How To Get Cash From A Vanilla Visa Gift Card
The answer to the question of how to get cash from a Vanilla Visa gift card is the same as how to convert any Visa gift card to cash: using one of the strategies mentioned in this article.
That is, while you cant get cash from a Vanilla Visa gift card directly, nor can you transfer money or withdraw money from your Vanilla Visa gift card, there are several workarounds that have the same outcome.
Visa Gift Card Security
At Gift Card Granny, not only do we make it our mission to save you money, but we understand that your privacy is of the utmost importance.
When you buy a Visa gift card online from our site, rest assured that youll receive the correct gift card with the promised balance through a secure order. We will also protect your personal information during the transaction. This includes any sensitive details and data.
Do Visa Gift Cards Expire
While the funds on the gift card wont expire, its important to know that the plastic card will. If this occurs, the gift card owner will need to ask for a replacement gift card. The remaining balance of the expired gift card will then be transferred to the new gift card. Be mindful that there usually is an additional fee for inactivity this is subtracted from the balance of the card. A fee will occur if the card isnt used a year after activating. Remember to make a purchase within the year of your last purchase since there is a non-use fee as well.
The Gift Card Granny Visa® Gift Card and the Virtual Visa Gift Card are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Gift Card Granny Mastercard® Gift Card and Mastercard Virtual Gift Card are issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Use your Mastercard Gift Card and Mastercard Virtual Gift Card everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Use Your Visa Gift Card To Buy Other Merchants Gift Cards
If theres a particular store you shop at that doesnt accept your Visa gift card for purchases, you can use this card to buy a gift card from the store where you want to buy something.
And if you look online, you can sometimes find these for sale for up to 20% off meaning youre getting 20% of the Visa gift card balance for free.
This could include stores like Amazon, Walmart or even Starbucks if you were planning to convert your Visa gift cards to cash simply to get a caffeine hit.
Alternatively, you could earn gift cards to all these stores and dozens more just by using an app like Swagbucks. Its basically like earning free coffees from procrastinating on your phone!
How Can I Purchase A Td Bank Visa Gift Card
As a TD Bank customer you can purchase gift cards at your local TD Bank store or by calling Customer Service at 1-888-751-9000.
Gift cards can be purchased in dollar values ranging from $25 to $750.
|No Bank Guarantee||May Lose Value|
Clients may be referred to TD Ameritrade, Inc., member FINRA/SIPC for brokerage services and additional investing options. TD Ameritrade, Inc. is a subsidiary of TD Ameritrade Holding Corporation. TD Ameritrade Holding Corporation is a wholly owned subsidiary of The Charles Schwab Corporation. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.
Securities and other investment and insurance products are: not a deposit not FDIC insured not insured by any federal government agency not guaranteed by TD Bank, N.A. or any of its affiliates and, may be subject to investment risk, including possible loss of value.
Why Should I Register My Visa Gift Card
There are several benefits:
- It enables you to make purchases online. Your registered address will serve as the billing address that retailers require.
- It enables representatives to more quickly assist you when you need assistance.
- It protects you if your card is ever lost or stolen, so that you can be reimbursed for funds lost.
Lost And Stolen Cards
If your prepaid Visa card is lost or stolen, reach out to our customer service team by completing our contact form. A customer service representative will be in touch as soon as possible.
Please note that in some cases, prepaid Visa cards with remaining balances may be suspended and reissued with a minor service fee.
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Activate Your Visa Gift Card
To activate a Gift Card Granny Visa gift card, visit our Activate Visa page and enter in the 16-digit gift card number and 3-digit security code.
If you obtained a Visa gift card from another provider, there should be a phone number you can call or a website you can visit to activate your card. Make sure the gift card information is handy when you make the call or visit the website.
Protection For Unauthorized Purchases
Use your Visa card to make purchases anywhere and you’re protected from unauthorized use of your card or account information. With the Visa Zero Liability policy1, your liability for unauthorized transactions2 is $0-you pay nothing.
