Understanding Denominations And Activation Costs
The available denominations for Visa gift cards vary with the issuer but typically begin at $20 or $25. You can also “create your own” and have blank cards loaded in even dollar amounts up to $500 or more.
Most also require an activation fee, which is approximately $4 for most cards. You can compare terms and fees on Visa and other gift cards online.
Where Is The Best Place To Buy Gift Cards
From the gift card kiosk to online websites, insight on the best places to buy gift cards.
Buy gift cards from Visa and other top stores and restaurants with just a couple of clicks.
With so many places to buy gift cards, knowing where to purchase a gift card depends on the type of gift card you want to give and how soon you need it. Ive shopped all the options including retailers, restaurants, grocery store kiosks, websites, mobile sites, and more. In the comparison below, Ill share my experiences on the best places to buy gift cards and my thoughts on the advantages and disadvantages of each.
Activating Visa Gift Cards
Some online card purchases arrive already activated, while others require activation. You must call an 800 number to activate some cards, while you can register others online. To register online, you typically enter the gift card number and an activation code. With some online vendors, only bulk purchases require activation.
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Can I Purchase Bitcoin Anonymously Using A Visa Gift Card
In most cases, when you purchase your VISA gift card, there is no requirement to provide the merchant with any identification. In this sense, you can purchase the card anonymously. However, when you try to convert that card into cryptocurrency, it gets tricky as LocalBitcoins and Paxful have very low limits an unverified user can trade on their platform before their mandatory KYC process triggers meaning that you can buy bitcoin anonymously using a VISA gift card but only in very small amounts.
How are regular people making returns of as much as 27,144% in a year?
Visa Gift Cards Are Sold Online
An easy place to buy Visa® Gift Cards is online because you can order them right from your phone while youre out and about or you can buy one straight from your laptop or tablet when youre watching TV with your kids.
The best thing about ordering a gift card online is that you often have the ability to customize the Visa gift card with a name, greeting and possibly even a photo or video. The downside to ordering a Visa gift card online is that you might have to pay shipping charges and, unless you order an electronic gift card, youll have to wait for the plastic card to be delivered. If time is your friend, then this is the gift card I recommend.
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Where Are Visa Gift Cards Sold
With gift cards widely available online, in third-party stores, at banks and in a variety of other places, it would almost be easier for me to explain where you cant buy Visa® gift cards. But there are differences in the cards themselves and especially in the purchase price of each.
If you want a personalized Visa gift card, for example, youll have to order it online. If you want a Visa gift card quickly, youll need to buy it at a grocery store or send an electronic gift card instead. If you want to pay a low activation fee, then the gift cards at Giftcards.com are some of the lowest Ive found.
Of course, Im not a lawyer so I cant give legal advice, but I can speak from my own experiences. Below, Ill share the most common places Visa gift cards are sold and the benefits of each.
Reasons An Order May Have Been Cancelled
Your Visa gift card order may be cancelled for the following reasons: 1. The delivery address or email was deemed undeliverable.2. The personal or payment information provided did not match the details on file at your banking institution.3. Our third-party risk analysis partner refused to accept your order for compliance purposes.
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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Blue Cash Preferred Card From American Express: Best For Us Supermarket Purchases
The Blue Cash Preferred® Card from American Express lets you earn 6 percent back on up to $6,000 spent at U.S. supermarkets each year , 6 percent back on select U.S. streaming services, 3 percent back at U.S. gas stations and on transit and 1 percent back on all other purchases. You can also earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first six months. A $95 annual fee applies .
Why this card is ideal for gift cards: Use this card for gift card purchases when you shop for groceries at U.S. supermarkets and youll earn 6 percent back up to annual limits. You can also earn 3 percent back on gift cards purchased from U.S. gas stations.
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Does Purchasing A Gift Card Count As A Cash Advance
You should also be aware that some credit cards threaten to treat gift card purchases as a cash advance. In this case, you would be charged a cash advance fee and a higher interest rate as well.
Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
Buying Gift Cards In Person
Visa gift cards are sold at banks, grocery stores, big-box stores, and many other retailers nationwide. You can search banks in your area through a basic internet search and visit them for the card. The same internet search as simple as ”Visa gift cards” can provide alternatives on where the cards are available. You need to have an internet connection on your iPhone or computer and also turning on your GPS to locate Visa Gift centers in your location.
The cards are usually sold like any other retail item, which means you can pay by check, debit card, credit card or cash, depending on the store. When you buy Visa gift cards in a store, the cashier must activate them at the register.
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How To Purchase Gift Cards With A Credit Card
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
The scene is similar when you buy a gift card online and pay with a credit card. If you want to buy an Amazon.com gift card online, for example, you would simply head to Amazon.com and select whether you want a gift card mailed to you, one you can print at home or a gift card via email. From there, you add the gift card to your online cart and proceed to the payment page as normal.
Plenty of other websites let you buy gift cards and pay with a credit card using a similar method, including Staples.com, Walmart.com and Target.com.
