Friday, June 17, 2022
HomeFactsWhere To Buy Visa Gift Cards With Credit Card

Where To Buy Visa Gift Cards With Credit Card

Why Choose A Prepaid Visa Gift Card

How to Buy Visa Gift Cards without a Purchase Fee

While this virtual Visa Gift Card is a great solution for any online buyer, it is especially useful for young people, frequent travelers and for those abroad. A few primary benefits are that your card is:

  • Usable online wherever Visa Prepaid Cards are accepted.

  • This prepaid card is not a credit card, thus not affecting your credit rating, nor is it attached to your bank account.

  • Issued immediately, without an application process. Simply buy your non-reloadable card online, enter your current billing address and receive the card details immediately.

  • Important information is all in one place. Once registered on MyPrepaidCenter, you can easily check your remaining credit and transaction history in your account.

Can I Buy Gift Cards With A Credit Card

Yes, you can use a credit card to buy gift cards at most retailers. Occasionally, this wont be allowed for a variety of possible reasons for example, store-specific policies or a flagged transaction from your card issuer.

Buying gift cards with your credit card is usually coded as a purchase rather than a cash advance, though there may be exceptions.

Why You Can Trust Bankrate

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here’s an explanation for how we make money. The content on this page is accurate as of the posting date however, some of the offers mentioned may have expired.

Also Check: Can You Buy Online Gift Cards

Why Would A Visa Gift Card Be Declined

The card might get declined if:

1. The purchase price is higher than the balance on the card. Note that, if you shop internationally, a foreign transaction fee of up to 2% will be put on top of the purchase amount.

2. The merchant doesnt accept Visa debit cards.

3. The billing address you entered at the merchant website is not the same as you entered when you created the virtual card in your account.

4. It is used for a recurring bill, subscriptions or reservation, which put a hold on the available funds for up to 30 days.

5. You try to use it in a prohibited country.6. You choose debit instead of credit when given the option.

Visa Gift Card Security

Where to Buy Visa Gift Cards With a Credit Card  PointChaser

At Gift Card Granny, not only do we make it our mission to save you money, but we understand that your privacy is of the utmost importance.

When you buy a Visa gift card online from our site, rest assured that youll receive the correct gift card with the promised balance through a secure order. We will also protect your personal information during the transaction. This includes any sensitive details and data.

For inquiries about the security of your personal information, contact our customer service team. For more information on why and how we collect and store personal data, please see our privacy policy.

You May Like: How To Put Money In A Visa Gift Card

Visa Gift Card Troubleshooting Guide:

Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.

  • Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. Its very easy for a finger to slip and cause a typo.
  • Is the merchant based outside the U.S.? If youre still having issues, check if the store youre trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say Valid only in the United States on the front.
  • Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You cant convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you cant use your Visa gift card there.
  • Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, its possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.

Activate Your Visa Gift Card

To activate a Gift Card Granny Visa gift card, visit our Activate Visa page and enter in the 16-digit gift card number and 3-digit security code.

If you obtained a Visa gift card from another provider, there should be a phone number you can call or a website you can visit to activate your card. Make sure the gift card information is handy when you make the call or visit the website.

Read Also: Can You Use Mcdonalds Gift Card On Ubereats

Visa Gift Cards At Gas Stations

Many gas stations sell Visa gift cards, but not all of them will accept credit cards as payment. Its always worth a try especially since you an earn up to $6 points per $1 with certain credit cards. So the next time youre at your local 7-11, see if you can pay for a Metabank-issued Visa gift card with a mile-earning credit card.

Ink Business Cash Credit Card: Best For Businesses

Can you buy gift cards with a credit card?

Sign up for the Ink Business Cash® Credit Card to earn 5 percent back on up to $25,000 spent in combined purchases at office supply stores or on internet, cable and phone services each year, 2 percent cash back on the first $25,000 spent each year at gas stations and restaurants and 1 percent back on other purchases. You can also earn $750 in bonus cash back when you sign up and spend $7,500 within three months of account opening. This card doesnt have an annual fee.

Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each cardmember year.

You May Like: How To Do Roblox Gift Cards

Compare Credit Cards To Buy Gift Cards

Buying gift cards with grocery store credit cards can be a great choice. This is because grocery stores can offer a wide selection of gift cards, and certain cards offer strong rewards at these locations.

Rotating-cashback cards can be useful as well, occasionally offering bonus rewards in categories such as grocery stores and

Lastly, store-specific credit cards can be lucrative for gift cards on top of giving you rewards for everyday purchases. Be sure to learn their bonus-reward rules for gift card purchases, though. With the Target REDcard Credit Card, for example, you wont get the 5% discount on Target gift cards or prepaid cards, or on lottery, Stockpile or Gift of College gift cards.

Can I Create A Pin

Yes – you can create a pin on the Gift Card website by selecting “My Pin” under the My Settings tab.

You can also request one at the time you activate your card using the toll-free number on the sticker. There is no charge for using the voice response system. If you activate your card on the website, you will need to call 866.543.9161 to request a PIN.

Also Check: Can You Sell E Gift Cards On Ebay

Cibc Smart Prepaid Travel Visa* Card

  • Foreign-currency, reloadable prepaid card
  • Convenient and secure way to shop when youre outside of Canada
  • Available in 4 currencies: U.S. dollars, Euros, Mexican pesos and British pounds
  • Lock in your rate when you load your card and avoid foreign exchange surprises2
  • Note: CIBC prepaid cards cant be used as gift cards
The amount of the customization fee will depend on the currency of your account.$5.95 CAD or $4.50 USD5
Foreign conversionTransactions, such as debits and credits, not in the currency of your card are converted into the currency of your card no later than the transaction posting date at an exchange rate that is 2.5% over the rate CIBC must pay.2.5%
The first ATM withdrawal in each month is free.$3.50
Lost or stolen card replacement$14.95
Optional card replacement shipment by courier$15.00

Use Donotpay To Redeem Cash From Your Gift Cards

Can i buy a Visa gift card with a credit card

Besides helping you save money on gift cards, DoNotPay can also assist you in redeeming the remaining balance on them. Do you have a gift card you no longer want to use? Dont let the leftover money go to waste! Use DoNotPay to get the cash back in three steps!

  • Choose the Gift Card Cash Back tool
  • Enter a few details about your cardnumber, remaining balance, and the companys name
  • Recommended Reading: How To Deposit Gift Card Into Bank Account

    You May Not Receive Credit Card Rewards For Your Purchase

    No matter what type of credit card you’re purchasing, be aware that your credit card provider might not issue rewards points for gift card purchases. Either way, make sure you read up on your institution’s policy so you know what to expect.

    And finally, something to bear in mind for any credit card purchase, is that no matter how great the rewards, it’s not a good idea to overextend yourself. Regardless of how quickly you’re planning to pay it off, you should avoid using more than 30% of available your available credit doing so can negatively affect your credit score, which can have long-term effects.

    Just like with any other credit card purchases, make sure you spend within your means and pay off your balance in full whenever possible, so that interest doesn’t start piling up.

    About Gift Card Granny Virtual Visa Gift Cards

    Buy an online Visa gift card. Enjoy the accessibility, security and convenience of a prepaid card. Use it to make purchases on any* website that accepts Visa as a form of payment. A Visa eGift card can also be used over the phone.

    A Virtual Visa is emailed to the recipient and delivered in seconds. Instructions are included on how to retrieve the eGift code. Its a convenient and practical gift for any occasion. You can make digital Visa gift cards even more thoughtful by personalizing them with a photo or including a custom message.

    Please note that electronic Visa gift cards are not returnable to Gift Gard Granny.

    Read Also: How To Pay For Icloud Storage With Itunes Gift Card

    Visa Gift Cards At Giftcardscom is a great place to buy Visa gift cards if you 1.) are crunched for time and 2.) want to reduce your out-of-pocket expenses. Many cash back portals, including Yazing and TopCashBack, offer cash back at

    My preference in Yazing, which pays out faster and does a better job of tracking. Ive never once had an issues with order tracking through Yazing. A few readers have complained to be about TopCashBack.

    A $2,500 gift card purchase will cost you a total of $17.20 when you factor in all fees and 1% cash back from Yazing. In other words, youll spend $6.88 per $1,000.

    Can You Use A Visa Gift Card For Online Purchases

    3 Big Problems With Visa Gift Cards

    You might be wondering and have this common question: whether you can make use of a Visa gift card for your online purchases, here we are going to tell you.

    So, the answer is yes, you can easily use this card to make and process all kinds and types of online purchases at your end. Furthermore, this card is packed and injected with a Visa logo and you can freely use this card to millions and trillions number of places.

    This card is accepted everywhere and you can avail of it for your offline and online purchases.

    When you make a purchase, you just have to handover this card to the specific merchant, he enters this card into the machines, then he is going to give you the receipt of your purchase.

    The best part of this Visa gift card is that you can use to make your Amazon online purchases.

    Recommended Reading: How To Use Barnes And Noble Gift Card Online

    About Cibc Prepaid Cards

    You need an active CIBC Canadian or CIBC US$ Personal Account, or a CIBC personal line of credit. You also need to have a valid Canadian address and a valid form of identification. There is no minimum age requirement.

    If you are not a CIBC client, you can buy a prepaid card using debit or credit at Greater Toronto Area Airport banking centres. You must provide 1 piece of identification to purchase a prepaid card using your debit or credit card.

    Non-residents and visitors can also buy prepaid cards. However, in order to buy a prepaid card, you must have a valid Canadian address and provide 1 piece of identification.

    Learn more about valid ID.

    No, prepaid cards are not credit cards.

    Unlike a credit card, which allows you to access a credit limit and pay the bill later, prepaid cards let you load what you need in advance.

    A prepaid card is a reloadable Visa card where the funds never expire, whereas a credit card is revolving credit that goes against your liabilities.

    You can load funds onto your prepaid card from a CIBC bank account or personal line of credit.

    Unlike a credit card, statements will not be mailed out. Statements for prepaid cards are available online. It is recommended to review your history at least once every 30 days to report any fraudulent or disputed transactions.

    Cash advances are not applicable with the prepaid Visa card at merchant point-of-sale terminals. You can, however, withdraw cash at ATMs.

    Understanding Denominations And Activation Costs

    The available denominations for Visa gift cards vary with the issuer but typically begin at $20 or $25. You can also “create your own” and have blank cards loaded in even dollar amounts up to $500 or more.

    Most also require an activation fee, which is approximately $4 for most cards. You can compare terms and fees on Visa and other gift cards online.

    Also Check: How To Buy A Visa E Gift Card

    Activating Visa Gift Cards

    Some online card purchases arrive already activated, while others require activation. You must call an 800 number to activate some cards, while you can register others online. To register online, you typically enter the gift card number and an activation code. With some online vendors, only bulk purchases require activation.

    Visa Gift Cards At Office Supply Stores

    Staples Deal Alert! Get a $20 Visa prepaid card when you ...

    Office supply stores like Office Max and Staples are ideal places to buy Visa gift cards, thanks to 5x category bonuses from cards like the old Chase Ink Plus. The down side? Visa gift cards sold at office supply stores usually come in increments of up to $300 and carry a fee of $8.95.

    If youre earning 5x points through your credit card, this still works out cheaper than buying gift cards at Simon Mall. Office Max often runs rebate promotions on Visa gift card purchases, which helps off-set card fees completely.

    Read Also: How To Get A Free Vanilla Gift Card

    How To Buy Visa Gift Cards

    Visa gift cards may be good anywhere Visa is accepted, but you can’t buy them anywhere. The cards, which start with a fixed amount and can’t be reloaded, are available for purchase in person or online. Various financial institutions issue these cards, and they determine the terms and conditions. You’ll get a slightly different product depending on where and how you buy them.

    If credit cards are not your thing, or cannot access credit card because of poor credit ratings, visa gift cards can be ideal position not only for people who dont like credit cards or have poor score, but people who love gift cards. Most Visa gift cards work exactly like a prepaid visa debit or credit card. The good news is that despite working as credit cards, they do not affect your credit score.

    Read More: How Visa Gift Cards Work

    Can You Purchase Gift Cards With A Credit Card

    You can buy gift cards with a credit card, in store and online, but there are a few things you might want to consider. First, any purchase made on your credit card will attract interest unless you pay off the balance quickly, so your $10 gift card could quickly end up costing you a lot more. Plus, some credit card issuers also charge an additional fee for buying gift cards, so the value on the card might end up being much less than it cost you.

    You May Like: How Much Money Is Left In My Visa Gift Card

    Activate Your Visa Gift Card:

    First, you have to make sure youre Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.

    If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website thats printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.

    Not sure if youre Visa Gift Card is already activated?

    Just go through the process of activating your card again. It wont hurt and youll know for sure if its already activated or not.


    Most Popular