gift card to cover your bills. This can be done with the free service called Plastiq as mentioned above.
You can do this in the following ways:
Pay large bills like your mortgage, car payment, and more
Since you would have used cash to pay for the installments of loans like your car loan or mortgage, using the card is as good as cash.
Some companies, such as Plastiq, allow clients to settle certain bills through credit cards.
And, since Visa cards are perceived as credit cards, you can use them with companies that allow payment by credit.
However, you should know that since the company will treat the card as a credit card, the card will incur slightly fees. Its completely free to sign up and try.
Pay everyday bills
Besides using the cards for larger bills, you can also use it to settle regular bills or, better still, make some local purchase with the Visa gift card.
This is possible since, in most cases, Visa gift cards are acceptable in stores that accept normal Visa cards.
Also, billers who accept the use of credit cards will, in most instances, take the gift card as payment.
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Video Transcript: Visa Gift Cards How They Work
Hi, Im Shelley Hunter, Gift Card Girlfriend here at Gift Cards.com, and heres what I love the most about Visa gift cardsthey can be used anywhere in the U.S. Visa debit cards are acceptedwhich to me, means pretty much everywhere. From little mom and pop restaurants to national retailers, if a Visa debit card is accepted, then the gift card will be too.
Heres a tip
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Getting Cash Back From A Visa Gift Card
Yes, conveniently there are some ways that you can get cash for your Visa gift card and we will go through them today. By now, you probably already know that there are a handful of ways to get your hands on Visa gift cards for basically free:
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Then, you can convert them to cash using the methods below:
Visa Gift Cards Are Sold In Some Banks
Another place to buy Visa gift cards is from your bank. Not all banks sell them, but those that do typically sell cards to existing customers at a competitive ratearound $4 for any load value.
The primary benefit of buying gift cards from a bank is that you may be granted additional security features such as the same protection that comes with the banks credit or debit cards. The downside is that you typically have to be an account holder with the bank in order to buy a gift card. Check your bank to see if you can buy gift cards and what additional benefits are given to existing customers.
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Give The Visa Gift Card Away As A Gift
Another great way to convert Visa gift cards to cash is by giving them away as a gift. One of the great things about Visa gift cards is that they can serve as a cash gift. If you are attending a special occasion such as a birthday or baby shower, you can give a Visa gift card to the person.
The person will be able to use the gift cards like cash to purchase the items of their choice. This is a great way to give someone a gift that is similar to money. Instead of giving someone something like cash in a card, you can simply put the Visa gift card in a special card and give it to them as a gift.
Do Prepaid Cards Come With Fees
Before you open a prepaid card, it’s important to understand what fees may be associated with them. Most prepaid cards charge monthly maintenance fees around $10, which is similar to checking account fees that can cost up to $15 a month. But you may also pay a fee to open your prepaid card, typically around $5.
You can also expect to incur an ATM fee, reload fee and foreign transaction fee with many prepaid cards.
The PayPal Prepaid Mastercard® can cost up to $4.95 to purchase the card and charges you $4.95 a month to use the card. You may also incur ATM withdrawal fees of $2.50, check deposit fees ranging from $0 to 5% of the total check amount and a 4% fee on purchases made outside the U.S.
There are options out there with minimal fees. Bluebird® by American Express has no card opening fee when you open an account online , no monthly fee and no foreign transaction fees.
While there’s typically no minimum balance requirement, you could get stuck paying a monthly fee you regardless of your balance. Make sure you’re familiar with your card’s terms of service and reach out directly to your card issuer for more information.
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Sell The Visa Gift Card Online
In addition to Raise.com, there are some additional sites that you can sell your Visa gift cards on. Check out the sites below.
- Gift Card Granny: This site has been seen in places such as Forbes, NBC, and Oprah Magazine. On this site, you can sell your unwanted gift cards, and its not limited to just Visa gift cards. You can sell any type of gift card from stores you may have laying around your house. to check out Gift Card Granny.
- Gift Cash: Like Gift Card Granny, this site lets people sell their unwanted gift cards and send them payment for it. This site is great because they are constantly updating their list of accepted merchants. So if you happen to have a gift card that isnt on their list, you can just let them know and they will look into adding them to the list.
- Card Cash: With Card Cash, you can sell your gift cards on this site or buy discount gift cards to save money quickly.
- Game Flip:Game Flipis another site where you can sell unwanted and non-reloadable gift cards to earn cash.
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Can You Get Money From Selling Your Gift Cards
Absolutely. You can totally get money from selling your gift cards. The cool thing about selling stuff online is that you can always find a platform to sell items quickly.
This post shares some of the best ways and places to sell gift cards. Some of my favorites mentioned in this post are Gift Card Granny and Gift Cash. You can check out some of those sites to see if those are a good fit for you to sell your unwanted gift cards.
Get A Merchant Refund
In my opinion, this is the easiest and best way to get cash for your Visa Gift Card, however, it may be a bit unethical. All you would have to do is buy something from a retailer with your Visa gift card and return it a few days later.
Some stores will process your return and give you cash since you paid via debit. This method is pretty simple too and is not against store policy. This may be the best way to get cash back, the entire amount too, from your Visa gift card. The best part is that you get to walk away with cash!