1 Visa’s Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
*A Visa Prepaid Card will be considered anonymous if the cardholder’s identity has not been validated by the issuing financial institution .
2 Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
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Where Can I Buy A Visa Gift Card
Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks. Looking for a gift card without a fee? Take your pick with a selection of popular brands through Gift Card Granny choose between restaurants, groceries, gas and more.
Where To Buy Gift Cards
Before you buy a gift card, ask if there are any restrictions on what you can buy.
Gift cards for various retailers are available:
- at Canada Post outlets
When you buy a gift card, make sure the retailer activates the card.
When you buy a gift card, you dont pay tax on the gift card. The retailer will charge tax when you buy a taxable item with the gift card. For example, you pay tax on a sweater you buy with a gift card, the same as you would when you pay with cash or credit.
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Visa Gift Cards Are Sold Online
An easy place to buy Visa® Gift Cards is online because you can order them right from your phone while youre out and about or you can buy one straight from your laptop or tablet when youre watching TV with your kids.
The best thing about ordering a gift card online is that you often have the ability to customize the Visa gift card with a name, greeting and possibly even a photo or video. The downside to ordering a Visa gift card online is that you might have to pay shipping charges and, unless you order an electronic gift card, youll have to wait for the plastic card to be delivered. If time is your friend, then this is the gift card I recommend.
Fast Checkout Has Been Activated
Your shopping preferences have been saved! They will be used to make checkout faster in the future! You can modify them at any time.
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You can modify these options at any time in the Fast Checkout section of your account.
You can modify these options at any time in the “Quick order” section of your account.
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Problem #: Gift Card Fraud
Finally, thieves love gift cards. On his radio show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.
Visa gift cards can be replaced if theyre lost or stolen, but there may be a fee involved sometimes $5 or more.
This is just one more reason Clark prefers credit over debit or gift cards. If you report a credit card lost or stolen, no money typically comes out of your pocket.
Understanding Denominations And Activation Costs
The available denominations for Visa gift cards vary with the issuer but typically begin at $20 or $25. You can also “create your own” and have blank cards loaded in even dollar amounts up to $500 or more.
Most also require an activation fee, which is approximately $4 for most cards. You can compare terms and fees on Visa and other gift cards online.
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Convert Your Visa Gift Card To Cash By Selling It To A Website
There are plenty of websites that will pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are also others like Gift Card Granny, CardCash and more.
If your gift card is digital, then the process can be instantaneous. But even if you have a physical card, some of these sites will pay for your postage to send them the card, so you wont end up losing any money on that front.
Like with the apps, the sites will take a fee based on a percentage of the balance of the card, so make sure you know just how much this is before agreeing to the sale.
Also, it can be a good idea to do some searches for the site youre considering using, just to get the most up to date reviews on whether other people have had a good experience with them.
Can I sell a Visa gift card to other people?
You can definitely sell a Visa gift card to other people, but youre probably going to have to accept less money than the balance on the card to make it worth their while to buy it from you.
Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make sure you keep in mind shipping costs if youre selling a physical card and, as always on these kinds of sites, keep an eye out for any scams. If something sounds too good to be true, it probably is.
* Metro Food Basics Gift Cards
- Metro-Food Basics gift cards can be used at all Metro and Food Basics Stores in Ontario and Quebec.
- Metro-Food Basics gift cards can be checked for their balance at all Metro and Food Basics Stores in Ontario and Quebec and on-line at www.metro.ca.
- Metro-Food Basics gift cards will be accepted at any time at Metro and Food Basics Stores. They have no expiry date and may be used immediately after activation by the store.
- Use of Metro-Food Basics gift cards is subject to the terms and conditions expressed on the cards.
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Visa Gift Cards Are Sold In Some Banks
Another place to buy Visa gift cards is from your bank. Not all banks sell them, but those that do typically sell cards to existing customers at a competitive ratearound $4 for any load value.
The primary benefit of buying gift cards from a bank is that you may be granted additional security features such as the same protection that comes with the banks credit or debit cards. The downside is that you typically have to be an account holder with the bank in order to buy a gift card. Check your bank to see if you can buy gift cards and what additional benefits are given to existing customers.
Looking For Gift Card Ideas
Clothing Who doesn’t need clothes? Whatever theyre into, get them something that always fits and keeps them in style from top fashion retailers.
Gifts for HimWhether he’s a gamer, handyman or outdoorsman, pick from his favourite brands and get him something he will truly love.
RestaurantsTreat someone to an inspired dining experience. Browse our diverse range of dining and restaurant gift card options.
Gifts for HerFind the perfect gifts for her – from great reads, hot tech to jewellery and cosmetics, surprise her with something special.
MoviesWhat better way to spend an evening than heading to the movies? Give a movie gift card tonight and let them enjoy the show!
Gifts for TeensGet a gift that will help teens stay on trend with the latest tech, accessories and fashion from their favourite brands.
TravelTreat yourself or your favourite travellers with a gift card for the perfect hotel in over 200 countries.
Gifts for KidsGet them a gift card that gives them everything they want including their favourite books, movies, music and video games!
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Add It To Your Venmo Account
Similar to PayPal, you can put your Visa gift card balance on your Venmo account. And this is actually a better option than PayPal if you were planning to transfer the money to your own account as cold, hard cash.
This is because Venmo doesnt charge any fee to transfer money from your Venmo account to your bank account, unless you select the Instant Transfer option. Otherwise, the money should arrive in your account within one to three business days.
To do this, go into the Venmo app and find the option that lets you add gift cards. Theres a chance that youll get a warning message here for fraud prevention, so either try again or give Venmo customer service a call at their helpline to see if they can clear up the issue.
Use It To Buy A Money Order
Stores like Walmart as well as certain grocery stores will let you buy money orders using your Visa gift card. That said, the availability of this can vary, so check if this is an option in your area.
But once youve done this, the money order can then be deposited into your bank account to be used as straight up cash.
One thing you should keep in mind, however, is that some banks have had a habit of shutting down accounts if too many money orders are deposited. As such if you do choose to do this, perhaps combine it with some of the other options on this list.
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Where Can You Buy International Visa Gift Cards
As weve mentioned earlier, its only possible to use Visa gift cards at sellers that are based in which the country youve bought your gift card. This means that if youve bought your Visa gift card in the US, then it can only be used there.
However, you can still purchase gift cards from online or physical retailers such as Amazon, JCPenney, or Walmart for example.
Can You Turn A Visa Gift Card Into Cash In Hand
Some of these options are better than others at turning a Visa gift card into cash in hand. In fact, this will really only be the outcome when youre trading your card in in-person, such as when selling it to someone or converting a Gift Card Kiosk voucher into money.
However, having the money added to your PayPal or bank account is as close to cash in hand as you can get. Simply add the extra step of going to withdraw it and youre on your way.
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Do All Visa Gift Cards Have A Fee
Yes the fee is based on the gift cards value.
- Gift card values from $10.00 to $74.99 have a $2.95 fee.
- Gift card values from $75.00 to $149.99 have a $3.95 fee.
- Gift card values from $150 to $249.99 have a $4.95 fee.
- Gift card values from $250.00 to $349.99 have a $5.95 fee.
- Gift card values from $350.00 to $500.00 have a $6.95 fee.
Best Options For Buying Visa And Mastercard Gift Cards
A common practice for increasing credit card rewards is to use a credit card to buy PIN-enabled Visa or Mastercard gift cards, and then liquidate those cards by using them to reload prepaid cards, buy money orders, or pay bills.
The first step is to find PIN-enabled Visa or Mastercard gift cards that can be bought with a credit card, with low fees, and without risk of incurring cash advance fees. Thats where this post can help. Note that this post focuses on options available within the United States only. Within the US, options vary by region, by county, by store, and even from one cashier to another.
You can often find promotions to save on the activation fees. Current and recently expired promotions are listed here:
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