Sunday, September 25, 2022
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Where Do I Get A Visa Gift Card

Use The Cash App To Send Yourself Money

How To Get Free Visa Gift Cards (7 Legit Ways That’s Work)

This option is new and gives you the ability to transfer the full Visa gift card balance. However, it may not work for everyone as the app has caught on and doesnt allow it. But its pretty easy to do, first, download the free Cash app for iOS or Android.

Then you can send yourself money using your Visa gift card as the funding source. In order to receive your money simply add your bank account in order to receive your full balance. Just know that there is a 3% fee when personal payments are sent from a credit card when using the Cash app.

However, thats not that high compared to other options. For example, If you are trying to cash out a $50 gift card, youll only lose $1.50 in fees.

Pro-Tip: If you sign up using this link, youll get a free $5 to help cover the fees. Or check out the latest Cash app referral codes.

Take Your Pick: Predesigned Or Personalized

These days, Visa Gift Cards are more than just a last-minute gift that is bought off a rack. We offer shoppers the option to go online and design their own cards for a more personal and memorable gift. And theres also a digital version, the Visa Virtual Gift Account, that can be delivered quickly via email.

Turn Your Visa Gift Cards To Cash By Buying And Reselling Items

This may take a few extra steps to do but it may be the only other option on this list that lets you make money from converting your Visa gift cards to cash .

As mentioned, most stores treat Visa gift cards like credit cards. This means that you can generally use them to buy items at almost any store, so keep an eye out for things that are either heavily reduced or in high demand.

In both cases, theres a good chance you may be able to resell the item at a higher price than what you paid. This, in turn, will let you eventually get cash from your gift card.

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Easy Ways To Convert Gift Cards To Cash

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase or sign up through my links, at no cost to you. Please read my disclaimer for more info.

Do you have a Visa gift card that you wish to exchange for cash? Here are several easy methods you can use to convert gift cards to cash.

Visa gift cards are a great way of saving on shopping. Most are sold during promotions where stores offer incentives for shoppers to buy and use them. However, sometimes people need to convert a Visa gift card to cash.

Well, no cause for alarm.

If you wish to convert your gift cards to cash, there are numerous ways to do it.

In this article, we will explore the most feasible ways available to convert that Visa gift card to liquid cash.

But why would you want to convert your Visa card? Well, there are a number of reasons why someone may wish to do this.

If you are like me and check your net worth on Personal Capital daily, you likely think gift cards are a waste of time and space. Why carry virtual money when you can have cold hard cash to invest or pay down debt?

These Visa gift cards cannot be used to withdraw money at an ATM, which therefore makes them somewhat inflexible.

Preferred Method for Converting Plastiq

Our preferred method to use to convert a Visa card is with Plastiq. It’s completely free to join and you can pay for anything with credit cards. Even where credit cards aren’t accepted.

Free

Buy A Money Order With The Visa Gift Card

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Places such as Walmart let you purchase a money order using a Visa gift card. Keep in mind this can vary depending on the location, so make sure to call the Walmart you are going to visit to make sure this option is available in your area.

Once you receive your money order, you can deposit it into your bank and use it as cash. If you arent sure how a money order works, check out this article by Nerd Wallet. It goes through everything that you may need to know before getting started with getting a money order.

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Can You Transfer Money From A Gift Card To A Debit Card

While you cant directly transfer money from a gift card to a debit card, there are ways to achieve this with a few extra steps. For example, if you add your Visa gift card to your PayPal wallet and then transfer that money to your own account, youll have access to that cash via your debit card.

Similarly, by selling the card through an app or a website, the company that buys it from you will either transfer the money that you make to your bank account or may send you a check. Either way, the money will then be in your account and ready to be used by your debit card.

This means that while its not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.

How To Get Money Off Your Gift Card

Here is how to get money off a gift card.

The process is easier than you think. First, you have to check the balance on the card. This is so that you can determine if this is worth it or not.

Next, you are going to want to take your card to a gift card exchange kiosk. Follow the directions on the screen. Check over everything before you hit accept.

