Best Places To Buy Gift Cards In 2021
- 9 minute read
Gift cards used to only be sold for face value, and you would seldom see a sale of any type on one.
People who walk into shops to redeem gift cards, on the other hand, are more likely to make a purchase of full-priced products than people who spend their own money, will likely spend more than the value of their gift cards, and/or will return to the store multiple times to redeem their gift cards.
Merchants who want more of these customers in their establishments use gift cards to entice both present-givers and clever shoppers who use gift cards to save money on their planned expenses.
So, where can you get fantastic gift card offers and save money? You have a few options, but first, let me explain the differences between two types of gift cards that are sold for less than their face value.
First, there are cheap gift cards that have been previously used and are sold by gift card resellers. Second, new gift cards are now available for purchase at a variety of physical and digital venues.
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Best Ways To Save Money On Gift Cards
Gift cards are sold just about everywhere these days. Supermarkets, malls, grocery stores, gas stations you name it. But, youre basically paying full price for the face value of the gift card.
Merchant-branded gift cards dont involve Purchase activation fees, so a $25 gift card will cost you $25. Visa, MasterCard, and American Express gift cards all require a Purchase Fee, which can be anywhere from roughly $3 to close to $6 or so depending on where you buy.
Where To Buy Visa Gift Cards: 27 Places Listed
You can buy Visa gift cards at a variety of major retailers. Purchase fees are about $3 for gift card amounts up to $75, about $4 for $76 to $250, and about $6 for $251 to $500. Availability and denominations may vary by location. Note that Visa gift cards are different than Visa prepaid cards, which are reloadable and have higher activation fees.
If youre looking for Visa gift cards that you can use outside of the country of purchase, check out our explanation of where to buy international Visa gift cards.
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Are There Any Fees When Using A Prepaid Visa Gift Card
When making a purchase outside the United States, a foreign transaction fee of up to 2% will be added to the purchase amount. In addition, some merchants may charge a small transaction fee, conversion fee , or holding/authorization fee. Be sure your balance can cover any possible fees to avoid declined payments.
Option : Order Bulk Gift Cards For Small Businesses
BEST FOR: Small businesses. Gift cards will have a one year expiration date.
Buy bulk reward cards for small businesses
A couple of years ago, we got permission from the bank to allow small businesses to buy bulk reward cards in orders of 50 cards or less. When using our small business gift card solution, you now have the option to put a company logo, product image or tagline on the card. You can even upload a picture of the team, the company mascot, or another image that the recipients will enjoy. If you dont have time to get that creative, select one of our predesigned gift card images instead. Write Happy Holidays,Job Well Done,Great Work or some other expression on the embossed message line.
If you want to start a gift card program for your business, read Gift Card Girlfriends Complete Guide to Gift Cards for Small Businesses.
If youre a small business owner, there is a new gift card option for small business owners. Check out CardNow.
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Get A Visa Gift Card With Rewards
Buy a Five Back Visa Card now.
Visa just launched a new gift card that gives you 5% money back when you use the gift card at participating merchants. The gift card is called Five Back Visa and its available in stores and online for $6.95 plus the dollar value of the card.
When you use the Five Back Visa gift card to make a purchase at a growing list of merchants, youll get 5% of the transaction amount loaded back onto your card. So, for example, if you use the gift card to make a $20 purchase at CVS, youll get $1 loaded back onto the card after the transaction is complete. That seems simple enough.
The savings, however, stack up further if you get strategic with the gift card using the following tricks:
Shop at Participating Merchants.
The Five Back Visa gift card is usable wherever Visa debit cards are accepted, but you can reduce the overall cost to purchase the gift card by using it at merchants listed on the Five Back Visa website. If you buy a $100 Five Back Visa gift card, youll pay $6.95 to activate it. If you only use the card at participating merchants, youll get $5 back on the initial purchase and an extra 5% on the $5 you earn for a total of $5.26 back by the time the gift card is fully redeemed. That makes the total cost of the gift card just $1.69. Not a bad deal. If you give the gift card to someone else, then thats an additional $5.26 the recipient has to enjoy.