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Costco Anywhere Visa Card By Citi: Best For Gas Stations
The Costco Anywhere Visa® Card by Citi doesnt charge an annual fee when you have a Costco membership , yet youll earn 4 percent back on the first $7,000 you spend at eligible gas stations each year , 3 percent back on restaurants and eligible travel purchases, 2 percent back at Costco and on Costco.com and 1 percent back on other purchases. You do need to be a paid Costco member to qualify.
Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.
Want To Get A Visa Gift Card
A smart gift anyone can appreciate.
The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and suits all your gift-giving needs. It’s also perfect for people of all ages. You decide how much money to give they decide where to spend it.
You will receive important information regarding the Visa Gift card such as how to activate and use the card. This information should be given to the recipient of the card.
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Adding Visa Gift Cards To Apple Pay Or Google Pay
Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.
If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.
Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.
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Ology For Selecting The Best Gift Cards
To identify the years best gift cards, WalletHub compared the cards affiliated with the countrys 50 most popular retailers in five categories that speak to their appeal and overall value. Each gift card was scored on a 100-point scale, with 100 representing the best option. Below, you can find the grading rubric that we used to calculate these overall WalletHub Scores. Cards for which discount, resale or store-rating information was not available were given 0 points in those respective categories.
Gift Card Popularity Rank : We used the number of people who search for each gift card online as a proxy for its popularity.
- 30 points: Ranks 1 to 5
- 25 points: Ranks 6 to 10
- 20 points: Ranks 11 to 15
- 15 points: Ranks 16 to 25
- 10 points: Ranks 26 to 50
- 5 points: Ranks 51 to 75
- 0 points: Ranks 76+
Average Buyer Discount : We checked the major gift card exchanges to see what kind of discount buyers can get on each card. For sites that dont buy gift cards directly, we used their recommended selling price.
- 30 points: 15.00%+
- 20 points: 10.00% to 14.99%
- 10 points: 5.00% to 9.99%
- 5 points: 2.00% to 4.99%
- 0 points: < 2.00%
Average Resale Value : To account for the potential that you dont end up using a gift card that you purchase or receive, we determined how much a seller could get for a $100 gift card from each retailer on the major gift card exchanges.
- 20 points: $80.00+
- 15 points: $75.00 to $79.99
- 10 points: $70.00 to $74.99
- 5 points: $60.00 to $69.99
- 0 points: < $60.00
Best Credit Cards For Purchasing Gift Cards
The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.
Here are some of the top credit cards for gift card purchases, along with where they work best:
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Where To Buy Visa Gift Cards In
If you dont want to buy Visa gift cards online, here is a list of retail stores, supermarkets, drug stores, gas stations, banks, and payday loan and check cashing businesses in the U.S. where you can walk in and buy a Visa gift card.
Here are some of the most popular supermarkets you can get Visa gift cards:
Alternative To Gift Cards: International Prepaid Debit Cards
As you can see international Visa gift cards come with restrictions. As an alternative, you can consider getting Visa Prepaid debit cars which are valid everywhere. Theyre reloadable, can be used at ATMs, and are easily replaceable if you lose them. But, note that if you get a prepaid debit card for someone else, its going to be under your name, which isnt very practical as a gift.
Visa Prepaid cards also charge a monthly fee and international transaction fees.
Still, weve put together a list of international Visa debit cards that might be useful for you.
- AAA MemberPay Visa Prepaid Card
- ACE Elite Visa Prepaid Debit Card
- BB& T MoneyAccount Prepaid Debit Card
- BBVA Compass ClearSpend Visa Prepaid Card
- Commerce Bank mySpending Card
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How Do You Buy The Best Visa Digital Gift Cards
Do you get stressed out thinking about shopping for a great Visa Digital Gift Cards? Do doubts keep creeping into your mind? We understand, because weve already gone through the whole process of researching Visa Digital Gift Cards, which is why we have assembled a comprehensive list of the greatest Visa Digital Gift Cards available in the current market. Weve also come up with a list of questions that you probably have yourself.
Weve done the best we can with our thoughts and recommendations, but its still crucial that you do thorough research on your own for Visa Digital Gift Cards that you consider buying. Your questions might include the following:
- Is it worth buying an Visa Digital Gift Cards?
- What benefits are there with buying an Visa Digital Gift Cards?
- What factors deserve consideration when shopping for an effective Visa Digital Gift Cards?
- Why is it crucial to invest in any Visa Digital Gift Cards, much less the best one?
- Which Visa Digital Gift Cards are good in the current market?
- Where can you find information like this about Visa Digital Gift Cards?
Were convinced that you likely have far more questions than just these regarding Visa Digital Gift Cards, and the only real way to satisfy your need for knowledge is to get information from as many reputable online sources as you possibly can.
This technology we use to assemble our list depends on a variety of factors, including but not limited to the following:
Visa Travel Card Features
- 24 hour cash access. Use your Travel card to make purchases worldwide at merchants that accept Visa or obtain local currency at any ATM that displays a Visa symbol.
- Variable purchase amounts. Visa Travel cards can be purchased in any amount .
- Multiple Cards. You can purchase additional cards that allow you to access the same funds. Each additional card will have its own unique PIN. You can give them to travel companions, or keep them as instant replacement cards in case your card is lost, stolen or damaged.
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