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When You Should Get A Prepaid Card
Prepaid cards are a good option for parents who want to give their kids spending money without handing them cash that could potentially get lost. You can request a new prepaid card if it goes missing, and many card issuers allow you to lock your card to prevent unauthorized use.
And since you can incur overdraft fees with a debit card or quickly run up a balance on a credit card, a prepaid card can help you limit your kids spending to the amount loaded on the card.
Choosing a prepaid card could be a good choice for you if you have a history of overspending. A prepaid card might be a better alternative than a debit or credit card, as it can force you to stick to a budget by declining purchases that exceed the balance in your account. But make sure it makes financial sense. Even though you’re saving on potential interest charges or overdraft fees, the monthly fees on a prepaid card can get very expensive, too. If you decide that using a prepaid card makes it easier for you to manage your finances, make sure to sign up for a no-fee card.
Sell It On Facebook Marketplace
If you are looking to convert Visa gift cards to cash consider joining Facebook Marketplace to sell them. You can check out Facebook Marketplace to sell and buy unwanted gift cards. This is a pretty awesome way to get cash in exchange for unwanted gift cards.
My recommendation for selling on Facebook Marketplace is to make sure to put up high-quality images of the gift cards you want to sell. Additionally, make sure you know the correct balance on the card before you post it.
My recommendation for buying items on is to first make sure to read reviews of the seller. Ideally, you want someone with 5 out of 5 stars.
You can see a sellers rating by clicking on the item that they are selling and looking under the sellers information. If someone has a bad rating, skip getting any items from that person to save yourself the headache.
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About Gift Card Granny Virtual Visa Gift Cards
Buy an online Visa gift card. Enjoy the accessibility, security and convenience of a prepaid card. Use it to make purchases on any* website that accepts Visa as a form of payment. A Visa eGift card can also be used over the phone.
A Virtual Visa is emailed to the recipient and delivered in seconds. Instructions are included on how to retrieve the eGift code. Its a convenient and practical gift for any occasion. You can make digital Visa gift cards even more thoughtful by personalizing them with a photo or including a custom message.
Please note that electronic Visa gift cards are not returnable to Gift Gard Granny.
Best Sites To Get Free Visa Gift Cards
The list below is not a full list of sites where you can earn Visa gift cards. It is instead a list focused on quality so you know they will be worth your time and that they will actually pay you.
In other words, the sites on this list all have good earning potential. I will keep updating this list if there are any new good sites to join so make sure to bookmark this page and come back and check for new opportunities once in a while.
So, there you go. These are the 16 best and legit sites to join if you want to earn free Visa gift cards. Remember, the sites on this list are all FREE TO JOIN. So it wont cost you a penny to become a member.
And as Ive mentioned earlier in this article, if you want to earn a lot of gift cards, it is best that you join around 5 to 7 of the sites listed above.
In my opinion, this is the best number of sites to join if you are new to this type of site in order to maximize your time and earnings without getting too overwhelmed by the things you have to do to earn.
If you have any comments, questions, or know of a quality site that offers free Visa gift cards that is not on the list, I would love to hear from you in a comment below.
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Where Can Gift Cards Be Used
It can be used to make purchases everywhere Visa debit cards are accepted.
Here are some tips when using the card at:
- Restaurants, Beauty Salons, Hotels, Car Rental Agencies – It is customary for service-oriented or travel companies to require an available balance over the purchase amount . This is to ensure sufficient funds for tips or accidental expenses.
- Gas Stations – Paying at the pump using this card requires at least a minimum balance of $100. However, only the actual amount spent will be deducted from the card. If your gift card balance is less than $100, you can use the card inside the station, as long as the purchase does not exceed the remaining balance.
- On-line Merchants – In order to use this card for merchants who use address verification to verify purchases, you must register your card on-line at www.harlandclarkegiftcard.com. Login as a “Returning Cardholder” and follow the instructions to register your card. Your card may not be used at age restricted on-line merchant sites.
Select Rounded Up The Best Prepaid Cards That Can Help Parents Teach Their Kids About Money And Come In Handy If You Overspend With Cash Or Credit
Selects editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.
Prepaid cards are a relatively simple way for you to pay for purchases without opening a credit card or bank account. They work similar to a debit card in that you can use a prepaid card to pay bills, set up direct deposit and use mobile check deposit. You’ll even receive the same $250,000 FDIC insurance that protects your deposits if your bank fails.
One reason to opt for a prepaid card over other forms of plastic is that it’s a relatively low-risk way to manage your money. Parents can use prepaid cards as a way to teach their kids about money before making them an . And if you struggle to stick to a budget, you can use a prepaid card to help monitor your spending, with the goal of eventually graduating to a credit or debit card.
If you’re interested in opening a prepaid card, there are wide variety to choose from. To help make the process easier, Select rounded up the best prepaid cards, and below we’ve broken down everything you need to know before you sign up.
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Turn Your Visa Gift Cards To Cash By Buying And Reselling Items
This may take a few extra steps to do but it may be the only other option on this list that lets you make money from converting your Visa gift cards to cash .
As mentioned, most stores treat Visa gift cards like credit cards. This means that you can generally use them to buy items at almost any store, so keep an eye out for things that are either heavily reduced or in high demand.
In both cases, theres a good chance you may be able to resell the item at a higher price than what you paid. This, in turn, will let you eventually get cash from your gift card.