Stack onto other Deals.
Load the Card with More than $140.
Best Places To Buy Discounted Gift Cards
by Saeed – Last Updated May 20, 2021
Who doesnt like gift cards?
There is a reason why these plastic cards have been the most requested gifts in the U.S. for the past 8 years in a row according to surveys by the National Retail Federation.
But whats even better than getting gift cards is being able to buy them for less. Half priced gift cards and even GCs up to 90% off arent unheard of.
Whether it is for yourself or as a gift for someone else, if you can buy a card for less than its face value, then thats a great deal.
Youd never be able to buy $20 cash for less than $20. But, amazingly, you can get a gift card thats worth $20, for less than that amount.
You just need to know how to do it.
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There are plenty of tips, tricks, and websites that you can use to get discount gift cards and here are some of the most effective ones.
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Adding Visa Gift Cards To Apple Pay Or Google Pay
Before you add a Visa Gift Card to your Apple Pay or Google Pay accounts, make sure it’s activated. Please note that Virtual Visa gift cards are able to be added to Apple Pay and Google Pay Wallets, but are not able to be used at a cash register or physical point-of-sale systems. Also please note that at this time, Gift Card Granny Visa and Mastercard gift and reward cards can not be added to Apple Pay or Google Pay.
If you already have Apple Pay set up on your device, open the Wallet app and tap the plus sign icon or Add card. Take a picture of the gift card with your phone or manually enter in the information. Tap next. If need be, verify the card with the issuing bank or gift card provider. After confirming, tap next.
Open the Google Pay app and tap Payment. Then, tap the plus sign icon or Add credit or debit card button. You can take a photo of the Visa Gift Card or enter it in yourself. You may be asked to verify your payment method before proceeding. Enter in the provided verification code.
The Best Place To Buy Gift Cards Changes
As a gift card expert, Ive researched all of these options. More importantly, as a consumer, Ive used each one as well. When I have time to plan, I order personalized plastic gift cards. When I need a gift card for a kids birthday party, I often buy one from Target. When Im running out the door to a family gathering, I buy a gift card from the grocery store kiosk and pick up a little treat to make the gift more personal, and when I need to send a gift card to someone who doesnt live nearby, I send egift cards via a myriad of mobile apps and websites. In my experience, theres no single best place to buy gift cardsthere are many great places that end up being the best place for you, depending on your timing and circumstances. Id love to hear your thoughts as well. Where do you think the best place to buy a gift card is? Let me know in the comments below or comment on my Twitter feed .
Happy Gift Carding!
~Shelley Hunter, Gift Card Girlfriend
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Problem #: Gift Card Fraud
Finally, thieves love gift cards. On his show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.
Visa gift cards can be replaced if theyre lost or stolen, but there may be a fee involved sometimes $5 or more.
This is just one more reason Clark prefers credit over debit or gift cards. If you report a credit card lost or stolen, no money typically comes out of your pocket.
Can You Buy Gift Cards With A Credit Card
Yes, you can buy gift cards with a credit card. Most retailers will accept them, but your issuer may or may not let you earn rewards for this purchase, so make sure to check the stipulations regarding gift card purchases on your account beforehand. According to CNBC, up to $3 billion worth of gift cards goes unused every year. So while your loved ones may not be making the most of their gift card redemptions every holiday season, you can do your research and rest on the satisfaction that you at least received your credit card rewards from the purchase.
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Visa Gift Cards Are Sold Online
An easy place to buy Visa® Gift Cards is online because you can order them right from your phone while youre out and about or you can buy one straight from your laptop or tablet when youre watching TV with your kids.
The best thing about ordering a gift card online is that you often have the ability to customize the Visa gift card with a name, greeting and possibly even a photo or video. The downside to ordering a Visa gift card online is that you might have to pay shipping charges and, unless you order an electronic gift card, youll have to wait for the plastic card to be delivered. If time is your friend, then this is the gift card I recommend.
