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HomeExclusiveWhere To Buy International Visa Gift Card

Where To Buy International Visa Gift Card

Are There Any Restrictions When Paying With An Instant Visa Gift Card

Can I Buy International Gift Cards?

Your card should be accepted on any U.S. website that accepts Discover® Cards as a payment method or Visa Debit Cards internationally. It cannot be used for recurring bill payments, memberships, subscriptions, hotel and/or car rental reservations, or getting cash at ATMs. Depending on the merchant, split tender payments may be declined, extra fees or restrictions may apply. Be sure the prepaid balance of your card can cover the total amount of your order.

International Prepaid Debit Cards

Wise

When youre traveling it makes sense to have several different ways to access your money, to make sure you never get stuck without funds. So if carrying cash, or using a regular debit or credit card is your familiar plan A, youll want a solid alternative as a plan B.

A prepaid travel card can be a great option. In fact, international prepaid cards are increasing in popularity all the time, thanks to their unique advantages, and the range of options available.

This guide will walk through the types of prepaid debit cards which are suited to international travelers – what they are, how to get one, and which cards offer the best deals.

Before well walk you through, a word. A great option for taking your travel money with you abroad is Wises Travel Money Card. It lets you convert your local currency to spend when travelling, giving you the best rate for spending in more than 50 different currencies.

Dcu Visa Gift Card Details

  • Great choice when you don’t know what gift to buy They can use it everywhere Visa debit cards are accepted. It is convenient shopping for you, and your recipient gets to buy exactly what they want.
  • Denominations available from $25 to $500
  • Only $3.95 per card Two card styles available.
  • Purchase at every DCU branch Just ask your teller.

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Why Would A Visa Gift Card Be Declined

The card might get declined if:

  • The purchase price is higher than the balance on the card. Note that, if you shop internationally, a foreign transaction fee of up to 2% will be put on top of the purchase amount.

  • The merchant doesnt accept Visa Debit Cards or Discover® Cards .

  • The billing address you entered at the merchant website is not the same as you entered when you created the virtual card in your account.

  • It is used for a recurring bill, subscriptions or reservation, which put a hold on the available funds for up to 30 days.

  • You try to use it in a prohibited country.

  • You choose debit instead of credit when given the option.

  • Which Gift Cards Work Internationally How Do They Work

    $50 Visa Prepaid Card (Mail

    The major credit card companies offer blanket protection and almost instant access to purchases via debit and gift cards throughout the United States. After all, what commercial business is going to refuse a purchase made with an American Express, Mastercard, Discover, or Visa card in any form as long as the monetary value is up to par? Heres the rub: while those brand logos are recognized globally, the spending rates arent in most cases.

    International fees and currency transfer rates can significantly change the value of an existing gift card, making it either too hard to transfer or simply not worth the effort. Thats not to say all gift cards are worthless outside of America because thats a ridiculous notion in the technology-driven 21st century. But you have to make sure the chosen gift card is recognized Internationally prior to checkout.

    American Express and Discover cards are never accepted outside of the United States, even in Canada. However, some gift cards, such as Visa and Mastercard gift cards, can be used in other countriesas long as they clearly state that. Fees and regulations should also be listed on the packaging when and wherever you buy gift cards.

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    Gift Cards For Use In Canada And Other Countries

    I am finding an increasing number of popular U.S. store and restaurant gift cards can be redeemed at locations in Canada and a few that can be redeemed in the United Kingdom and other countries as well. Amazon has several options, of course. But some brick and mortar stores like Gap, Banana Republic, Aerie, Costco and more will also allow you to purchase a gift card in the U.S. and use it across the border . Be careful to check the terms and conditions of an international card before you purchase it to understand how the exchange rate will be calculated and to see if there are any shipping charges that impact how usable the gift card will be for the recipient. Click to find my growing list of gift cards that work in Canada and other countries.

    Guide To International Gift Cards

    Giving a gift nowadays is easier than ever, thanks to the availability and variety of gift cards on the market. After all, where else can you score that perfect surprise ranging from $10 to $200 for everyone from a reclusive coworker or your childs substitute math teacher to your spouse or close family member?

    The right gift card can do wonders for building or reinforcing a relationship as well as help pad your budget while traveling. Unfortunately, over $1 billion of these little plastic treasures go unspent annually, so its essential to know which ones to buy, send, and use whether traveling abroad or sending them Internationally.

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    What Is A Prepaid Card And How Does It Work

    In many ways, prepaid cards work similarly to your regular debit card. Youll be able to use a prepaid card to make ATM withdrawals or payments in stores, and youll avoid overdraft fees because you cant spend more than youve topped up. Carrying a card is convenient, and safer than having a lot of cash on you.

    So far, so familiar. But prepaid cards can be especially useful if youre planning on going overseas, as long as you choose one specifically designed for travelers.

    Youll find prepaid cards you can pick up before you leave home, and top up online in dollars. You then select the currency you need when youre abroad, and switch your balance, so you know exactly how much you have in the foreign currency.

    This can make it easier to budget for a trip, as you know exactly whats available, and there should be no surprise fees or costs associated with exchange rate fluctuations. It also means you dont have to spend time searching for a currency exchange office in an unfamiliar place – leaving you free to get on with enjoying your trip.

    There are also travel cards which dont switch your dollars in advance of your trip, but do so as and when you use your card for spending. These are rather more like using a regular debit card, but do mean you wont be able to see the exchange rates used until after the transaction has been processed.

    Are Prepaid Cards Good For International Travel

    â How To Register Activate Walmart Visa Gift Card ð´

    Prepaid cards may also be sold where youd get your favorite gift card, but they are not the same thing. Prepaid cards differ in one specific way: they can and are meant to be reloaded. However, while they can be used internationally, thats not a given. A prepaid card has rules and regulations just like gift cards, although often far fewer rules. If you can get a reloadable gift card, note the restrictions as most labeled gift cards are only spendable within the United States. Prepaid cards, specifically, are not guaranteed to have any protection, regardless of which logo is on the card. Fortunately, each prepaid card or company will list those protective clauses.

    Prepaid cards for specific stores or businesses can rarely be used internationally. But even a Visa or Mastercard prepaid card may have domestic limits. Reloadables are meant to be purchased once and then have additional funds added as the initial value is spent. For that reason, theyre often safer and smarter budgeting solutions for domestic travelers than debit or traditional credit cards. If you do want an international prepaid card, youll need to opt for a specific travel card such as Visa Travel Money which is intended for such needs.

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    What Our Clients Are Saying:

    Quick at responding

    It has been an amazing experience dealing with PerfectGift.com at all times! They are quick at responding and pleased to assist with any questions or concerns we might have.

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    Customer for life! They have been an amazing team and have assisted with all of our orders. From a few cards to over 1,000 custom cards including recipient names & message at Christmas – their customer service and attention to detail has been flawless.

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    Target gift card

    The PerfectGift Visa® Reward Cards are issued by Sutton Bank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Card can be used everywhere Visa debit cards are accepted. Visa Virtual Account can be redeemed at every Internet, mail order, and telephone merchant everywhere Visa debit cards are accepted. Terms, conditions and expiration apply. The PerfectGift Mastercard® Reward Cards are issued by Sutton Bank®, Member FDIC, pursuant to a license from Mastercard International Incorporated. No cash access or recurring payments. Card can be used everywhere Mastercard debit cards are accepted. Mastercard Virtual Account can be redeemed at every Internet, mail order, and telephone merchant everywhere Mastercard debit cards are accepted. Terms, conditions and expiration apply.

    Protection For Unauthorized Purchases

    Use your Visa card to make purchases anywhere and you’re protected from unauthorized use of your card or account information. With the Visa Zero Liability policy1, your liability for unauthorized transactions2 is $0-you pay nothing.

    1 Visa’s Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.

    *A Visa Prepaid Card will be considered anonymous if the cardholder’s identity has not been validated by the issuing financial institution .

    2 Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

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    Getting Started With Visa Reloadable Prepaid Card

    Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time!

    These Cards are great for every day spending such as coffees, groceries and online shopping. They are also ideal to give to younger children as an allowance card or for school field trips.

    With Visa Reloadable Prepaid cards, you are protected under Visa’s Zero Liability policy 1 and the cards are secure and convenient.

    Choose Your Atm Wisely

    International prepaid Visa gift card

    Not all ATMs are made equal. Some charge higher fees than others, and while youre usually notified of the charges before you get started, you could end up paying more than you expect if youre in a hurry to get cash.

    Research your destination online using resources like Tripadvisor and Reddit to see which ATM will charge you the least, especially in popular tourist destinations. Do not take out cash too often to avoid excessive fees.

    Also Check: Airbnb Gift Card Balance

    Netspend Visa Prepaid Card

    You can apply for a prepaid Visa debit card for international use online from NetSpend. Their card is issued by MetaBank. Therere no lower limits on recharging these prepaid Visa cards. You can recharge them using gift cards, debit cards issued by plasma collection centers and others by simply transferring the balance online.

    The NetSpend Visa debit card doesnt come with any frills. It has global acceptance. And you can hold more than one NetSpend Visa debit cards. These are ideal for giving to your children who may be traveling abroad for studies or holidays. You can recharge them instantly through the NetSpend website.

    Can Amazon Walmart Mastercard Visa Gift Cards Be Used Internationally

    Most travelers dont worry about whether their favorite gift card will be honored on their adventure. They simply pack the gift card and expect a well-known business name will be accepted without question. Unfortunately, many travelers are disappointed due to blind faith and lack of pre-planning. Regardless of the card logo, most gift cards are issued by a specific bank or business and are therefore restricted to domestic use. Some common brand rules are as follows:

    Amazon Amazon has a different site for each country it serves, and each site requires an be bought and spent in that region i.e.: an card cannot be used in Canada, but an amazon.ca card can.

    Best Buy While a Best Buy gift card is easily spent at Best Buy, it is only accepted at stores and online in the United States.

    Home Depot Home Depot is one store that may accept a Home Depot gift card in any of its stores or online throughout the U.S., Canada, and Mexico. Check the FAQ online before checkout or on the gift card packaging for current rules.

    iTunes While Apple is a global name, an iTunes gift card can only be used in the United States.

    Walmart Walmart operates in over 55 countries globally, but the company still doesnt sell international gift cards. Any Walmart gift card bought in the U.S. can only be spent domestically.

    Whole Foods Whole Foods may now be a subsidiary of Amazon, but its still considered an American company and its gift cards are only accepted in the United States.

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    Visa Virtual Account Faq

    What is a Visa Virtual Account?

    A Visa Virtual Account is delivered via email and delivery may take up to 24 business hours from the time of purchase.

    Can Visa Virtual Account be used in stores?

    Visa Virtual Account is only redeemable online and the balance of the card must cover the full amount of the transaction. Heres a tip! If the Visa Virtual Account balance is less than the transaction total, then first use the Visa Virtual Account to buy an eGift card from the online merchant. When the merchants eGift card arrives, apply the merchants eGift card to your purchase and pay the remaining balance due with a debit or credit card.

    Whats the difference between a Visa gift card and a Visa Virtual Account?

    Both Visa gift cards and Visa Virtual Account are redeemable wherever Visa is accepted, however, Visa Virtual Account are only redeemable online and the balance of the Virtual Account must cover the full amount of the transaction. Visa gift cards are shipped via USPS or UPS, depending on the shipping method selected. Visa Virtual Account are delivered via email.

    How long does it take for my Visa gift card or Visa Virtual Account to be delivered?

    Visa Gift Card Shipping & Delivery Faq

    International Visa Gift Card
    Where do you ship Visa gift cards?

    Gift cards may be shipped to valid street addresses within the United States. We will accept orders from an APO address, but can only ship gift cards to residents of the United States. International orders will not be accepted.

    How can I place a corporate gift card order for Visa gift cards?

    You can place an order for Visa gift cards in bulk at OmniCard.com.

    How are Visa eGift cards delivered?

    Visa eGift cards are delivered as follows:

    • Your recipient will receive an email message from Giftcards.com that contains a link to the Visa gift card.
    • The link will take the recipient to Giftcards.com and prompt the user to enter the email address that received the eGift card and a captcha must be completed. From there, they will be taken to a page that has a link to the activation page.
    • You will also receive a confirmation email. If the recipient does not receive the merchant eGift card, instruct the recipient to check their email as well as any SPAM or promotion folders or automatic filters for an email from Giftcards.com.
    • Please refer to the Activation page to redeem your gift card. If the gift card does not arrive within the expected time frame, contact Customer Service for assistance at 877-944-3822 or visit our Contact Us page. Please have the invoice number and the recipients email address available prior to making the call for fast assistance.
    How long does an Visa eGift card delivery take?

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    Do International Prepaid Cards Have Foreign Transaction Fees/where Can You Find Them

    Prepaid cards and gift cards can be a great alternative to ATM cards or a wallet full of credit cards while traveling. Its essential to be aware of potential transaction fees, though. Most specific stores or businesses are pretty lax on that, but prepaid cards that are tied to banks can come with a lot of extra fees. These can include monthly usage or inactivity fees up to $10, loading or ATM fees up to $6 per transaction, and a foreign transaction fee of up to 3% every time its used. Always, always, always check the fine print prior to buying any prepaid or gift card.

    While most gift cards can only be used domestically, Mastercard and Visa debit cards, prepaid or otherwise, can usually be used anywhere. Some of the best International travel card solutions include:

    Visa Gift Cards Are Sold In Some Banks

    Another place to buy Visa gift cards is from your bank. Not all banks sell them, but those that do typically sell cards to existing customers at a competitive ratearound $4 for any load value.

    The primary benefit of buying gift cards from a bank is that you may be granted additional security features such as the same protection that comes with the banks credit or debit cards. The downside is that you typically have to be an account holder with the bank in order to buy a gift card. Check your bank to see if you can buy gift cards and what additional benefits are given to existing customers.

    Send a gift in seconds with a Visa eGift card or a Top Merchant eGift card.

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