Take the receipt to the cashier and get your cash. It’s like going to the CoinStar.

Alternatively, to get money from your gift card you can do the following:

  • Sell your gift card.
  • Use the gift card to buy an in-demand product and then sell the product.
  • Buy money orders directly to pay yourself.
  • Trade your gift card for something else. This is similar to selling but you can get a different product for it in exchange.

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Why Should I Register My Visa Gift Card

There are several benefits:

  • It enables you to make purchases online. Your registered address will serve as the billing address that retailers require.
  • It enables representatives to more quickly assist you when you need assistance.
  • It protects you if your card is ever lost or stolen, so that you can be reimbursed for funds lost.

Can You Put A Visa Gift Card In Your Bank Account

3 Big Problems With Visa Gift Cards

You can deposit a gift card to your bank account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isnt transferable to an account.

However, as shown above, there are some roundabout ways to achieve this. For example, there are several options to transfer money from a gift card to your bank account via PayPal. All you do is follow the steps outlined above for getting the balance into your PayPal account and, from there, transfer that money to your bank account.

Keep reading to find out which specific options are available for this, if youd prefer the money end up in your account rather than converting your Visa gift card to cash in hand.

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Great Ways To Get Free Visa Gift Cards

Getting gift cards can be very useful. You are able to buy what you want without having to spend your own money. This is especially much better if the gift card you will use is a universal cash gift card.

Thats because you will be able to use the gift card in any store compared to a store-specific gift card. One such gift card is a Visa gift card.

But how do you obtain such gift cards? Fortunately, there are some great ways for you to get free Visa gift cards.

And the good news is, its fairly easy to get free Visa gift cards today. You just have to join a site that offers this as a reward and do certain tasks or offers in exchange.

The thing though is, there are many sites that offer Visa gift cards as a form of reward. So, it can be a bit troublesome to figure which site you should join not to waste your time.

So, to help you out, I made a list of sites you can join to earn Visa gift cards.

This article will show you how and provide you a list of the 16 best and legit sites where you can get these gift cards completely for free.

Disclosure: Some articles on this website contain affiliate/sponsored links. .

What Is The Difference Between A Pending Transaction And A Posted Transaction

Pending transactions are authorized transactions with a hold for the purchase amount until the transaction clears. Posted transactions are purchases that have cleared on your card. There are some pending transactions that are more or less than the amount you actually spent. Some retailers place a pre-authorization amount to ensure the account is active and that you have enough money to cover the purchase. Once the transaction posts to your account, the pending transaction will be removed within a few business days, and you can use the funds again.

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Can I Create A Pin

Yes – you can create a pin on the Gift Card website by selecting “My Pin” under the My Settings tab.

You can also request one at the time you activate your card using the toll-free number on the sticker. There is no charge for using the voice response system. If you activate your card on the website, you will need to call to request a PIN.

Many Complaints About Vanilla Visa Gift Cards Not Working

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Theres a total of 73 complaints to the Better Business Bureau in Columbus, Georgia for INCOMM financial services, the parent company of Vanilla Visa prepaid cards.

Sean A complained that he bought Visa gift cards for Xmas, $500 each. None worked.

On Christmas Day Donna wrote, horrible to purchase the visa card and cannot get a hold of anyone. The card is not working.

Leslies mom bought her Vanilla Visa card from Walmart but the retailer told her it couldnt help because it wasnt their product. And it is unclear if her gift card ever had money on it or if the money was somehow stolen before she received it.

When I opened it, the seal was still sealed. There werent any bends or creases in the packaging. Everything was still closed and sealed up, Herring explains.

While Vanilla Visa didnt share this information with Herring, its website directs Texas customers with unresolved issues to file complaints with the Texas Department of Banking.

Prepaid credit cards are considered money service businesses in Texas and regulated by this agency.

Herring is filing that complaint now along with another one to the Better Business Bureau. She has been waiting on the Vanilla Visa to respond since the day after Christmas.

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Nielsen Computer And Mobile Panel

The Nielsen Computer and Mobile Panel is a market research company that gives you free money just for downloading thieir app to your phone.

Leave the app installed in the background, and Nielsen will pay you free cash for sharing pieces of information.

This includes how many texts you send per day, how much time you spend on phone calls, etc. Nielsen then takes this data and then sells it to market research companies.

The Nielsen app will not read any personal information through your texts or listen in on any of your phone calls.

Furthermore, all information is kept anonymous, so they wont be able to link it back to you.

You can expect to earn around $50 per year per device with this passive income app.

Install the app on multiple devices and you can double or even triple your earnings.

As far as we know, right now Nielsen doesnt have any strict requirements on the amount of devices you can install the app on.

You can earn a free prepaid Visa virtual card by using the points that you earn by entering drawings. Usually these drawings award you with a $100 virtual Visa card, and sometimes even more.

Earn free gift cards to a retailer of your choice if you dont wish to participate in prize drawings.

This app is available on both Google Play and the App Store.

Find Ways To Pay Yourself

I dont advise trying this as it is against PayPals TOS but some people have mentioned online that they paid themselves with ease. Do this at your own risk of losing your account.

The process is simple though, you could get a friend to send you money and have them use the card. The only caveat is that you would lose 3% in the process due to PayPals fees. I dont recommend this, however, it is an option.

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What Is A Prepaid Visa Card

Lets first quickly go over what a prepaid Visa card actually is.

Usually, a Visa card is linked to your bank account, and you will be able to spend money that you already have in your bank account.

A prepaid card is a bit different. In the words of Visa itself:

They explain that you can get the benefits of having a Visa card without worrying about credit checks, expiring funds or overdraft fees.

What this means is that because the card is not linked to your bank account, but it is a card that you have preloaded with funds, you will not be able to spend more money than you have. This can happen on a regular card, but not on a prepaid card.

So you can get a prepaid Visa without having a bank account, and you can load money to it, and then spend this money.

Be aware that there are a couple of different prepaid Visa card you can get a regular prepaid Visa card, or a virtual Visa card.

The regular card is a card you will physically receive by mail and use it as a normal card. A virtual Visa card is a card that you do not receive physically, but you get an electronic code, and then you can use the funds online.

Both cards are as good as cash it all depends on your preferences. You can also check out this list of the best Visa Gift Cards that can be used the exact same way.

Making A Purchase With Your Visa Gift Card

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What if I change my mind and want to cancel a purchase?

If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.

Why was my Visa Gift card declined?
  • Your card may have expired. Check the expiry date printed on the front of your card. In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
  • Your remaining card balance may be less than the value of the item you wish to purchase.
  • Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
  • Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
  • Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer

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How To Activate Your Card

Visa Gift cards can be used for purchases just like you use your other cards. Many Visa Gift cards are activated automatically upon purchase and may be used immediately. However, some cards must be activated before they can be used. Follow the activation instructions provided by the issuer with your card.

Sign within the designated area on the back before making your first purchase to help prevent someone else from using the card. Keep a record of your card number and the issuer contact information in a safe place, separate from the card in case of loss or theft.

Best Sites To Earn Free Prepaid Visa Cards

Prepaid Visa is in my opinion a great reward for participating on survey and GPT sites. Most sites however also offer other rewards, so if you at some point prefer getting paid differently like for example getting paid through PayPal or gift cards, this is also possible.

Below I have however made a list of the sites that offers prepaid Visa cards and virtual Visa as rewards, and that in my experience are the sites with the most opportunities.

To get the most opportunities it can be a good idea to join several sites, as this will give your more chances of earning. If you have not joined survey and GPT sites before, 5-6 sites are good for a start, so you have time to get to know how to use all they have to offer. You can always join more later .

Now you know it is possible to join survey and get-paid-to sites and earn rewards that can be exchanged into free prepaid Visa card, which is a great reward.

Remember that to get the most earning chances, it is a good idea to join several sites, but do not join all of them at once, as it might then become overwhelming, and you will not have time to actually get to use each site and get to know the opportunities on each of them.

If you have any comments, questions, or have any experiences with survey or GPT sites that offer Visa cards as a payout method, I would love to hear from you in a comment below.

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