How To Find A Sale On Gift Cards
It used to be that gift cards only sold for face value, and you would rarely find a sale of any kind on a gift card. But merchants have figured out that customers who come into their stores to redeem gift cards are profitable customers because they are more likely to buy full-priced merchandise than customers spending their own money, will likely overspend the value of their gift cards, and/or will make multiple trips into the store to redeem their gift cards.
So now I see more and more merchants offering gift card deals to get you big spenders into the store!
So where can you find great deals and savings on gift cards? Well, youve got several choices, but first let me clarify the difference between two types of gift cards that sell for less than face value. First, there are pre-owned discount gift cards that are sold through gift card resellers. And secondly, there are new gift cards for sale at a variety of physical and digital locations.
Here is a little bit more info:
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Visa Gift Card Security
At Gift Card Granny, not only do we make it our mission to save you money, but we understand that your privacy is of the utmost importance.
When you buy a Visa gift card online from our site, rest assured that youll receive the correct gift card with the promised balance through a secure order. We will also protect your personal information during the transaction. This includes any sensitive details and data.
Option : Order Multiple Consumer Cards Online
BEST FOR: Small orders of up to 50 cards with no early expiration dates
Buy gift cards including Visa, Mastercard and top brands.
While you might not want to hold up the checkout line at the grocery store to activate 20 different gift cards, ordering multiple cards online is pretty easy. At Giftcards.com, for example, you can buy up to 49 Visa gift cards in a single order. These are consumer cards so you dont have to worry about any corporate restrictions or near-term expiration dates. Though ordering en mass, you can still customize each gift card in the order with a unique image, embossed message and variable load amount. Buy multiples of the same card and be done or spend a few minutes picking different pictures and messages for each person. If you have the time, we have the technology.
If you want bulk store brand gift cards instead of bank-issued brands, we have those as well. Alternatively, you can check out the store or restaurant you prefer and order directly from their website. Suppose you want to treat everyone in the office to a CVS gift card to encourage healthy habits during cold and flu season. The CVS website says customers can purchase up to 30 gift cards. Most prominent brands have similar offerings. Though the number of cards and dollar limit allowed may vary, youre likely to find some type of bulk ordering process available.
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Why Choose A Prepaid Visa Gift Card
While this virtual Visa Gift Card is a great solution for any online buyer, it is especially useful for young people, frequent travelers and for those abroad. The primary benefits of your card are:
It is usable online wherever Visa Debit Cards are accepted or in any U.S. webshop that accepts Discover® Cards.
This prepaid card is not a credit card, thus not affecting your credit rating, nor is it attached to your bank account.
Its issued immediately, without an application process. Simply buy your non-reloadable card online, enter your current billing address and receive the card details immediately.
Important information is all in one place. Once registered on MyPrepaidCenter, you can easily check your remaining credit and transaction history in your account.
Top Sites For Buying Gift Cards
Raise.com is one of the best for buying gift cards and its my personal favorite. Youre basically buying previously owned gift cards at a discounted rate. This gift card exchange site will only carry merchant-branded options, since thered be no reason for someone to sell off their Visa or MasterCard gift card. Use this gift card exchange site to sell off any unwanted gift cards you may have also.
Save On Popular Gift Cards Below With Raise.com
- TJ Maxx
- Whole Foods
Gift Card Granny offers branded gift cards from various retailers, as well as a variety of Visa and Mastercard gift cards. Youll be able to get various discounts and cash back rewards with your purchases.
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Problem #: Not Always Easy To Use
Clarks second problem with Visa gift cards is that a lot of people say its difficult to use up the entire balance on the card, especially when theres only $5 or $10 left.
Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined.
For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.
Restaurants can also be tricky. Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add.
If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.
Hotels and car rental companies also place preauthorization holds. You must always make sure you have enough money on the card to cover the purchase amount and the hold.
Explanation of pre-authorization holds from the terms and conditions:
When making a purchase at a merchant that provides certain services or accepts tips, a preauthorization hold may be placed on your card for the estimated total price of your transaction.
This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance.